The Conservative Cave
Current Events => The DUmpster => Topic started by: Texacon on November 13, 2014, 02:35:20 PM
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http://www.democraticunderground.com/10025811756
Uh Oh.
Thu Nov 13, 2014, 01:23 PM
Glitterati (2,530 posts)
Just got my ACA premium notice for next year
and, I guess it doesn't matter what the Supreme Court does now, because I can't afford the increase.
My premium went from $27.55/month to $101.67/month.
On a fixed income, I simply cannot afford that. My widow benefits from SS are going up 1.7% and ACA is going up like a rocket.
So, I guess I go back to 30 yrs. with a chronic disease and uninsured.
At least I don't have to wait for the Repbulicans to **** me over. Humana did it for them.
This one is brand new but could end up being fun!
KC
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Glitterati (2,530 posts)
At least I don't have to wait for the Repbulicans to **** me over. Humana did it for them.
Hey DUmmie, don't blame it on anyone but yourself and your ilk. Always looking for something free and expecting someone else to pay for it. We tried to tell you, but NOOO you didn't listen. As usual you idiots think you are just so much smarter than anyone else. So now you can just
:ownit:
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At least I don't have to wait for the Repbulicans to **** me over. Humana did it for them.
They simply can't admit Barack Obama had anything to do with their misery.
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:nelson: :ownit:
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voteearlyvoteoften (707 posts)
66. Mine going from 170 to 450
Humana in FL. I did have a milestone Bday.
Hate to have to change. Cause I just got new primary Dr. Was paying 480 before ACA. So it looks like it could be a problem.
B2G (3,978 posts)
88. THIS is what many here are glossing over
Changing plans is not easy. Most likely they will need to find a new doctor. If they find something with affordable monthly premiums, their deductibles will likely rise. Their copayments will rise.
Going from Silver to Bronze is a big deal. Are people just suppose to pay the same money for less healthcare and a more restrictive network each year so they can afford SOMETHING?
This stinks.
Glitterati (2,567 posts)
90. I have no intention of doing that.
None. I won't buy garbage insurance. And the Bronze plans are pure garbage.
I already pay someone to take out the trash each week, not paying some insurance company to do the same for nothing. And Bronze plans are worse than nothing - they are false security.
B2G (3,978 posts)
92. I understand. Also keep in mind the penalty is tripling next year
for those who choose to opt out. I think it's moving to around $300 for individuals, up from $95 this year.
Glitterati (2,567 posts)
95. I won't face a penalty
since I pay no taxes on my unearned income.
KC
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My premium went from $27.55/month to $101.67/month.
Well DUmmy, since there was not enough stupid young healthy people to sign up for o'care to take care of sick old people plus the anticipated demand for "free" healthcare that will come from the 4 million+ illegal aliens obama is going to grant amnesty to, you need to STFU and pay the increased premium like a good little o-bot.
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voteearlyvoteoften (707 posts)
66. Mine going from 170 to 450
Cause I just got new primary Dr. Was paying 480 before ACA.
Hilarious!! DUmmy left normal coverage for the muslim's shovel-ready insurance.
Now he's saving thirty bucks a month, with thousands in deductible before getting a shovel-ready dime in reimbursement.
There is nothing more entertaining than suffering DUmmies, unless it's shovel-ready dead DUmmies!
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Hilarious!! DUmmy left normal coverage for the muslim's shovel-ready insurance.
Now he's saving thirty bucks a month, with thousands in deductible before getting a shovel-ready dime in reimbursement.
There is nothing more entertaining than suffering DUmmies, unless it's shovel-ready dead DUmmies!
We don't call them DUmmies for nuttin'.
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They can always drop their silver plan and go with the cyanide plan......much cheaper plan....one small lifetime payment.
It is the single payer solution democrats are aiming for.
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NCTraveler (4,295 posts)
140. Truly mazes me how many people here think changing insurance plans every year is a good idea.
You have a gripe and I'm glad you let it out. Sorry about your situation. I really find it hard to believe all of these people jumping on you because open enrolment is here. Like it isn't a big deal, just change plans. These people are not based in reality and have no clue that their idea alone is a reason to gripe. Ohhh, you just have to change plans. That's all. So easy. What they are supporting is the exact opposite of stability. They are actually arguing that the ACA is in opposition to stability. How many hours will be wasted, primarily by those receiving the subsidy, will be used finding a new plan. Because those in poverty(not saying you as I don't know) don't have enough on their plate.
Glitterati (2,579 posts)
143. And changing doctors with those plan changes
And, yes, I live in poverty on a fixed income of widow's benefits SS.
There is exactly ONE Dr. who takes any ACA plans here.
This is gonna be REAL interesting.
But, no big deal, right? Just change plans.
Buy a Bronze plan that isn't worth the paper it's printed on!
Insurance! You have insurance.
Yeah, Obama! Go, Obama! Bow down to the great and mighty Obama!
This thread is growing quite rapidly and the gyrations are great!
KC
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What a difference a year makes. From a 01 Nov. 2013 thread titled "ACA a good story-Obama cares":
Glitterati (2,621 posts)
1. Have a good story as well
I waited to sign on and start, just because I figured what's the rush since it doesn't go into effect until next year.......
Anyway, I saw several plan available for myself and my daughter that range from $85.00 - 150.00 per month for insurance. We have both been uninsured almost my entire life and for my daughter's entire 18 years on this planet. What a relief even the lowest paying plan will bring to us!
I have a chronic, pre-existing condition and those are my prices! I'm floored. Of course, we're poor and if our teabagger Governor had accepted Medicaid, our premiums would have been free, but I'm not complaining! We'll have insurance! Now, I just have to talk with my doctors to see which plan they are networked in.
http://www.democraticunderground.com/10023963597 (http://www.democraticunderground.com/10023963597)
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What a difference a year makes. From a 01 Nov. 2013 thread titled "ACA a good story-Obama cares":
http://www.democraticunderground.com/10023963597 (http://www.democraticunderground.com/10023963597)
Whoa, good find!
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Excellent find! LOL She damn sure isn't singing any praises over there right now. That thread is HUGE and really hard to follow now.
KC
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Awwww, bless her little DUmmie heart.
I guess she was one of those voters deemed "too stupid" to know what Barry and company were going to do to the country's healthcare system. All she heard was "free", just stopped listening after that. :lmao:
BTW, sweetheart, 0,zip, nada, none, no republicans voted for this POS, it's ALL dimrat!
Embrace the suck! :lol:
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Thu Nov 13, 2014, 01:23 PM
Glitterati (2,530 posts)
At least I don't have to wait for the Repbulicans to **** me over. Humana did it for them.
Say, dummy, which party voted for obeymecare and which didn't didn't, before your messiah signed it?
I wish we could bitchslap DU posters from here...
CMD
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B2G (3,995 posts)
91. Wow. For a community supposedly concerned about the poor
and those on fixed incomes, you sure are getting a thrashing here.
Just wait until Saturday...you will soon realize you are not alone. Not by a long shot.
Maybe one Dummy can read between the Gruber lies.
voteearlyvoteoften (707 posts)
66. Mine going from 170 to 450
Humana in FL. I did have a milestone Bday.
Hate to have to change. Cause I just got new primary Dr. Was paying 480 before ACA. So it looks like it could be a problem.
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God, how I love Karma when it get's the DUmmies. :rotf: :rotf: :rotf:
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They can always drop their silver plan and go with the cyanide plan......much cheaper plan....one small lifetime payment.
It is the single payer solution democrats are aiming for.
I guess that was the "pill" Obama was talking about. :-)
Obama: “Maybe you're better off to tell your mother to take a pill
.
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B2G (3,978 posts)
88. THIS is what many here are glossing over
Changing plans is not easy. Most likely they will need to find a new doctor. If they find something with affordable monthly premiums, their deductibles will likely rise. Their copayments will rise.
Going from Silver to Bronze is a big deal. Are people just suppose to pay the same money for less healthcare and a more restrictive network each year so they can afford SOMETHING?
This stinks.
It stinks and probably comes as quite a shock to many. It's too bad that people couldn't have found out about the premium increases a little earlier and had a chance to prepare. I wonder what happened?
Those planning to purchase health insurance on the Obamacare exchange will soon find out how much rates have increased — after the Nov. 4 election.
Enrollment on the Healthcare.gov website begins Nov. 15, or 11 days after the midterm vote, and critics who worry about rising premium hikes in 2015 say that’s no coincidence. Last year’s inaugural enrollment period on the health-care exchange began Oct. 1.
“This is more than just a glitch,†said Tim Phillips, president of free-market Americans for Prosperity, in a Friday statement. “The administration’s decision to withhold the costs of this law until after Election Day is just more proof that Obamacare is a bad deal for Americans.â€
Read more: http://www.washingtontimes.com/news/2014/oct/14/obamacare-website-wont-reveal-insurance-costs-for-/#ixzz3J03aX9oc
Follow us: @washtimes on Twitter
The wave would've been even bigger if people had known. Well, DUmmies are in pain. That is some consolation.
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Okay, so the glittering primitive's in a pinch, and one feels for her.
An older woman on an income (actually social security) that's not likely to go up enough to match the increase in the cost of her medical insurance.
Not an unusual experience; we've all gone through times where income didn't rise as much as expenses, and yeah, it's a bitch.
But some of us seem to manage.
The increase in the monthly premium's about eighty bucks.
I'm assuming--although I may be way off, and admit it--she pays about forty bucks a month for internet, and forty bucks a month for cable television.
Get rid of those luxuries, and she's able to pay her medical insurance.
The rest of us have done things similar to that, to make ends meet, and made our ends meet.
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I feel sorry for her but damn what a difference a year made for her! :rotf:
Seriously though I'm so happy NOT ONE republican signed this bill!
Now how are we going to get rid of it or is it like Herpes?
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Did she med she mention if her healthy young daughter bought insurance? you know to pay for all the sickies?
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Now how are we going to get rid of it or is it like Herpes?
Earlier Charles Krauthammer said that Republicans should kill this bill with a thousand cuts by repealing certain aspects of it, like the tax on medical devices and all the mandates. It's also being taken up by the Supreme Court which could give it the final blow.
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Hey, Glitters, Sarah Palin's not looking so stupid now, is she? Also, remember her talking about those death panels, and all the scorn you idiots and the tools in the MSM heaped on her for that...?
:evillaugh:
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Okay, so the glittering primitive's in a pinch, and one feels for her.
An older woman on an income (actually social security) that's not likely to go up enough to match the increase in the cost of her medical insurance.
Not an unusual experience; we've all gone through times where income didn't rise as much as expenses, and yeah, it's a bitch.
But some of us seem to manage.
The increase in the monthly premium's about eighty bucks.
I'm assuming--although I may be way off, and admit it--she pays about forty bucks a month for internet, and forty bucks a month for cable television.
Get rid of those luxuries, and she's able to pay her medical insurance.
The rest of us have done things similar to that, to make ends meet, and made our ends meet.
I can't feel bad for her Coach. This is what the party she votes for pushed into law. She wanted this. She couldn't be bothered to inform herself of the facts where the legislation was concerned, very probably due to ideology - she is a dummy after all. While I might feel bad for the person that gets a "kick me" sign covertly taped to their back, I sure wont for those that basically go around asking to be kicked.
Voting for lefties is asking in a loud voice to be kicked, and she just was.
I file this under "be careful what you wish for (and who you vote for)".
CMD
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It's sweet that some of you guys feel sorry for her.
But...she's a DUmmy democrat.
I hope she starves in the dark.
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I can't feel bad for her Coach. This is what the party she votes for pushed into law. She wanted this. She couldn't be bothered to inform herself of the facts where the legislation was concerned, very probably due to ideology - she is a dummy after all. While I might feel bad for the person that gets a "kick me" sign covertly taped to their back, I sure wont for those that basically go around asking to be kicked.
Voting for lefties is asking in a loud voice to be kicked, and she just was.
I file this under "be careful what you wish for (and who you vote for)".
CMD
Can't really argue with that. These people are idiots who are getting what they asked for.
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It's sweet that some of you guys feel sorry for her.
But...she's a DUmmy democrat.
I hope she starves in the dark.
It's hard to feel sorry for a group of DUmbasses who foisted a shit bill on good people and their loved ones.
So, I don't.
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I'm seriously empathy-challenged anyway, but I have a particularly difficult time working up any commiseration for someone who wanted to throw themselves into a bad situation in the face of plentiful warnings against the fatal step.
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Glitterati (2,530 posts)
At least I don't have to wait for the Repbulicans to **** me over. Humana did it for them.
Hey DUmmie, don't blame it on anyone but yourself and your ilk. Always looking for something free and expecting someone else to pay for it. We tried to tell you, but NOOO you didn't listen. As usual you idiots think you are just so much smarter than anyone else. So now you can just
:ownit:
The cognitive disconnect and the utter inability to go from Point A to Point B to Point C and deduce the correct answer D is breathtaking. We gave you A and B, you idiots. We told you that from the beginning and has been since proven accurate. All you have to do is wake up and solve for C.
No. For them, C always comes up: free potato and D ends up mental anguish from stupidity.
Sorry, idiots. The potato isn't free. SOMEBODY has to buy the potato because, this is not Star Trek and the potato does not materialize out of thin air. The Republicans did not**** you over.
They tried to warn you. Herr Gruber was talking.......... about you. :bird:
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Quote from: GOBUCKS on Today at 10:05:31 PM
It's sweet that some of you guys feel sorry for her.
But...she's a DUmmy democrat.
I hope she starves in the dark.
No sympathy here. Whatever s/h/it did in life to be in that situation is not my problem. I agree with their right to do as they please. I do not agree with having to pay for the consequences of doing as you please.
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What a difference a year makes. From a 01 Nov. 2013 thread titled "ACA a good story-Obama cares":
http://www.democraticunderground.com/10023963597 (http://www.democraticunderground.com/10023963597)
Good find!
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I'm seriously empathy-challenged anyway
So becoming a lawyer was a natural advancement? :fuelfire:
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Glitterati (2,567 posts)
95. I won't face a penalty
since I pay no taxes on my unearned income.
The often unspoken reason why libs support higher taxes.
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Glitterati (2,567 posts)
95. I won't face a penalty
since I pay no taxes on my unearned income.
You keep telling yourself that.
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It's sweet that some of you guys feel sorry for her.
But...she's a DUmmy democrat.
I hope she starves in the dark.
Well, I dunno where I gave any impression I'm waxing maudlin about the primitive.
Surely my suggestion, later given upthread, about how she needs to get tough and deal with it, belies that.
We've all had to make hard choices--I have, you have--choices much more difficult than giving up the internet and cable television so as to pay for medical insurance. There isn't any reason she shouldn't have to make them too.
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Wow, that thing is up to 577 posts now. LOL the DUmmies are eating each other over there.
Who was it in the debates who called the Horrible Care Act "O'bamacare"? I wanna say Romney but I think it might have been that other guy who was on stage ...
homegirl (168 posts)
167. You are a prime example
of a very stubborn and ALWAYS right person. You presented your case, you were advised by others that in 48 hours you would have the opportunity to obtain more information from other insurers. Yet, you persisted. The you had to make a sarcastic remark about the president. FYI It is NOT "Obama Care" it is is the PPACA.
In general your behavior has been very childish, almost like a two year old having a tantrum.
LondonReign2 (3,258 posts)
249. Actually, the people with the agendas are QUITE obvious
And it ain't Glitterati
^^^ Some of them are finally starting to see through the bull shit. I think there's some real buyers remorse going on in this thread.
This poster vvv has been VERY nasty on that thread and has an O'bamacare logo as their avatar.
VanillaRhapsody (13,619 posts)
286. I KNEW this was an attempted Obama bashing....
you all are soooo transparent.
Your state doesn't identify you!
You are being disingenuous....
why do I suddenly smell Rightwinger in this room?
Yeah, you can't disagree with the O'bamacare unless you're a 'rightwinger' ... Wow, delusional much?
cheapdate (1,611 posts)
441. I can't even get my head around a $27 health insurance premium.
My insurance premium for a traditional family coverage plan from Blue Cross Blue Shield (BCBS), with a prescription drug plan plus vision and dental is $1,150 per month. Office visits are a $30 copay. Emergency room is a $250 copay. Other procedures are 80/20 (insurance pays 80%, I pay 20%). Annual deductible is $3,000 per family member. Maximum yearly out of pocket is $5,000.
I've had essentially the same BCBS plan for about 15 years. The premiums have increased on average about 6% per year, every year, and the deductibles and out of pocket maximum have crept up steadily over the years as well. 15 years ago my premium was $480 per month.
The premium increases since the full implementation of the Affordable Care Act (ACA) have been smaller than the past average. There is more competition, and more providers and plans available now through the ACA marketplace. My existing plan is grandfathered and BCBS is still supporting it. But I'll probably get a new plan through the marketplace soon. There are plans available now that are as good or better at a lower price.
Yo idiot, it's because YOU don't have others paying for YOUR insurance! I love how there's a couple on there acting like the money to pay for others insurance just falls from the sky from some God they call 'Uncle Sam'.
Gliterrati has posted the letter she received MULTIPLE times and this VanillaRhapsody person just won't give it a rest. The letter clearly states the $110 is with the subsidy but VR won't take that as an answer due to the exchanges not being open. The $110 is based on last years subsidy and without it Glit would have paid $577/month. VR thinks that if Glit will simply wait until the exchange opens the payment will go WAY down ...
Star Member VanillaRhapsody (13,619 posts)
408. and what is her subsidy...what state is she in....has she applied for the subsidy for this year yet
obviously NOT...
THAT is what I am talking about. Humana doesn't know that if it comes off the Exchange.
ohheckyeah (8,182 posts)
434. They based the subsidy off the 2014 subsidy.
If subsidies don't go up she's screwed and so am I. The plans being offered have much higher deductibles and out-of-pocket than the one I have that will no longer be offered.
Yo_Mama (5,657 posts)
517. The subsidy is based on the premium of the second cheapest Silver plan
So yeah, Humana doesn't know what her subsidy will be this year, and she could end up paying a lot more than the $101.97. What's of interest is the premium increase itself, to be honest.
VanillaRhapsody (13,619 posts)
313. I have read it...and have read one of my own.....
you are NOT being truthful...
This is Obama Bashing 101...you are not even good at it. I figured you out in 30 seconds...
:lmao:
More people who simply have no reading comprehension have looked at the letter ...
jberryhill (35,333 posts)
275. Then try reading the letter in your hand
The two numbers you are comparing are not the same thing.
The letter itself is somewhat misleading because it is comparing a SUBSIDIZED premium to a NON-SUBSIDIZED premium.
TheKentuckian (20,501 posts)
421. The unsubsidized premium is almost $600. Where the poster is off (though much closer than you) is
their new premium is based off their 2014 subsidy. This could be different this year and would impact the premium. Would it be more or less, we don't know (including the OP) but the unsubsidized hit is the $577.xx amount not what you are trying to paint, that amount is heavily subsidized as common sense should tell you because virtually no one would have an unsubsidized annual cost of 1,200 bucks.
You both had comprehension errors but you are WAY OFF. The OP is significantly closer to factual here.
It's all a conspiracy by the insurance companies!!!!!!!!!!
jberryhill (35,333 posts)
463. no, that is incorrect
Because one of the factors that went IN to the 2014 figure is the premiums in that market.
This letter was timed to be misleading.
LOL, I guess they all missed the memo O'bama sent out demanding the insurance companies not release this information until after the elections.
Aerows (27,885 posts)
550. If Obama claimed
that the Earth was flat, there are few around here that would take up talking points to prove it. "He's playing multidimensional chess - the earth is flat where I am and where he is, so he's absolutely right!!1!"
:rofl:
I'm going to wade through some more of that. It's just too damn funny.
KC
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So becoming a lawyer was a natural advancement? :fuelfire:
Actually I had to make a lot more of an effort to look like I really cared then, than I did when I was a tank sergeant.
:wink:
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Obama said it would do down 3,000%.....he forgot to mention he was using DUmmie math.
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Obama said it would do down 3,000%.....he forgot to mention he was using DUmmie math.
Common Core.
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Common Core.
I think it was Gruber math.
New word....Grubered as in we've been sold a bill of goods.
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I think it was Gruber math.
New word....Grubered as in we've been sold a bill of goods.
Are you Grubering me ?
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They can always drop their silver plan and go with the cyanide plan......much cheaper plan....one small lifetime payment.
It is the single payer solution democrats are aiming for.
To tell the truth I'd like to see more leftards use that plan. :-) :fuelfire:
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Did she med she mention if her healthy young daughter bought insurance? you know to pay for all the sickies?
This really gets me. I've got two young-ish bleeding hearts in the neighborhood who are now weeping to anyone who'll listen that they can't afford their insurance. Both were gung ho for ACA; couldn't wait for it to become law. Now, they say they'll just pay the fine.
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This really gets me. I've got two young-ish bleeding hearts in the neighborhood who are now weeping to anyone who'll listen that they can't afford their insurance. Both were gung ho for ACA; couldn't wait for it to become law. Now, they say they'll just pay the fine.
Some if not all young skulls full of mush just have to learn the hard way. Once they learn it, then they can own it.
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Glitterati (2,567 posts)
95. I won't face a penalty
since I pay no taxes on my unearned income.
Oh the IRS will find out dummie. They are gonna hunt you down and freeze/seize your unearned income. It may take them a while to do it, could be years, but it will happen. Trust me on this dummie.
I hope you are still posting at DU when that happens. The wailing and gnashing of your two remaining teeth will be glorious!
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Oh the IRS will find out dummie. They are gonna hunt you down and freeze/seize your unearned income. It may take them a while to do it, could be years, but it will happen. Trust me on this dummie.
I hope you are still posting at DU when that happens. The wailing and gnashing of your two remaining teeth will be glorious!
The DUmmy will just blather on about income inequality and demand that the rich pay his obamacare fines.
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It's sweet that some of you guys feel sorry for her.
But...she's a DUmmy democrat.
I hope she starves in the dark.
Not until she's finished with her dinner: (http://img1.etsystatic.com/013/0/5714223/il_570xN.442008329_ob4z.jpg)
^5 anyway
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Some if not all young skulls full of mush just have to learn the hard way. Once they learn it, then they can own it.
Like my niece, the Doctor. While in Med School, she spent 6 or 8 hours in a line to have Hillary sign a book, I believe it was the village idiot book. Anyway, she was your typical college liberal, until she started her internship and got her first paycheck. Granted, Intern pay isn't all that great, the payoff for Doctors is in their specialty, skill and the location of their practice. But, that experience, the Fed and State Tax Withholding turned her into a staunch republican overnight.
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668 posts, thus far.
It's so wonderful watching them maul each other after they collectively cheered the Roberts decision.
My, how their jubilant victory has turned to bitter ashes in their mouths.
Any wagers on how many posts it will reach and which faction will prevail?
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Any wagers on how many posts it will reach and which faction will prevail?
750, and the 100% Obama sycophants will beat the 99%ers.
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668 posts, thus far.
It's so wonderful watching them maul each other after they collectively cheered the Roberts decision.
My, how their jubilant victory has turned to bitter ashes in their mouths.
Any wagers on how many posts it will reach and which faction will prevail?
There's too much joy opportunity to count.
Will the thread get locked,
Will there be alerts,
Will there be hidden posts
Will it generate 1 or more ignores,
Will it fill the field for DOTY,
Will it generate at least one tombstone ?
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750, and the 100% Obama sycophants will beat the 99%ers.
I dunno. It seems ObamaCoup can't scratch up 50-50 support these days, even among the Proglodytes.
I think Gruber insulted the base and the base doesn't like having their stupidity so blatantly pointed out to them by their masters.
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There's too much joy opportunity to count.
Will the thread get locked,
Will there be alerts,
Will there be hidden posts
Will it generate 1 or more ignores,
Will it fill the field for DOTY,
Will it generate at least one tombstone ?
:rotf:
KC
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There's too much joy opportunity to count.
Will the thread get locked,
Will there be alerts,
Will there be hidden posts
Will it generate 1 or more ignores,
Will it fill the field for DOTY,
Will it generate at least one tombstone ?
Yes!
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I dunno. It seems ObamaCoup can't scratch up 50-50 support these days, even among the Proglodytes.
I think Gruber insulted the base and the base doesn't like having their stupidity so blatantly pointed out to them by their masters.
I always bet on the underdog.
(http://thenypost.files.wordpress.com/2013/08/tcdundeec005092110-300x450.jpg)
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I always bet on the underdog.
(http://thenypost.files.wordpress.com/2013/08/tcdundeec005092110-300x450.jpg)
On cue . . .
[youtube]http://www.youtube.com/watch?v=tEVsRLhet2k[/youtube]