I heard people in Miami live like billionaires on a $30,000 salary. Doesn't Hawkgirl live in the Miami area? I would like to hear from her.
Well, I will say when I first moved to Miami, 8 years ago, I lived on the beach in a luxury condo building, with breath-taking views of the ocean and all the ammenities of a 5th avenue building, all on a modest income. A few years later, you couldn't touch a unit in my building or my neighborhood unless you were wealthy...After the housing bust, it is now affordable again.
As for Miami being dumb...I'd have to agree, the school system leaves a lot to be desired...any or I should say all the people I have met who were born/raised here were not smart. I'm sure some are products of a poor education system. I was raised in the northeast.
Now another perspective can be attributed to the fact that it's a different generation....today's kids just don't have the drive/commitment I remember having growing up.
I dated an argentinian underwear model when I first moved here....he was hot...and dumber than a bag of rocks....needless to say, great conversation was not the reason I dated him.

BTW...most of the people who are successful in Miami, or South Florida, are from other parts of the country.