« previous next »
Pages: [1]   Go Down

Author Topic: Poor bank account management (w/ Grasswire suggestion)  (Read 2321 times)

0 Members and 1 Guest are viewing this topic.

Offline FaC

  • Full Member
  • ***
  • Posts: 474
  • Reputation: +74/-6
Poor bank account management (w/ Grasswire suggestion)
« on: December 12, 2011, 08:50:08 PM »
Quote
Gato Moteado (8,278 posts) Profile Journal Send DU Mail

Florida Bank Atlantic ripped me off.....Let's kick some bankers' asses, OWS!!!!!

 I closed all my bank acounts.....left BOA years ago. Now I'm banking with a credit union.
 
But, last year while in Miami visiting, i got an account at Florida Bank Atlantic. They are as crooked as BOA, if not moreso! Stay away from Florida Bank Atlantic.
 
Here is what happened:

Someone in FL owed me money and I asked them to deposit it in cash in my Bank Atlantic account and they agreed. This was in March of this year. I checked my acct via online banking and the funds showed up in there that evening. I went ahead and bought an airline ticket and some other stuff i needed online, using my bank atlantic debit card.
 
days later while checking my acct online i noticed seven $35 overdraft charges totaling $245. I called the bank and the drone on the other end of the line said that i didn't have the cash in my acct because a check had been deposited (by the person that owed me the money) and it hadn't cleared when i made my purchases. they sent me a scan of the check. hmmm.....there was no way to determine this from the summary of my acct the day i made all my purchases. by this time i was already out of town on my trip and i needed the money they sucked out in overdraft charges, but they would not reverse those charges no matter how much i made my case.
 
... more sad story ending up with overdrawn account and lots of fees sold to an evil debt collector

BTW - who gets a bank account when they are just visiting????

http://www.democraticunderground.com/10029742

Grasswire has the answer:

Quote

Response to Gato Moteado (Original post)

Mon Dec 12, 2011, 08:20 PM

 grasswire(32,392 posts) Profile Journal Send DU Mail

2. Bank of America just paid out $41 million dollars in a class action suit for this kind of...

....predatory fines.

I would advise the bank and/or PRS that I am part of a 150,000-member activist Internet community and I'm going to take the matter to these activists and to Twitter and Facebook if those charges aren't reversed.
 
Also tell them that Michael Moore is looking for new material for a movie and you are sending your documentation to him.
 
And advise them about the Bank of America settlement.

I am sure they are quaking in their boots. Still a small campfire but I liked the suggestion of bringing the power of DU to bear on the problem...
Logged

Offline Chris_

  • Little Lebowski Urban Achiever
  • Hero Member
  • *****
  • Posts: 46845
  • Reputation: +2028/-266
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #1 on: December 12, 2011, 08:53:36 PM »
Does DUmp3 advertise the number of members now?
Logged
If you want to worship an orange pile of garbage with a reckless disregard for everything, get on down to Arbys & try our loaded curly fries.

Online jukin

  • Hero Member
  • *****
  • Posts: 16236
  • Reputation: +2117/-170
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #2 on: December 12, 2011, 09:08:16 PM »
Quote
I would advise the bank and/or PRS that I am part of a 150,000-member activist Internet community and I'm going to take the matter to these activists and to Twitter and Facebook if those charges aren't reversed.

This DUchebag is a real bully. More proof that what pisses off a DUmbass is what they do.
Logged
When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline GOBUCKS

  • Hero Member
  • *****
  • Posts: 24186
  • Reputation: +1812/-339
  • All in all, not bad, not bad at all
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #3 on: December 12, 2011, 09:10:41 PM »
Nothing frightens a bank more than a DUmpmonkey with a negative balance.
Logged

Offline franksolich

  • Scourge of the Primitives
  • Global Moderator
  • Hero Member
  • *****
  • Posts: 58722
  • Reputation: +3102/-173
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #4 on: December 12, 2011, 09:21:32 PM »
Quote from: GOBUCKS on December 12, 2011, 09:10:41 PM
Nothing frightens a bank more than a DUmpmonkey with a negative balance.

Or a little old lady wearing 6 coats when it's 90 degrees outside, and dragging a child's little red wagon.
Logged
apres moi, le deluge

Milo Yiannopoulos "It has been obvious since 2016 that Trump carries an anointing of some kind. My American friends, are you so blind to reason, and deaf to Heaven? Can he do all this, and cannot get a crown? This man is your King. Coronate him, and watch every devil shriek, and every demon howl."

Offline BEG

  • "Mile Marker"
  • Hero Member
  • *****
  • Posts: 17277
  • Reputation: +1062/-301
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #5 on: December 12, 2011, 09:38:48 PM »
Why didn't you just ask for a cashiers check, cash or a wire transfer?
Logged

Offline DefiantSix

  • Captain, IKS Defiant
  • Hero Member
  • *****
  • Posts: 18669
  • Reputation: +1993/-189
  • "Set Condition One throughout the ship."
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #6 on: December 12, 2011, 09:41:46 PM »
Quote from: BEG on December 12, 2011, 09:38:48 PM
Why didn't you just ask for a cashiers check, cash or a wire transfer?

Because it wouldn't have triggered the "mean old bank" reflex when it bounced was deposited.

 :bouncy:
Logged
"Stand your ground. Don't fire unless fired upon, but if they mean to have a war, let it begin here."
-- Capt. John Parker
"I'm not looking for forgiveness, and I'm way past asking permission"
-- Capt. Steve Rogers
"In this present crisis, government is not the solution to our problem, government IS the problem."
-- Ronaldus Magnus

Offline Carl

  • Global Moderator
  • Hero Member
  • *****
  • Posts: 19839
  • Reputation: +1618/-100
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #7 on: December 12, 2011, 09:51:20 PM »
Didn`t get your drug money in cash like you wanted did ya?

Logged

Offline GOBUCKS

  • Hero Member
  • *****
  • Posts: 24186
  • Reputation: +1812/-339
  • All in all, not bad, not bad at all
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #8 on: December 12, 2011, 09:54:43 PM »
Quote from: franksolich on December 12, 2011, 09:21:32 PM
Or a little old lady wearing 6 coats when it's 90 degrees outside, and dragging a child's little red wagon.
Coach is being mean to Judy again. She's opening a pie shop.
http://www.oregonlive.com/milwaukie/index.ssf/2011/03/pieandjam_shop_to_open_along_the_trolley_trail_aid_local_music_programs.html
Logged

Offline JakeStyle

  • Hero Member
  • *****
  • Posts: 3146
  • Reputation: +359/-39
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #9 on: December 12, 2011, 10:08:02 PM »
Logged

Offline NHSparky

  • Hero Member
  • *****
  • Posts: 24431
  • Reputation: +1280/-617
  • Where are you going? I was gonna make espresso!
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #10 on: December 13, 2011, 05:38:11 AM »
Gee, a check had a hold placed on it--who knew, DUmmies???

Logged
“Any man who thinks he can be happy and prosperous by letting the government take care of him better take a closer look at the American Indian.”  -Henry Ford

Offline JohnnyReb

  • In Memoriam
  • Hero Member
  • *****
  • Posts: 32063
  • Reputation: +1998/-134
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #11 on: December 13, 2011, 07:12:08 AM »
I've banked with several banks, usually 2 or 3 at the same time, for over 48 years and have had only a couple of problems in all that time. The DUmmies seem to have more problems in a month than I did in 48 years.
Logged
“The American people will never knowingly adopt socialism. But, under the name of ‘liberalism’, they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened.” - Norman Thomas, U.S. Socialist Party presidential candidate 1940, 1944 and 1948

"America is like a healthy body and its resistance is threefold: its patriotism, its morality, and its spiritual life. If we can undermine these three areas, America will collapse from within."  Stalin

Offline Karin

  • Hero Member
  • *****
  • Posts: 17752
  • Reputation: +1895/-81
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #12 on: December 13, 2011, 08:28:25 AM »
Just to reiterate on these public internet waves:

Quote
Hikers, bikers and other trail users can expect brown-sugar peach, lemon icebox and deep-dish green apple pies, among other varieties, for $3. Unless they're teachers or public servants, because Smith will serve those customers at no cost.

Estimated Revenue:                                    $   24
Less:
Ingredients                                                   200
Workers Comp                                               625
General Liab.                                                400                         
Recurring Maint on old building @ union scale   5,000
Legal fees RE Bribery charges                       10,000
   
???

Profit! 
Logged

Offline Skul

  • Sometimes I drink water just to surprise my liver
  • Hero Member
  • *****
  • Posts: 12475
  • Reputation: +914/-179
  • Chief of the cathouse
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #13 on: December 13, 2011, 11:27:42 AM »
Let's see.
Wanted a cash deposit and got a check  deposit instead.
As I recall, deposits after a certain time of day, do not become recorded till the next business day.
I can just imagine the firestorm if that check bounced. :rotf:
Would have been the bank's fault, or at least Bush.
Logged
Then-Chief Justice John Marshall observed, “Between a balanced republic and a democracy, the difference is like that between order and chaos.”

John Adams warned in a letter, “Remember democracy never lasts long. It soon wastes, exhausts, and murders itself. There never was a democracy yet, that did not commit suicide.”

Offline SSG Snuggle Bunny

  • Global Moderator
  • Hero Member
  • *****
  • Posts: 23560
  • Reputation: +2480/-270
  • Voted Rookie-of-the-Year, 3 years running
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #14 on: December 13, 2011, 11:37:16 AM »
Quote from: Skul on December 13, 2011, 11:27:42 AM
Let's see.
Wanted a cash deposit and got a check  deposit instead.
As I recall, deposits after a certain time of day, do not become recorded till the next business day.
I can just imagine the firestorm if that check bounced. :rotf:
Would have been the bank's fault, or at least Bush.

I'm wondering if the check did bounce and that was omitted from this re-telling.
Logged
According to the Bible, "know" means "yes."

Online 67 Rover

  • Hero Member
  • *****
  • Posts: 6479
  • Reputation: +1719/-41
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #15 on: December 13, 2011, 11:40:19 AM »
Quote from: JakeStyle on December 12, 2011, 10:08:02 PM
http://pieandjam.com/ Coming soon!

I swear there is a genetic component to liberalism, they all have that same basic look. 
Logged
NRA Benefactor member
G.O.A. Life member
G.O.A.L. Life member
Certified Law Enforcement Sig Armorer

Offline franksolich

  • Scourge of the Primitives
  • Global Moderator
  • Hero Member
  • *****
  • Posts: 58722
  • Reputation: +3102/-173
Re: Poor bank account management (w/ Grasswire suggestion)
« Reply #16 on: December 13, 2011, 03:47:00 PM »
Quote from: SGT Snuggle Bunny on December 13, 2011, 11:37:16 AM
I'm wondering if the check did bounce and that was omitted from this re-telling.

Given the way the primitives do that, leaving something out, and given that DUmmies lie, all the time, DUmmies lie, I'd give that a better than 50% odds of being the case.
Logged
apres moi, le deluge

Milo Yiannopoulos "It has been obvious since 2016 that Trump carries an anointing of some kind. My American friends, are you so blind to reason, and deaf to Heaven? Can he do all this, and cannot get a crown? This man is your King. Coronate him, and watch every devil shriek, and every demon howl."
Pages: [1]   Go Up
« previous next »