Backdoor Bob complains about hospital visit

[BannedFromDU]

backwoodsbob (4,047 posts)

my night in the hospital shows why we need universal health care
I have pneumonia and finally gave up and went to the hospital and spent the night last night.Spent about 11 hours in the hospital...two iv's ..an inhaler..some medicine..nothing special....Thanks to my insurance I'm paying $87 bucks....however,my insurance company was charged over 11k.

That's INSANE!

How can a night in bed..a b12 shot and some antibiotics..two Iv's...and a monitor cost over 11k?

I always thought bullshit was bullshit, but this is several different kinds of bullshit:

1. I don't believe a night at any hospital for pneumonia costs $11k;
2. I don't believe a hospital discharges anyone on antibiotics after 11 hours;
3. I don't know what this has to do with universal care, anyway, unless the asshole is complaining that $87 for round-the-clock care and medicine is too much;
4. Since this didn't cost $11k, I don't see the need to get the government involved in bargaining rates down;
5. Even if a single payer could bargain rates down, the extra cost of 0bama's Chicago monkeys hired to "manage" the whole process would increase them right back.


So...BULLSHIT, Backdoor Bob. FAIL.

[WinOne4TheGipper]

Because it's well known that government brings costs down?

[Mr Mannn]

because knowing the govt pays $600 for a toilet seat, makes giving govt my health care feel so much better.

[Ballygrl]

Thanks to my insurance I'm paying $87 bucks....however,my insurance company was charged over 11k.

The Hospital has to over-bill the insurance company and the insurance company passes the costs onto their customers because of paying for people and illegals who are uninsured.

[GOBUCKS]

Of course this entire OP is a lie from the homo DUmmy, but based on the hospital bills I've seen, $11K would immediately be written down to maybe $900, and the insurance would pay that, minus copay.

[Freeper]

He pays $87 freaking dollars and has the nerve to bitch.

[Delmar]

Sat Jan 5, 2013, 12:24 PM
 backwoodsbob (4,052 posts)

Thanks to my insurance I'm paying $87 bucks....however,my insurance company was charged over 11k.

That's INSANE!

How can a night in bed..a b12 shot and some antibiotics..two Iv's...and a monitor cost over 11k?

The reason for only needing to charge you $87.00 on an $11,000.00 bill is because Faux snooze subsidized your care and in return the hospital administrators agreed to tune in all the hospital's TV sets to Fox News.

[FlaGator]

If the OP is true then you can thank the ambulance chasing lawyers  and the Obama administration for the extreme costs. You paying for the hospital to run every test they can think of so they don't miss something and get sued for malpractice. You paying for the doctor's and the hospital's malpractice insurance. Your paying for all the lawyers that the hospital has to keep on staff in case they are sued. As noted in a previous email you pay for the treatment of every illegal alien and homeless person who finds their way in to the emergency room. You are also paying for all the medicaid and medicare losses hospitals incur because the Obama administration stole 700 billion dollars from those programs by setting limits on what they can charge medicare and medicaid patients for services.

[zeitgeist]

I had a five day stay with surgery which ran around 42k, my cost around $750.  Worth every penny of it too. 

[Texacon]

How do you know THE NEXT DAY how much the bill to the insurance company was?  I've never seen a bill that quickly, anyone else?

KC

[Bad Dog]

How do you know THE NEXT DAY how much the bill to the insurance company was?  I've never seen a bill that quickly, anyone else?

KC

Picky-picky-picky.  I'm no expert but, I think tose prices are pretty good for rectal tear surgery.

[GOBUCKS]

How do you know THE NEXT DAY how much the bill to the insurance company was?  I've never seen a bill that quickly, anyone else?

It takes months to see all the bills, and any hospital stay will generate many different bills from hospital, pharmacy, surgeon, anesthesiologist, etc., etc.

If you ask the hospital, they will tell you it's impossible to give you a single figure because everything is billed separately.

[md11hydmec]

Sometimes on discharge, if you ask for it, you can get an itemized bill for the stay.  Its all on computer.   That doesn't account for the techs or specialists that bill separate.  Also, the hospital may have billed 11,000 but it will be discounted down to probably 3,000.  Insurance companies do that all the time.  It depends on the deal it has with the hospital.  Very rarely will it pay the billed amount.  I had to use the emergency room last year, had food stuck in my esophagus.  That bill was 2,000.  My insurance had the hospital discount it down to 1200 with an ekg thrown in.  Still, complaining about having to pay 87, he needs to be bitch slapped.

[Zeus]

It takes months to see all the bills, and any hospital stay will generate many different bills from hospital, pharmacy, surgeon, anesthesiologist, etc., etc.

If you ask the hospital, they will tell you it's impossible to give you a single figure because everything is billed separately.

There are a couple hospitals around here that track patient services via computer and can give you a printout upon discharge of Services rendered. Times . places , Dr. ordered , tests/procedures performed ,costs. Final bill may include incidentals overlooked or not originally logged at time of occurrence but costs are in the ball park.

[zeitgeist]

How do you know THE NEXT DAY how much the bill to the insurance company was?  I've never seen a bill that quickly, anyone else?

KC

With my patient number I was able to long into the hospital billing information.  And that is scary but true.

ETA Oh, and my ins paid the hospital more than it billed. Hospital billed actual, ins paid more by a considerable amount ( I haven't gone back to check if the amount was corrected, actual was less than the ordinary and customary or whatever it is they pay.)  I made  a nice little spread sheet of the whole thing showing what the billing was, what was allowed and what I owed.


I had a benign adenoma removed from my duodenum.  Not fun but have a great scar.

[Chris_]

With my patient number I was able to long into the hospital billing information.  And that is scary but true.

Interesting.  I never once thought to try that.  I was probably too distracted from being sick.

[zeitgeist]

Interesting.  I never once thought to try that.  I was probably too distracted from being sick.

It was a rather strange thing I will admit.  M/zeit was looking at the bill and hospital web so I said try using the account number and see what happens. The rest, as they say, was my billing history.  I was impressed but a bit disturbed by the ease of it too.

[J P Sousa]

  my night in the hospital shows why we need universal health care 

Hmmm, I'm thinking universal health care would result in cutting that (a b12 shot and some antibiotics..two Iv's...and a monitor ) down to "a b12 shot and some antibiotics", and out you go.

.