Remember, I used to wade in the Elkhorn, when I was quite young. 
In case the sparkling husband dude checks this thread again, it's not all fun and games with this real estate.
"spiders in the bathtub"
http://www.conservativecave.com/index.php/topic,64062.0.htmlYou know, I was taught to swim, and I guess I swim "competently," but really, it's not my thing to do.
One of those things that if one has to, one will; if one doesn't have to, one doesn't.
Both the Platte River and the Elkhorn River have a substantial ("substantial" for Nebraska) population base surrounding them, but the Middle Loup River, in the heart of the Sandhills, is pretty remote.
When I was in high school--we're talking 15, 16, 17 years old here--three friends and I worked summer afternoons cleaning up the grounds of the local drive-in movie theatre, after which we'd head way out to the Middle Loup River to get cleaned off, cooled off.
The second summer, we were joined by a foreign-exchange student at the local high school, from West Germany.
The first time we took him out there, we were shocked--I mean to say really shocked--when he stripped off all his clothes and dived in, just like that. "Skinny dipping" was something little kids did, and we weren't little kids. "Skinny dipping" was something from pioneer days (in the area, circa 1890-1910), and we were more modern than that.
But we followed his lead, and never again swam in the Middle Loup River unnaked.