TEACHER: "I can't get a home loan. I set my thermostat at 62. No cable at my hou

[Texacon]

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=439x507483

kpete  (1000+ posts)        Fri Feb-25-11 01:28 PM
Original message

TEACHER: "I can't get a home loan. I set my thermostat at 62. No cable at my house, no internet," 
 
Edited on Fri Feb-25-11 01:32 PM by kpete

Are These People Overpaid?


...............


On the second floor, HuffPost met Erica McCool, a seventh-grade English teacher in Stoughton, carrying a sign that said she wouldn't let Walker into her classroom because he's a bully. A former paralegal, McCool said she she started studying to get a Wisconsin educator license in 2005 and now earns about $30,000 a year as an English teacher. She loves her job but laughed when asked whether she considered herself overprivileged.

"I can't get a home loan. I set my thermostat at 62. No cable at my house, no internet," said McCool, 29. "I'm also $36,000 in debt from becoming a teacher."

On the ground floor, Madison resident Pete Silva told HuffPost he had been a firefighter for 26 years when he retired in September at age 52. Silva said he worked 56 hours a week, often 24-hour shifts, driving a fire engine in response to fires and medical emergencies. He said his salary started at $31,000 and had reached $60,000 by the time he retired.

Silva said his pension provides $30,000 a year, which isn't enough for him to live on, so he's taken a job as an instructor in the Wisconsin Technical College System, earning roughly $55,000 a year. His total income is significantly higher than what he earned as a firefighter, but he makes no apologies, arguing that a nice pension was part of the deal he made in exchange for his decades in a dangerous job. He said he sustained two neck injuries from lifting "very, very heavy patients" and has had to replace herniated discs.

So the teacher in the story didn't know what she was going to be making on the front side of this deal?

The fireman quoted .... I don't have any problem with firemen but all the ones I know always work a 24 hour shift and much of that time is spent cleaning the firehouse/cooking/sleeping/etc ...  Yes, I know sometimes they work the whole shift but it is the exception rather than the rule.

Also this guy is making more out of retirement on his 'second job' than he was as a fireman ... am I supposed to feel sorry for this guy?

reggie the dog (1000+ posts)      Fri Feb-25-11 02:26 PM
Response to Reply #2

6. sell them their pot  

seriously selling cannabis is a good way for us teachers to supplement our meager income

Wow!  This dudes avatar is a marijuana leaf ...

senseandsensibility  (1000+ posts)      Fri Feb-25-11 05:06 PM
Response to Reply #6

31. Obviously, I'd never do that.
 Teachers are law abiding and have to pass background checks. I'd lose my job if did such a thing, and really, it's so off my radar screen that I almost don't know how to respond. Just in case anyone takes your comment seriously.

reggie the dog (1000+ posts)      Fri Feb-25-11 05:08 PM
Response to Reply #31

32. just a sarcastic remark
 
to highlight that the only way a teacher can be earning too much money is illegally, whereas our counterparts from the universities in many other sectors do just fine legally.....

More at the link with even a few arguments about when someone should be able to retire.

KC

Yeah ... right ... 

[Traveshamockery]

seriously selling cannabis is a good way for us teachers to supplement our meager income

Isn't "Reggie the Dog" the same DUmmie who said he gets disability in euros?  Now he says "us teachers?"  Which is it, Reggie?  Are you a teacher or are you receiving disability?  And do you even LIVE in this country? 

 

[Texacon]

Isn't "Reggie the Dog" the same DUmmie who said he gets disability in euros?  Now he says "us teachers?"  Which is it, Reggie?  Are you a teacher or are you receiving disability?  And do you even LIVE in this country? 

 

Yeah, I was just seeing some of reggie's stuff on another thread here.  Sounds like an interesting cat.   

KC

[thundley4]

reggie the dog (1000+ posts)      Fri Feb-25-11 05:08 PM
Response to Reply #31

32. just a sarcastic remark
 
to highlight that the only way a teacher can be earning too much money is illegally, whereas our counterparts from the universities in many other sectors do just fine legally.

Is he saying that university teachers/professors are over paid and that is why teachers go so far into debt?

[Texacon]

Is he saying that university teachers/professors are over paid and that is why teachers go so far into debt?

Good catch.  I didn't even think about that!

KC

[Celtic Rose]

What most liberals seem to ignore is that educators chose their job.  If your job doesn't pay enough, then find a job that does.  Find a different district, heck, if it is that bad, find a different state.  Teachers work between 9-10 months a year, which puts her salary at $3,000 per month of actual work, at the low end.  She has only been teaching a few years, if that, so she is likely still making entry level pay.

She left a job as a paralegal, so she either thought that she would make more money as a teacher (highly likely), or she wanted to do something that she loved.  There is no guarentee for anybody that the field that they love will be lucrative, so if you choose it out of love, you really don't have a right to complain if the pay isn't what you wanted, because employers are pretty clear about pay before anybody accepts a job.

[Evil_Conservative]

"I can't get a home loan. I set my thermostat at 62. No cable at my house, no internet," said McCool, 29. "I'm also $36,000 in debt from becoming a teacher."

That debt is probably the biggest reason why you cannot get a home loan.  We were approved for a home loan, with only one income, but we didn't have a butt load of debt.

[Celtic Rose]

That debt is probably the biggest reason why you cannot get a home loan.  We were approved for a home loan, with only one income, but we didn't have a butt load of debt.

Yeah, it tends to look bad when your debt is higher  than your annual salary.

[GOBUCKS]

This thread is talking about a brand new, entry-level, BA-degree, junior high teacher. On top of that, she's a DUmmy. Those circumstances do not describe someone who should immediately realize every aspect of the American dream. Now, she's a DUmmy, so those things will probably always be out of reach for her, but even if she were a normal person, to expect a new home and all the little luxuries many of us enjoy just isn't reasonable. She's also burdened herself with a gigantic debt. To amass that kind of debt just to get a teaching degree indicates someone not bright enough succeed, regardless the situation.

Whenever you hear the DUmbasses whining about there being no good jobs out there, they're always talking about jobs for an entry-level DUmbass, for whom there has never in history been any "good" jobs, and never will be. There are millions of great jobs out there, but the people in them didn't just walk straight in off the street, bitch about the Koch brothers and taxing the rich, and get rewarded with instant middle class affluence.