Just went through my open enrollment at work, guess this is my Obamacare "success story:" Last year was $111 a paycheck for a family of five w/ a "platinum" HSA, Vision on myself and wife, dental for all, etc.... This year is $133 since I added on my oldest to the vision, also changed the company sponsored life insurance, but that was a freebee. So what's the success in all of this? Obama didn't manage to double my premium like so many other workers. I set my bar pretty low.
Well that is because you got a one year opt out that King Barky the Liar gave to business so that there was not a horror show in 11/2014 for the donks. What is happening now is to the much smaller market of individuals that buy insurance on their own, approx 20 million. You know more than new people will get insurance, 30 million uninsured in 2010, 30 million uninsured in 2016. I should add the caveat unless amnesty is granted then......
This is what is getting all of us individual people ****ed in the ass:
On the other hand, based upon current proposed regulations, small group plans must contain benefits in the following 10 Essential Health Benefit categories:
Ambulatory patient services (jukin's canceled plan that he liked has, wants, and needs)
Emergency services (jukin's canceled plan that he liked has, wants, and needs)
Hospitalization (jukin's canceled plan that he liked has, wants, and needs)
Maternity and newborn care (jukin is childless 53 year old man, do not need or want)
Mental health and substance use disorder services, including behavioral health treatment
Prescription drugs (jukin's canceled plan that he liked has, wants, and needs but does not need birth control pills)
Rehabilitative and habilitative services and devices (jukin is not a drug addict/alcoholic, do not need or want)
Laboratory services (jukin's canceled plan that he liked has, wants, and needs)
Preventive services and wellness services and chronic disease management (jukin's canceled plan that he liked has, wants, and needs)
Pediatric services, including oral and vision care (jukin is childless 53 year old man, do not need or want)
http://info.meritresources.com/blog/bid/228763/What-are-the-Obamacare-Essential-Health-Benefits-and-Minimum-Value-StandardsMy policy goes up because I have to now pay for baby mothers, drug addicts, alcoholics, and dental and vision of children I do not have. That is why I'm getting the 2X, 2X, 3X premium, deductible, co-pay treatment. I liked Herman Cain's 999 plan far better.
This will come at you next year and YES your premiums will double, your deductibles will double, your co=pays will triple, and your employer will probably quit buying any portion of your insurance. This is why Obama illegally and unconstitutionally waived a portion of his signature law for political gain. This was a far worse infraction than what King George did.
It's going to be glorious future comrades, GLORIOUS!!!!!