He got these loans to pay for truck driving school just four or five years ago, when he was around sixty years old.
He got scammed into a multi-year course to learn how to drive an 18-wheeler, after which he failed the test repeatedly.
He probably borrowed enough to go to Notre Dame.
They taught him to drive ahead straight and level, but he never was able to back it up.
Kept wrecking into the dock or stopping way short.
So his professional driving career was limited to a hotel-airport shuttle.
Last time he checked in he was trying to get a job picking up litter in a city park.
As nadin would say, I'm not surprised he defaulted.