DUmmies Discuss Retirement Planning

[GOBUCKS]

DUmmy erodriguez, thirty years from retirement, is already doomed to an old age of poverty, due to politicians failing to designate enough taxpayer money payable to erodriguez. With thirty long years to prepare, all DUmmy erodriguez can do is dread the passage of time:

erodriguez  (485 posts)        Fri Jul-08-11 12:41 AM
Original message
30 years from now. I will be a senior.
However, I do not expect to be retired. I do notexpect to have health insurance. I do not expect to have much of pension.

This is because my country elects people who do not represent me.

That is because my elected leaders listen to those with much more wealth than me.

That is because my "Democratic" president will Insist on austerity and cutting benefits.

All the while people cheer and say "I got this!"

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=439x1440028


Nutcase nadin is willing to go on strike from...nothing:

nadinbrzezinski  (1000+ posts)        Fri Jul-08-11 12:42 AM
Response to Original message
1. This is why it is time for you and me
to take to the streets... and go into MOVEMENT politics.

we will hit that in twenty

Peculiar math from know-it-all. She's a very plain, dumpy, fat, fiftyish babushka. Certainly less than twenty from senior status.
Her math skills match her affable humility. Trust me, I know.


This post and the outraged responses to it were the reason I brought this over:

taught_me_patience  (1000+ posts)        Fri Jul-08-11 01:26 AM
Response to Original message
3. Instead of blaming politicians
why don't you go out and make your own destiny over the next thirty years? Who is president should have very little impact on your own life.

Common sense, right? Not at the DUmp. DUmmy taught_me_patience is lucky to not get a tombstone for this kind of repuke thinking.

aquart  (1000+ posts)        Fri Jul-08-11 02:44 AM
Response to Reply #3
4. What an utter crock.

   
 

shireen  (1000+ posts)        Fri Jul-08-11 03:53 AM
Response to Reply #3
7. tell us how!
teach us your ways and guide the way ....

More common sense, to whip up even more fury from the dole-dependent DUmbasses:

taught_me_patience  (1000+ posts)        Fri Jul-08-11 10:24 AM
Response to Reply #7
10. You can start with contributing to a 401k and IRA
so you can build your own retirement. The OP has 30 years to build it up. Is the OP counting on social security for retirement? You can buy a home so that in 30 years it's paid off and you don't have a mortgage, making retirement easier.

 

Shireen  (1000+ posts)        Fri Jul-08-11 06:44 PM
Response to Reply #10
11. sure, in a perfect world where people have money to save!
Too many people live paycheck to paycheck, and can barely save for an emergency fund. Cost of living has gone up considerably lately.

 
 

tavalon  (1000+ posts)        Fri Jul-08-11 07:00 AM
Response to Reply #3
8. Yeah! Horatio Alger did it! So can you!
Blah, blah, stupid ****ing blah blah lie.

[vadawg]

rofl, me im planning on buying a buick and using that as a base of operations for my retirement,  either that or plan B, buying myself a nice little sailboat and live on it in the Med..  mayby Kriti or Zante.  Pretty sure regardless of what i do im not going to greet about it online.

[diesel driver]

One of the first requirements for retirement is to have a job.

The more ambitious have 2 jobs, but for DUmmies, that would mean less cheeto and computer time.

[USA4ME]

As noted, these idiots have all their eggs in one basket; the social safety net which, even if left alone, may or may not be here by the time they retire.  Instead of planning as though it won't be here and then considering it a bonus if it is, they rather rationalize and make excuses as to why they can't.  That's called being lazy.  And then they wonder why they get labeled as being lazy.

.

[Karin]

Grouchy old Don has some advice:

NNN0LHI  (1000+ posts)      Fri Jul-08-11 07:12 AM
Response to Original message
9. Here read this and I hope it helps
 http://www.aflcio.org/joinaunion/why /

Union members earn better wages and benefits than workers who aren’t union members. On average, union workers’ wages are 30 percent higher than their nonunion counterparts. While only 14 percent of nonunion workers have guaranteed pensions, fully 68 percent of union workers do. More than 97 percent of union workers have jobs that provide health insurance benefits, but only 85 percent of nonunion workers do. Unions help employers create a more stable, productive workforce—where workers have a say in improving their jobs.

 

Right! That's the ticket!  Just join a union and bleed your employer dry.  That should do it. 

Bolding is mine.  Stable, like wildcat strikes?  Productive, like stringent work rules that allow guys to sit on their asses for hours at a time, while waiting for the electrician to be located at the bars, to come in and change a lightbulb?

[WinOne4TheGipper]

Taught_me_patience is begging for the granite.  How dare he be rational?!  I cannot believe these people are descended from Americans who fought and died to gain independence or those who pulled up roots and traveled for months to get to the other side of the continent, just to scrape out a meager living as a farmer.  This truly is the Era of Gimme.

[NHSparky]

Yup--those 'Rats (Got Trillion Dollar Deficits? Thank DEMOCRATS!) sure are helping me to retire in style, lemme tell ya.  So far:

--My SS retirement age has gone up.
--By the time I hit said age (67) I'm sure there will be some sort of "means test" applied, so that anything I paid into the system is basically going to some shitbird.
--My 401(k) is hanging on by a thread.  I'd love to save more, but kinda hard to do with $4/gal gas, etc.
--Because of the housing bubble, any equity I had in my house is LONG gone.  Thanks, Bwaney!

And yet I'm going to sock away every dime I can, just so Obumbles can take it away at a whim.

Need I go on?

[DumbAss Tanker]

Due to a long time working, most of it thankless and occasionally dangerous, I'll have a paid-off house and three separate income streams coming in when I retire...social security is by far the least of the three.  Anyone counting on SS alone for their retirement is just asking to be subsisting on cat food (And not the high-end stuff, either).

[jukin]

The only unions that are of signifgance are the public sector unions.  So fro our dear DUche lurkers, that means that those unions bleed the taxpayers dry.

In kalifornia the average retiree takes home a mere $62,000/yr plus full Cadillac health plans with COLAs.  The average working person in kalifornia earns a bit over $42,000/yr and pays 35% for their own health care.

That is unsustainable and is what will lead to people in the streets. 

[VivisMom]

What are these DUmbasses planning on retiring from? How does one retire from eating Cheetos and smoking weed? 

[BlueStateSaint]

What are these DUmbasses planning on retiring from? How does one retire from eating Cheetos and smoking weed? 

Hopefully, from wasting oxygen . . .

[Traveshamockery]

Gee, I thought the DUmmies were so smart but this thread proves why they are unintelligent little sheep who see nothing wrong with relying on the hard work of other people to make their way through life. 

I was taught th term "self-reliance" pretty early on.  I remember my father specifically saying to me (and to all of my brothers and sisters) to never rely on the government to take care of you because you will be very disappointed. 

Again, there are people in this country who have no choice but to rely on the government for their care.  It's the people (like the DUmmies) who have such little self-respect that think the government's job is to take care of them.  Let's just be clear, DUmmies ~ if you think that way you will be disappointed and bitter.