We are good, compassionate, Christian people because we voluntarily reach into our own pockets and we help other people in need. We do more of this than any other nation of people on the earth.
We are good, compassionate, Christian people because we don't believe in reaching into other peoples' pockets to help ourselves, which is also know as stealing.
We are good, compassionate, Christian people because we believe in providing assistance for people who are truly physically disabled and cannot care for themselves.
We are good, compassionate, Christian people because we believe in providing assistance for people who temporarily find themselves in a situation of need.
We are good, compassionate, Christian people because we provide emergency care when needed regardless of ability to pay. You may have to pay later but you are not denied the care.
Insurance is a good idea. A bunch of people paying into a pool of money, that will help the few individual people in the group who have something unusual and catastrophic happen. Paying about 7hrs worth of work for your medical care should not be a catastrophe. Paying for a thousand bucks or so in a year for your or your families medical care should not be a catastrophe. Most people pay more than that for their internet/cable tv/phone bills.
Surgery, bone breaking accidents, diseases like cancer, these things are catastrophic. Things that require hospitalization are catastrophic. Having to pay $50,000 in a year for medical care would be catastrophic for most. For those things you should have insurance.
edited by franksolich to add the missing word "not"; sorry for the inconvenience