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Tue Sep 24, 2013, 12:57 PMJayhawkSD (645 posts) How affordable are the Health Care Exchanges really? I'm not asking as an attack Obamacare, I am by no means opposed to it, but the numbers don't necessarily make a lot of sense to me. CBS News presented a scenario last night for a single guy making $36,000 per year and how happy he was with a policy costing $285 per month. It has a $1300 deductible. By my calculation his take home pay is $569 every two weeks, so to start with his premium is almost precisely half of one paycheck. In what universe is one fourth of your take home pay affordable? And it's a policy that doesn't kick in until you have coughed up $1300, and how affordable is $1300? Further, the true premium is $464/mo according to CBS News, and it's reduced to $285 by a tax credit. Unless I'm missing a special provision in how tax credites are handled differently under ACA than they are for everything else, you only receive them when you file your taxes, so he'll have to actually pay the $464 per month and then get a refund of $2148 in April of the following year. That means he's coughing up almost the entirety of one paycheck (82%) every month. How "affordable" is that? Am I missing something?
Response to PoliticAverse (Reply #2)Tue Sep 24, 2013, 06:26 PMStar Member MindMover (3,037 posts) 29. Yea, lets pay the irs in advance, love that idea ... this whole ACA is subsidizing insurance comps
Response to JayhawkSD (Original post)Tue Sep 24, 2013, 06:28 PMPuzzledtraveller (3,117 posts) 30. I was recently trained on the programas I am a medicaid caseworker. I think it will hurt most families. That's just my opinion.
Response to Puzzledtraveller (Reply #30)Tue Sep 24, 2013, 06:30 PMStar Member MindMover (3,037 posts) 32. YA GOT THAT RIGHT .... subsidizing insurance companies is not a good idea ....
Pass it to find out what's in it.
I passed a large one last night but I ain't digging in it to find out what I had to eat the last few days.
Don't worry, the NSA and DOJ are already on top of that.
End quote. Congressman, please stop sticking your head in the sand as to the very real problems of the ACA. It's all anyone is talking about, and the FAMILY GLITCH is a HUGE problem. $36K is a fairly avg salary for your constituents. It used to mean a pretty good job for around here. Are your intentions to eat up 82% of our paychecks, so that we lose our homes, and starve besides?
Well, I haven't written to my congresscreep is a little while, so I posed your question to him, JayhawkSD and asked for a reply. I'll let you know what he says. Thanks for writing. I also added this:
Bartender: That green beer you're peddlin' just ain't any good.Bowtie Driver: It ain't supposed to be good! It's supposed to be bought.Bartender: I ain't buyin'.Bowtie Driver: Don't worry about it, pops! We won't come back.
Unless you're on Tricare, Medicare, Medicaid, or one of the fraction of employer plans that are going to survive the transition and meet all the ACA qualifications, paying the fine looks like the best option for a large majority of Americans.
Then our wonderful democrat congress critters will say we need a do-over, single payer.
Better shut down the government at that point. I thought monopolies were illegal.
I can't wait for the excuses when Obamacare turns out to be even worse than we imagined.I already know what the liberal solution will be; more gov't control.Liberals are so stupid. It's like getting caught in a fire and severely having your legs burned. You're in pain and, naturally, complaining about the pain, and all libs can say is "Of course you're complaining about how much your legs hurt. The way to fix that is to burn the upper part of your body so you won't focus on your legs so much."
I am afraid that is what's going to happen, pay the fine and even fewer people will be insured. Then our wonderful democrat congress critters will say we need a do-over, single payer.
That's what I'm starting to fear."See we tried to make an insurance market work...but it doesn't help, the only way is to move to single-payer."
Sorry, idiot. It's all about destroying the ones that don't participate. This won't work and the Marxists will push for single payer. Pay attention, douchebag.
