I am still considering applying for SSD, as my heart condition and medical records easily qualify me. I haven't made up my mind yet, because it would lock me into poverty for the rest of my life. But the one bit of advice I am getting from others is to hire a social security lawyer to do my application. That would increase my chances of getting it in six months, as opposed to an automatic rejection and up to two years trying to get it if I do it myself, and the lawyer will get paid out of my "back pay" when the check is cut.