University of TN is one of the largest employers here. (ALCOA and TVA are the other 2).
RB works at UT and gets their health insurance for her, her husband and son. The University switched providers, her part of the premium went up $100/per month, for less coverage, and she had to fill out a raft of forms for each of them, regarding their health and all their dr visits for the last 2 years, to make sure that they will have coverage. Her husband has had part of his stomach removed years ago, prostate cancer about 7 years ago, and then had a melanoma behind one knee, a little over a year ago. She's pretty worried about their insurance. The Univ is giving employees a choice of taking the new, or staying with the old. If she had stayed with the old (BCBS), the premium she was paying would have doubled.
My son in law, works at UT Hospital....which has not been part of the University for several years. They were just switched from BCBS to Humana. My daughter said their premiums didn't change, but the coverage was reduced.
My brother, in Chicago, said his company changed theirs. My sister works for IBM, and she said theirs was changed too. I asked my brother how that "hope and change thing was workin' for him"....not positive how he voted, which was why I made the comment only to him. I know his wife and my sister voted for Obama,

but in order to keep the peace ....we don't discuss politics.
From what I have read, there are a lot of major employers quickly changing their employee health insurance bennies while they still can.