No, really:
RB TexLa (15,329 posts) Profile Journal Send DU Mail Ignore
Fellow childfree folks, how much did you love writing the check out to the IRS after hearing all the
people with children talk about everything they were doing with their refunds for the last three months? Aren't "Family Values" great? They have value, we don't.
Ever since Shit-Nozzle in Chief took over I saw my refund go from $6,000 to $2.300 to $1,000 to owing $200.
But hey...
...I got my SS payroll tax holiday for a few years, right?
What follows is long but stay with it; they will not disappoint your expactations of disappointment.
msongs (25,865 posts) Profile Journal Send DU Mail Ignore
1. hey, people with no kids have tons more money to spend right? like gays? oh, wait nt
alcibiades_mystery (24,416 posts) Profile Journal Send DU Mail Ignore
6. I have two kids age six and three...we wrote a check
I also write checks of $1000 a month for childcare, and $250 per six weeks for after school care. Lots of checks, actually. Enjoy your disposable income. I can pretty much assure you that you have more of it than I do.
Just sayin', my dude.
Art_from_Ark (14,157 posts) Profile Journal Send DU Mail Ignore
33. Just wait until those kids reach college age
That's when the "fun" shifts into high gear.
I'm sure the liberal indoctrination is worth every dime of that $120,000 your children will be saddled with...in addition to the $60,000/person national debt share.
nadinbrzezinski (104,261 posts) Profile Journal Send DU Mail Ignore
8. Me, me, me.
We don't have kids and you know what? I got no issues with it...nor paying for schools for the little ones.
I also know societies have favored having children, something about society continuity.
But I am sure it bothers you...
hfojvt (28,412 posts) Profile Journal Send DU Mail Ignore
24. so you have no problem
if a single person making $13,300 pays $449 in federal income taxes whereas a married couple with two children maing $44,900 pays $0 in federal income taxes. That seems perfectly fair to you? Further, about single people, I think Shari Motro said it best
"Research consistently shows that unmarried Americans are on average poorer, sicker and sadder than their married counterparts. Yet they are denied perks given to married couples who, in many cases, neither need nor deserve them. Though gay couples certainly lose out as well, singles of any preference pay a triple price for not finding love: they don't enjoy the solace and support of a life partner; they don't profit from the economies of scale that come from pooling resources with a mate; and they effectively subsidize spousal benefits that they themselves can't take advantage of."
When somebody is getting screwed and they stand up for themselves, I don't think it's cool to berate them for being selfish. When the world says "kids, kids, kids" and "if you don't have kids, then you don't matter, because it is all about the kids."
Then you just re-affirm our society's bias - "yes, you really do not matter".
nadinbrzezinski (104,261 posts) Profile Journal Send DU Mail Ignore
25. Perhaps I realize those kids
Are the future...
I dunno, it's not all about me.
hfojvt (28,412 posts) Profile Journal Send DU Mail Ignore
30. yeah, the great part about that is
when the future gets here, those kids won't matter either
only their kids will.
I dunno, it's not all about the future. Maybe the now should matter too.
And it's not all about me either. When I stand up and cry foul, it's not just for me
it's for EVERY single and childless person who is getting screwed.
dkf (27,452 posts) Profile Journal Send DU Mail Ignore
90. The hardest part is affording housing as a single person.
Prices are based on two people working. Single people should get a break, not be detrimentally affected by higher taxes.
It's almost as if the market adjusted to the liberal demand that households earn two incomes instead of traditional role-based economics.
static demand + increased currency supply = higher prices
Who could have forseen such a thing...other than every one except a liberal.
noamnety (17,639 posts) Profile Journal Send DU Mail Ignore
176. single people can still get roommates.
That's what I did as a single mom - took in a local student as a boarder for a year or two. It's what my daughter does now that she's older, she rents a house with three other people.
Anyone who decides to live alone in an apartment or house will pay extra for that; it's a luxury to have a kitchen and bath and all that exists entirely for your own benefit. But that's a choice, whether or not you are married.
joeglow3 (2,570 posts) Profile Journal Send DU Mail Ignore
222. So you should get your own house, while others must room up
Seems like YOU are the selfish one.
Response to hfojvt (Reply #30)
Thu Apr 19, 2012, 08:53 AM
SATIRical (261 posts) Profile Journal Send DU Mail Ignore
78. So who is going to be paying your Social Security? (nt)
dkf (27,452 posts) Profile Journal Send DU Mail Ignore
89. If you didn't have to pay for other people you could have saved it.
Then you wouldn't need to pay. 16% a year should have added up to a decent nest egg.
Did she just say what i think she said?
People make enough that SS should be irrelevant.
SATIRical (261 posts) Profile Journal Send DU Mail Ignore
93. Yep, but that is not how the system works.
If we privatize or completely do away with SS and Medicare, then you are correct.
That is not the case, so all of the childless rely on the next generation (raised and provided for by others in society) to fund SS and Medicare for them.
Once upon a time, families took care of their elders.
It seems SS is a device to take care of the childless and children who don't want to be bothered with gramps.
hfojvt (28,412 posts) Profile Journal Send DU Mail Ignore
113. ah, but the math says
that what they pay in will not be any greater than what I already paid in, so it is not like I OWE them anything now for some imaginary future support. I am already paying my share of FICA taxes right now.
What a pant load of demonstrably disproveable bullshit.
If you think you can survive for 20 to 30 years on the $60/month you paid-in from age 18 to 65 you're spending too much of your retirement fund on dope.
SATIRical (261 posts) Profile Journal Send DU Mail Ignore
114. Two things wrong with your math
A) your money paid in is gone. That was the way the system was designed. Wishing otherwise doesn't change the fact. If the next generation disappears, you get nothing.
B) You will almost certainly take out more than you put in. Basically it is like getting 10% APR return on investment. If you find a risk-free investment with that return, please let the rest of us know.
http://www.angrybearblog.com/2009/03/social-security-return-on-investment.html
The system counts on the number of workers continuing to grow. And even with that, the income to the program has already been exceeded by its obligations.
hfojvt (28,412 posts) Profile Journal Send DU Mail Ignore
117. those are not the numbers I came up with
based on what I paid in and what social security projected to me in various earning reports, it pays less than 4%. Not only does it pay less than 4%, but the equity is gone too. The person at that blog did not seem to include the EMPLOYER portion of the tax. If that was not there, then my employer could pay that to me in wages.
Talking about the next generation disappearing is a nonsense argument. Might as well base you argument on the earth getting destroyed by an asteroid.
Point is that I paid my dues there to receive my benefit. I should have to pay an extra subsidy to support other people's children who are paying their dues to receive their own benefit.
Also, my money I paid in is not gone. It has been borrowed.
There's a difference.
Otherwise you might as well say that the money in my savings account is "gone" too. Because, it too, has been borrowed.
SATIRical (261 posts) Profile Journal Send DU Mail Ignore
119. No, the point is
you will be receiving a benefit from the children of others. And you did nothing to earn that benefit from those children or the additional cost/work those parents put into raising them to provide for you.
And we all know that if employers didn't have to pay into SS, our paychecks wouldn't increase accordingly.
So, please point me to this risk-free investment with a 4% return than you seem to think exists.
Yes, some of the money you paid has been borrowed but that reserve is depleting. I don't know how old you are, but it will be gone by about the time I retire for good.
hfojvt (28,412 posts) Profile Journal Send DU Mail Ignore
122. I will be receiving a benefit
because I paid the taxes that entitle me to that benefit. End of story. Full stop. The children of others will be paying their own taxes to give THEMSELVES a benefit when they retire. I don't owe them sh*t because I paid my own way. And where I sit, it looks highly likely that I will have paid in far more than I get out. So a pie in the sky does not seem like much of an argument for being robbed today.
As for risk free investments. Clearly even social security is not risk free, as politicians on the right are determined to plunder it even further, so they can cut taxes for rich people.
But I am so old, I remember when bank CDs paid far more than 4%. When I first started my IRA I was getting something like 7% on CDs. Well, I ran a spreadsheet to predict the future value, and decided to use 5% just to be conservative and safe. At the time, it seems like a good bet that CD interest would never fall below 5%. Probably you could go back 30 years and it would always have been over 5%.
Too bad we only got 12 years into the future before rich people blew up the economy.
If what we pay in FICA is enough to be self-sufficient why are people not allowed to opt-out of the system?
It goes on like this.
http://www.democraticunderground.com/1002581575