Yes, it's all those democrat add-ons that are sooooo extremely expensive (and the worst in NY), that gives people such sticker shock when they get a quote. Add in union scale wages, and it's a no go. There's a ton of work I'd love to get done on my old house, but I just can't afford it. We did necessaries, such as roof and masonry, but I'm going to have to live with ugly ceilings for some time. It sucks. But WC in NY costs a gigantic fortune for any contractor. It's a wonder they go into business.