primitive's husband gets rejected

[franksolich]

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x7905908

Oh my.

a la izquierda  (1000+ posts)        Fri Mar-12-10 09:27 PM
Original message
 
My husband got rejected today 

I'll start by saying that I feel very, very badly for anyone that doesn't have health insurance. I do know how that feels. I don't want to rub it in anyone's face, but I do want to vent a little.

So, in Oklahoma, believe it or not, we have state subsidized health insurance for those people who make below a certain, mandated, amount of money. Last year, my husband qualified for it, based upon his, and my income. Even though I have my own insurance, both of our incomes are calculated into the equation.

Anyway, fast-forward to this year. My husband is an unknown "dog whisperer." He's no Cesar Millan, in that he doesn't believe that what he does is special. He works at a dog daycare facility, but has a reputation as being one of the best dog people in the area. He has many, many clients who wouldn't bring their dogs to the facility if he didn't work there.

That doesn't matter, because he doesn't have employer sponsered insurance; his boss won't spring for it, even though the state pays a portion of it. So, last year, he applied for the Oklahoma insurance. We qualified. It's good for a year, and it's good for the basics.

But you must re-apply each year. I did his re-application this year, and lo and behold, we were denied because we made too much money. My husband got a $.50 raise in January (because he'd have quit otherwise). This is what caused us to make too much money.

We make about $34K per year-I'm a grad student. I make just above poverty wages, and I only get paid 9 months of the year. Again, I realize I'm very lucky...this is just my situation. Please don't vilify me for it. I grew up desperately poor, so I sure as shit know what it's like to be worse off.

My husband, as of April 1, will have no health insurance. He is 36. Adult onset Diabetes is hereditary in his family, but luckily, he's in phenomenal shape. Strokes are also prevalent (his brother had one at 38). He's a mountain/road biker. I will not let him ride until he gets new insurance...which may not be until I graduate and get a job or he changes jobs.

**** the Democrats and Republicans who have stalled, stymied, blocked and lied. I would give up my US citizenship, unapologetically, to assure that the love of my life has insurance.

Gman  (1000+ posts)        Fri Mar-12-10 09:32 PM
Response to Original message
 
1. It's aggraving, but he needs to give back the raise

the raise wasn't worth near what he lost.

a la izquierda  (1000+ posts)        Fri Mar-12-10 09:34 PM
Response to Reply #1
 
4. How sad is that? 

I was thinking that today. We don't need the raise. We need the insurance.
He's applied for jobs at other places...we'll wait and see. We're extremely fortunate in that we've got lots of contacts in the university. I'm a grad student...but we've got lots of well-placed friends.

What the **** is wrong with this country? When can I get citizenship in a country that gives a **** about its citizens?

stopbush  (1000+ posts)        Sat Mar-13-10 03:48 PM
Response to Reply #4

47. I think you're right that he needs to get a new job.

I wouldn't give back that raise. Put the energy into finding a new job instead.

BTW - there's a lot that's wrong with this country, but the fact that you're able to go to grad school is one of the things that's great about this country, and something that puts you in the fortunate category, considering how many people don't even get to go to college these days. Many people in your situation would quit grad school and look for a job that their undergrad degree would qualify them to land, just to earn money or get health care. You should stay in grad school - you won't be there forever, and that degree will pay big dividends for both of you down the road. I'd toss the health care challenge into your husband's court until you graduate, and I think that means moving forward on his finding a job with benefits, even if it's a full-time job that's out of his current field. Again, it would solve an immediate problem with a temporary solution.

glowing  (1000+ posts)        Fri Mar-12-10 09:33 PM
Response to Original message
 
2. Yep, me too.. I would totally give up this country for sanity and rational thought and guaranteed health care.

The socialist paradises of the workers and peasants have free medical care for all.

Move to Ukraine.

OneTenthofOnePercent (1000+ posts)        Fri Mar-12-10 09:56 PM
Response to Original message
 
10. Could you guys afford $815/yr apiece to purchase an insurance policy?

Let's see what this senate bill does for, eh?

Assuming you both make a combined $34k/yr lets split that amount in half and enter it into the calculator as "single at a $17k/yr salary".

The cap% would be 4.8% and you would pay up to $815/yr apiece for insurance.

So, could you and your husband afford $1600+ per year for insurance? That's about $136/mo.

Well, guess what? ... it doesn't matter if you can afford it because theres a mandate.

la izquierda  (1000+ posts)        Sat Mar-13-10 10:46 AM
Response to Reply #10
 
29. We actually do make just under $34K...for now... 

we could afford the mandated costs, but only if we moved to a smaller place (we already live in a tiny house that we rent for very cheap and sold both of our cars (our car insurance is $70/month). We've already given up cable and other luxuries. I'd rather do that than have my husband get some illness and die.

ETA: I don't know what's going to happen when I get (IF I get, I mean) a real job). Then I have $100K of students loans to pay back too.

Whoa.  A hundred thousand in student loans?

Vinca  (1000+ posts)      Sat Mar-13-10 08:17 AM
THE HIP-IMPAIRED VINDICTIVE PRIMITIVE, A NOTORIOUS RE-SELLER
Response to Original message

23. New Hampshire recently introduced a state-sponsored, "affordable" plan for the self-employed and small businesses. As soon as I got wind of it I was in touch with an agent.

The cost for my husband and I, who are both self-employed, was quoted at $1,600 A MONTH with the usual deductibles and co-pays.

Unless we were self-employed as gold miners, there is no way in hell to afford prices like that. It's really nuts. Average working people are getting so screwed in this country and the majority of people in Washington (making their $174,000 a year with bennies)couldn't care less.

hfojvt  (1000+ posts)        Sat Mar-13-10 03:29 PM
Response to Original message
 
44. I don't understand why he cannot be put on your insurance

I could add a spouse to my insurance for a mere $260 a month, which is less than I pay now on something like $15,000 annual income.

Also, when I was in my 30s I did lots of road biking even though I had no health insurance. Road biking is not that dangerous and neither is not having health insurance, unless you get really sick.

Maybe because the primitive's husband isn't really her husband, but a live-in boyfriend she's shacking up with, and hence ineligible for "married couple" benefits.

[BEG]

Don't they ever take responsibility for ANYTHING?  Her stupid ass "dog whisperer" husband needs to get a new job that offers insurance, not waste is days at some doggie daycare.  COMBINED they earn $34k?  Assuming they both work 40 hours a week, that is just over $8 per hour for each of them.  They could both work at McDonalds and make more than that AND have insurance.  One is in grad school with $100k in student loans and the other one talks to dogs.  Seriously, they want us to take care of them so they can continue down their road to Loserville.  This is the stupid shit they want the rest of Americans to pay for. 

Take responsibility for yourselves, stop doing work that is for high school kids and grow the hell up. 

[BEG]

Also this reminds me of what Nancy Pelosi said this week about the need for their horrendous health care "reform" so that "artist" could quit their day job so they didn't have to worry about having a job so they could get health insurance.

PELOSI:  Think of an economy where people could be an artist or a photographer or, eh, a writer without worrying about keeping their day job in order to have health insurance, or that people could start a business and be entrepreneurial and take risk but not [be] job-locked because a child has asthma or someone in the family is bipolar. You name it. Any condition is job-blocking.

[The Village Idiot]

Take responsibility for yourselves, stop doing work that is for high school kids and grow the hell up. 

100K in student loans??

Let me guess: a teacher? or maybe a librarian?

[kenth]

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x7905908

Oh my.

The socialist paradises of the workers and peasants have free medical care for all.

Move to Ukraine.

Whoa.  A hundred thousand in student loans?

Maybe because the primitive's husband isn't really her husband, but a live-in boyfriend she's shacking up with, and hence ineligible for "married couple" benefits.

A hundred grand in Oklahoma at that. I haven't looked, but surely Oklahoma tuition hasn't gone up that much.

[franksolich]

A hundred grand in Oklahoma at that. I haven't looked, but surely Oklahoma tuition hasn't gone up that much.

I wonder if the primitive's a "professional student," like the graywarrior primitive, and has been in college since God was a boy, so as to constantly get the student loans deferred.....but of course the longer one's in college, the more one borrows.

[Chris]

Husband?  I thought all good Progressives referred to their live-in booty calls as "partners".

Another good word ruined by homos... now you can't use it without people looking at you sideways.

[Chris]

I wonder if the primitive's a "professional student," like the graywarrior primitive, and has been in college since God was a boy, so as to constantly get the student loans deferred.....but of course the longer one's in college, the more one borrows.

The federal government has a cap on the amount a student can borrow from them before they have to start paying it back -- I think its about $80,000 unless Obama's changed that. 

[GOBUCKS]

He has many, many clients who wouldn't bring their dogs to the facility if he didn't work there.

Hmm...sounds like the DUmbass who burned his company logo shirts the other day. This DUmmy should check out the Jiffy Lube and the carwash. Minimum wage is the same, and he wouldn't be scraping out kennels and whispering all day. Based on the DUmmy girl's handle, he's probably a wetback. Maybe he's less likely to get caught in an ICE raid at the kennel.

[Specbid]

la izquierda  (1000+ posts)        Sat Mar-13-10 10:46 AM
Response to Reply #10
 
29. We actually do make just under $34K...for now...

we could afford the mandated costs, but only if we moved to a smaller place (we already live in a tiny house that we rent for very cheap and sold both of our cars (our car insurance is $70/month). We've already given up cable and other luxuries. I'd rather do that than have my husband get some illness and die.

ETA: I don't know what's going to happen when I get (IF I get, I mean) a real job). Then I have $100K of students loans to pay back too.

Geez louise...where do we start? Her old man is 36 and working as a dog whisperer, whatever the f**k that is. She is still going to school and running up 100 grand in debt...yet it's the United States' fault her husband doesn't have healthcare? Grow up DUmmie. Or better yet, go ahead and give up your citizenship and get the hell to cuba. And take the dog whisperer with you.

By the way, BC/BS has plans starting as low as 74 bucks a month. Get a damn job and buy your old man some insurance.

[happy1ga]

Please tell me I'm not the only one who can't wait until the next time someone asks you what you do for a living so you can say- "unknown dog-whisperer."

[ColonialMarine0431]

One word...LOSERS

[Karin]

Yes, I enjoyed working with rescued dogs as well.  I wouldn't whisper at them, but I'd speak to them clearly and kindly.  However, this was volunteer time, not making-a-living time.   You're right, BEG, these losers and Nancy Pelosi are in the same camp.  Don't worry!  Do what you love, live your creative energies!  Someone else will pay for you! 

$1600 a month for Vinca's quote?  $19,200 per year?  Anybody buying that?   

[franksolich]

$1600 a month for Vinca's quote?  $19,200 per year?  Anybody buying that?

I dunno.

Remember, some time ago the sparkling husband primitive alleged he was paying about this same amount for medical insurance for his wife and himself, in their, uh, "business."

The vindictive primitive is a fan of the sparkling husband primitive, and so maybe borrowed his figure.

However, one has to also remember the vindictive primitive has a significant "pre-existing condition," messed-up hips apparently caused by obesity.

Some time ago, the vindictive primitive inquired about "medical tourism," getting cheap new hips in India--or some foreign country with a beach:

http://www.conservativecave.com/index.php/topic,27933.0/

The vindictive primitive's a notorious re-seller, one of those who haunt garage sales, hoping to find Louis XIV antiques at Dollar General prices, and hoping to sell Dollar General stuff at Louis XIV antique prices.

[Celtic Rose]

Yes, I enjoyed working with rescued dogs as well.  I wouldn't whisper at them, but I'd speak to them clearly and kindly.  However, this was volunteer time, not making-a-living time.   You're right, BEG, these losers and Nancy Pelosi are in the same camp.  Don't worry!  Do what you love, live your creative energies!  Someone else will pay for you! 

$1600 a month for Vinca's quote?  $19,200 per year?  Anybody buying that?   

My brother worked at a Kennel (aka "Doggie Daycare") for while while in college.  I would be horrified if he were still working there at 34.  Good job for high school and college kids, but unless you work you way up to manager or something, not exactly a "career". 

I love how DUmmies feel that they should be able to choose to do whatever they want, and the rest of society should have to pay for their choices.  Rather than getting a good paying job with a Bachelors degree, isquierda is adding to her $100 thousand in debt to get a graduate degree.  Her husband, rather than getting into a career with benefits chooses to work with dogs and not get them.  On top of that, rather than budgeting for health insurance, they want it given it to them.  I'm 10 years younger than her husband, and I have a job that pays better than his, with benefits, and I don't have a fancy graduate degree.  It all comes down to choices. 

[The Village Idiot]

My brother worked at a Kennel (aka "Doggie Daycare") for while while in college.  I would be horrified if he were still working there at 34.  Good job for high school and college kids, but unless you work you way up to manager or something, not exactly a "career".   

They want to be 21 forever.

[GOBUCKS]

My brother worked at a Kennel (aka "Doggie Daycare") for while while in college.  I would be horrified if he were still working there at 34.  Good job for high school and college kids, but unless you work you way up to manager or something, not exactly a "career". 

Maybe the guy was just born to clean out kennels. If he's as good at it as lizardgizzard says he is, maybe someday he'll get his foot in the door for a clerking job at Pet Smart. But I fear his immigration status will keep him in the kennel. You may have notice that lizardgizzard has immigration status on her mind - making a point of saying she'd give up citizenship for a Blue Cross policy. Maybe she has neither, and her mac daddy almost surely doesn't.

[Texacon]

la izquierda  (1000+ posts)        Sat Mar-13-10 10:46 AM
Response to Reply #10
 
29. We actually do make just under $34K...for now... 

we could afford the mandated costs, but only if we moved to a smaller place (we already live in a tiny house that we rent for very cheap and sold both of our cars (our car insurance is $70/month). We've already given up cable and other luxuries. I'd rather do that than have my husband get some illness and die.

ETA: I don't know what's going to happen when I get (IF I get, I mean) a real job). Then I have $100K of students loans to pay back too.

Ok, what am I missing here?  I mean ... this 'couple' obviously brings home at LEAST$2,000/MONTH.  More likely than not they are bringing home almost $3,000/month.

They have no car payment and stay in a very 'cheap' home they are renting.  Where in the HELL is their money going?  Weed?  Cocaine?  Alcohol?  Hookers?  Where??  This is Oklahoma we're talking about.  A cheap, small rental is probably running them less than $500/month.  Where in the holy hell are they spending the rest of the money?

KC