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Offline CC27

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I Will Die With Student Loan Debt
« on: February 05, 2016, 01:50:53 PM »
Quote
angrychair (1,756 posts)

I Will Die With Student Loan Debt


It is one of many reasons that Hillary's College Education Plan is Insulting and unworkable.
The wealthy will have it easy. They are going to ivy league and other top tier universities. No life-crushing debt.

The poor and middle class, people like me, not so easy right now. Life-crushing debt. Potentially life-long debt that can never be paid off before they die. Like me. I will likely die with unpaid student loan debt.
Her system is a poor improvement. In fact it is, in many ways, worse.

Let us look how a University education is done in many places in Europe:
Oxford University, Tier-1, world class University: $6,224/year for home and EU students (at current exchange rates. Grants for full tuition are easy to come by for EU students)

Kings College, Tier-1, world class University: $6,224/year for home and EU students (at current exchange rates. Grants for full tuition are easy to come by for EU students)

University of Amsterdam, Tier-1, world class University: $3,502/year for home and EU students (at current exchange rates. Grants for full tuition are easy to come by for EU students)

Trinity College of Dublin, Tier-1, world class University: ~$3-4000 /year* for home and EU students (at current exchange rates. *most meet the Irish government's requirements to qualify for tuition-free education. Most Irish and EU students go to college free.)

Germany- All German universities are tuition-free to all home, EU and International students.

That is a small sample set of tier-1, world class universities in Europe. These are the "ivy league" colleges of Europe.

What does The Clinton Education plan cover? State and community colleges. U.S.-based top tier, world class universities will still be out of reach for the majority of graduating U.S. seniors due to cost and accessibility.
We haven't even touched on the most disturbing aspect of this plan. The worst part of it is she is setting a 2-tier system for higher education. Her plan states "we're going to humiliate you to get your education paid for."
I say it like that because, in our current system, you may end up in mountains of debt but no one knows you are any different than any other student at the college or university. In her system, they will.
The poor and middle class, in her system, to get this great benefit, will be reduced working as a slave 10 hours a week without pay as a requirement to maintain their financial aid. Who cares if you need living money in a real job. Who cares if you are carrying a full load and doing your best to get good grades. Your poor, you lost the sperm and egg lottery, so you have to work harder.
Want a college eduction? I guess you will be scrubbing the toilets of rich kids like Chelesa 10 hours a week, carrying a full class load and hoping you still manage to pass.
#poorshaming

Should have not gotten a degree in basket weaving.

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Offline CollectivismMustDie

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Re: I Will Die With Student Loan Debt
« Reply #1 on: February 05, 2016, 01:55:10 PM »
Only (D)Ummies take out loans without bothering to examine whether they can pay them back. If this weren't bad enough, they want to make that option available and easy for everyone else too. The bursting of the housing bubble for example. This is what happens when the word 'fair' is skewed to fit (D)Ummie ideology - everyone else pays the price one way or another.



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Offline BannedFromDU

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Re: I Will Die With Student Loan Debt
« Reply #2 on: February 05, 2016, 02:00:49 PM »

     That's nothing. If I had my way, that DUmmy would die in the clothes he's wearing right now, in a chemical fire that starts as I type this. In terms of immediate concerns, student loans would take a distant second place to the invisible flames consuming his skin.
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Offline Karin

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Re: I Will Die With Student Loan Debt
« Reply #3 on: February 05, 2016, 02:14:31 PM »
That was too long and extremely whiney.  Is the complaint that the person not only wants free college, but free Ivy League college?  Because that's not fair? 

Someone said this:

Quote
Response to angrychair (Original post)

Fri Feb 5, 2016, 01:40 PM

NobodyHere (1,248 posts)
5. Sucks to be you

I just graduated from college debt free.

 :lmao:   For which the DUmmies piled on, alerted on him and everything.  He didn't seem to give a shit. 

Hang on, my head just exploded.  Clean up in aisle 3:

Quote

Response to angrychair (Reply #10)

Fri Feb 5, 2016, 02:29 PM

Elmergantry (534 posts)
30. College is overrated.

Before anyone takes on debt for education, a good cost/benefits analysis is in order.

Liberals arts degrees are worthless IMHO. Get a STEM degree or learn a trade.

Not everyone can go to college, not everyone should. If we would ever get "free" tuition,(nothing is free really) then it should go to only those who can pass a rigorous entrance exam. Too many in college who shouldnt be there. That is why it is so expensive.

This country has too many people who look down on the trades and hard physical work.

 :o

Quote

Response to angrychair (Reply #36)

Fri Feb 5, 2016, 02:49 PM

NobodyHere (1,248 posts)
41. If they can't do a cost-benefit analysis

then maybe they shouldn't have a high school diploma.

It's idiotic to take out 50k without any planning.

Quote
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Response to leftofcool (Reply #44)

Fri Feb 5, 2016, 03:01 PM

Elmergantry (534 posts)
50. I wish I was more "handy"

I can muddle along, but I envy the guys/gals who can turn a wrench, weld, etc. I have four girls, and they perish the thought of learning any of the male dominated trades. Unfortunately the female dominated trades don't pay much. I told them if you want my help in going to college, I will not subsidize basket weaving degrees and you go to the local state university so you can live at home and save money.

And some of the DUmbasses just cannot believe that they're seeing that coming out of the Democratic Party!  It all should be free and everyone should go, even retards. 
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Offline Maverick1987

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Re: I Will Die With Student Loan Debt
« Reply #4 on: February 05, 2016, 02:16:18 PM »
Quote from: BannedFromDU on February 05, 2016, 02:00:49 PM
     That's nothing. If I had my way, that DUmmy would die in the clothes he's wearing right now, in a chemical fire that starts as I type this. In terms of immediate concerns, student loans would take a distant second place to the invisible flames consuming his skin.

Oh Banned, you bad

H5  :-)
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Offline Carl

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Re: I Will Die With Student Loan Debt
« Reply #5 on: February 05, 2016, 02:32:36 PM »
FREEEEEEEEEEEEEEEEEEEEEEE!!!!!!!!!!!!!
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Offline landofconfusion80

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Re: I Will Die With Student Loan Debt
« Reply #6 on: February 05, 2016, 03:06:40 PM »
The average student loan debt for 2015 is 35k.  If you can't pay off 35k in 5 years, you can't do basic budgeting and shouldn't have been in college in the first place.
5 years is 60 months, a pretty common term for a new car loan. Take that minimum wage post -college job and pay it off. I worked the numbers for a bleeding heart once and the response whittled down was "nu uh!" The numbers don't lie.
« Last Edit: February 05, 2016, 03:15:32 PM by landofconfusion80 »
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One Who Grows (244 posts)
20. absolute bullshit. the cave is unspeakably vile.

I don't know how any of you can live with yourselves.

:)

Offline Skul

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Re: I Will Die With Student Loan Debt
« Reply #7 on: February 05, 2016, 03:14:22 PM »
DUmmie should at least try to make a payment to reduce the debt.
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Offline BannedFromDU

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Re: I Will Die With Student Loan Debt
« Reply #8 on: February 05, 2016, 03:14:36 PM »
Quote from: Maverick1987 on February 05, 2016, 02:16:18 PM
Oh Banned, you bad

H5  :-)


     Bad? What, who, me? I was AGREEING with the DUmmy. In my world, he'd die with student debt.

     In a fire. Right now.
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Offline DLR Pyro

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Re: I Will Die With Student Loan Debt
« Reply #9 on: February 05, 2016, 03:22:44 PM »
Quote from: CollectivismMustDie on February 05, 2016, 01:55:10 PM
Only (D)Ummies take out loans without bothering to examine whether they can pay them back.
They are under the false impression that their insignificant major in ethnic studies with a minor in psychology will land them a job right out of college earning $150k a year with 20% raises every year after that.
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Offline BlueStateSaint

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Re: I Will Die With Student Loan Debt
« Reply #10 on: February 05, 2016, 04:02:54 PM »
Quote from: BannedFromDU on February 05, 2016, 03:14:36 PM

     Bad? What, who, me? I was AGREEING with the DUmmy. In my world, he'd die with student debt.

     In a fire. Right now.

BFDU, you're being awfully gracious, reaching across the aisle like that.

 :lmao: :rotf: :lol: :rofl:






Oh--H5!
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Offline thundley4

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Re: I Will Die With Student Loan Debt
« Reply #11 on: February 05, 2016, 05:55:48 PM »
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Elmergantry (534 posts)
30. College is overrated.

Before anyone takes on debt for education, a good cost/benefits analysis is in order.

Liberals arts degrees are worthless IMHO. Get a STEM degree or learn a trade.

Not everyone can go to college, not everyone should. If we would ever get "free" tuition,(nothing is free really) then it should go to only those who can pass a rigorous entrance exam. Too many in college who shouldnt be there. That is why it is so expensive.

This country has too many people who look down on the trades and hard physical work.


Is Mike Rowe posting at the DUmp? That almost sounds word for word like some of his Facebook posts.
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Offline CollectivismMustDie

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Re: I Will Die With Student Loan Debt
« Reply #12 on: February 05, 2016, 08:54:58 PM »
Quote from: BannedFromDU on February 05, 2016, 03:14:36 PM

     Bad? What, who, me? I was AGREEING with the DUmmy. In my world, he'd die with student debt.

     In a fire. Right now.

Yes, but even when you give them what they want, they complain. Though I do agree that your solution would certainly decrease the duration.

 :lmao:

CMD
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Offline I_B_Perky

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Re: I Will Die With Student Loan Debt
« Reply #13 on: February 05, 2016, 09:06:59 PM »
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angrychair (1,756 posts)

I Will Die With Student Loan Debt

So save yourself some heartache and money and off yourself right now.


5 cents please.
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Offline Mary Ann

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Re: I Will Die With Student Loan Debt
« Reply #14 on: February 06, 2016, 08:57:16 AM »
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What does The Clinton Education plan cover? State and community colleges. U.S.-based top tier, world class universities will still be out of reach for the majority of graduating U.S. seniors due to cost and accessibility.
We haven't even touched on the most disturbing aspect of this plan. The worst part of it is she is setting a 2-tier system for higher education. Her plan states "we're going to humiliate you to get your education paid for."
I say it like that because, in our current system, you may end up in mountains of debt but no one knows you are any different than any other student at the college or university. In her system, they will.
The poor and middle class, in her system, to get this great benefit, will be reduced working as a slave 10 hours a week without pay as a requirement to maintain their financial aid. Who cares if you need living money in a real job. Who cares if you are carrying a full load and doing your best to get good grades. Your poor, you lost the sperm and egg lottery, so you have to work harder.
Want a college eduction? I guess you will be scrubbing the toilets of rich kids like Chelesa 10 hours a week, carrying a full class load and hoping you still manage to pass.
#poorshaming
Free tuition--the equivalent of probably $15,000/year--for working a mere 10 hours/week isn't slavery, you dope.

There is probably NOTHING the old hag has proposed that I will agree with, but it isn't unreasonable to expect someone who is paying nothing for their tuition to do something to give back.

And as far as I'm concerned there isn't enough "poor-shaming" going on today. Shame used to be plenty of incentive to get out of poverty. Now, without shame, most welfare recipients just piss and moan that they aren't getting enough of other people's money.
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