The Conservative Cave

Current Events => The DUmpster => Topic started by: franksolich on April 02, 2014, 01:18:49 PM

Title: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:18:49 PM
http://www.democraticunderground.com/10024770592

Oh my.

Brand-new thread; I unexpectedly bumped into the twin as he was posting this.

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Atman (27,321 posts)   Wed Apr 2, 2014, 02:19 PM

It's time! Our ACA horror story!

Not as nightmarish as Will's, at least as long as neither my wife nor I get sick in the next week or so.
 
As I'd previously posted, we switched from my wife's employer's Anthem health plan because it was ridiculous. Her partner, owner of the practice, is quite wealthy so the sky-high deductibles didn't bother her. Sofa change. But for us it was no longer workable so we shopped the exchange. We found a virtually identical Gold policy but it had a deductible that was less than HALF of what we were paying before, and what we'd have to pay if we'd stuck with the employer plan.
 
She filled out all the forms, gave our enrollment date as April 1st and printed out the confirmation...which showed MAY 1st as the enrollment date. She immediately called and was assured it was an error, and that they showed April 1st as the enrollment date. Well, guess what? Got the first premium notice today -- it's MAY 1st! We have NO INSURANCE NOW. Literally two hours on the phone to Anthem, the plan managers, conference calls, yielded nothing but "were working on it." Despite the fact that everyone acknowledges the start date is indeed listed as April 1st, we're not actually insured until May 1st, but "they're working on it."
 
The last conversation ended with that hopefully, maybe we'll be up and running in four or five days. I sure as shit hope nothing happens to me this week. I think I'll just curl up and watch tv...I'm afraid to leave the house!

No primitive comments yet.

I wonder if the new policy includes boob-reduction surgery, which Atman sorely needs, as they don't belong on males.
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:19:41 PM
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0 replies, 48 views
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:22:32 PM
Hmmmm.

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0 replies, 72 views
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:25:29 PM
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0 replies, 103 views
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:26:52 PM
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Hoyt (15,918 posts)    Wed Apr 2, 2014, 02:31 PM

1. I'm sure you are, but keep a record of everything. I would probably mail them a check for

April's premium. It might not be accepted, but at least you might be able to use it as evidence of your intent. Of course, I'm one of those fools who would use the poor person's copyright for a song or book, by mailing myself a copy in the "hopes" I could use the postmark as some proof if needed (knowing it is not ironclad proof, just better than nothing).
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:29:27 PM
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Atman (27,322 posts)    Wed Apr 2, 2014, 02:35 PM

2. We're doing just what you suggest.

Oh, and btw...mailing yourself a copy is STILL a very good way to prove a trademark (not so much a copyright). The USPS mark is pretty solid evidence. Just don't open your own envelope when it arrives -- kind of defeats the purpose! I think the last time I read trademark law it specifically suggested mailing copies of everything to yourself and then storing them just in case.
 
But I'm too afraid to go to the mailbox now. What if I get hit by a truck?
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:31:55 PM
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2 replies, 169 views
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:33:20 PM
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monmouth3 (3,034 posts)    Wed Apr 2, 2014, 02:38 PM

3. Many people have been years without insurance. Horror story? Please...
Title: Re: Atman gets new health insurance
Post by: hillneck on April 02, 2014, 01:33:34 PM
And another example of the worlds smartest people in action.      :rotf:
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:35:37 PM
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Lex (33,350 posts)    Wed Apr 2, 2014, 02:40 PM

4. When I signed up in March, everything showed May 1st

as the beginning date for coverage.
Title: Re: Atman gets new health insurance
Post by: landofconfusion80 on April 02, 2014, 01:38:34 PM
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Atman (27,322 posts)    Wed Apr 2, 2014, 02:35 PM

2. We're doing just what you suggest.

Oh, and btw...mailing yourself a copy is STILL a very good way to prove a trademark (not so much a copyright). The USPS mark is pretty solid evidence. Just don't open your own envelope when it arrives -- kind of defeats the purpose! I think the last time I read trademark law it specifically suggested mailing copies of everything to yourself and then storing them just in case.
 
But I'm too afraid to go to the mailbox now. What if I get hit by a truck?

Wouldn't that be swell?! We can only hope...
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:39:55 PM
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4 replies, 218 views

What a disappointment.  This doesn't seem to be gaining much traction.
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:41:26 PM
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Atman (27,323 posts)
response to the monmouth primitive, above

5. You apparently took my sub line quite literally.

I haven't needed to go to the doctor in well over a year. I'm sure I'll last a week or two. I hope. But being 55, I could also have a stroke tomorrow. Who knows? I guess you missed the point.
Title: Re: Atman gets new health insurance
Post by: DefiantSix on April 02, 2014, 01:44:35 PM
(http://s2.quickmeme.com/img/52/5238eb56a1a4a5bdebe4c779c6fc1a8e833c4c69d842dad64dbd8859c8976d11.jpg)

 :ownit:
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:46:23 PM
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kelliekat44 (3,711 posts)    Wed Apr 2, 2014, 02:51 PM

6. This has happened a lot BEFORE the ACA. Sorry it happened to you. It has happened a lot

during every Open Season...it is a horror story but should not be blamed on the ACA.

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6 replies, 262 views
Title: Re: Atman gets new health insurance
Post by: Carl on April 02, 2014, 01:49:39 PM
They keep extending the deadline but that also extends the start date.
These people are just stupid.
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 01:53:28 PM
Went down like the Titanic.

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6 replies, 302 views
Title: Re: Atman gets new health insurance
Post by: lastparker on April 02, 2014, 02:08:38 PM
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As I'd previously posted, we switched from my wife's employer's Anthem health plan because it was ridiculous. Her partner, owner of the practice.....

How do you have a "partner" who owns the entire practice? Pretty sweet deal.

Anyhoo..... it was my understanding that you can't even GET an Obozocare plan if your employer is offering you qualified coverage. Am I wrong? Or is it a state-by-state thing?

I distinctly remember asking our HR person about how our plans compare with Obozocare plans during open enrollment, and she said I wasn't eleigible because I can get it here.
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 02:10:18 PM
How do you have a "partner" who owns the entire practice? Pretty sweet deal.

Anyhoo..... it was my understanding that you can't even GET an Obozocare plan if your employer is offering you qualified coverage. Am I wrong? Or is it a state-by-state thing?

I distinctly remember asking our HR person about how our plans compare with Obozocare plans during open enrollment, and she said I wasn't eleigible because I can get it here.

Remember the First Rule of Primitivity:

DUmmies lie; all the time, DUmmies lie.
Title: Re: Atman gets new health insurance
Post by: Dori on April 02, 2014, 02:30:35 PM
How do you have a "partner" who owns the entire practice? Pretty sweet deal.

Anyhoo..... it was my understanding that you can't even GET an Obozocare plan if your employer is offering you qualified coverage. Am I wrong? Or is it a state-by-state thing?

I distinctly remember asking our HR person about how our plans compare with Obozocare plans during open enrollment, and she said I wasn't eleigible because I can get it here.

Good question.  I've read that if you have employer provided insurance that you don't qualify for a subsidy...

Title: Re: Atman gets new health insurance
Post by: GOBUCKS on April 02, 2014, 03:38:02 PM
McGrath has claimed before that his wife, the only employable person in the Picasso family, is a medical doctor.

Now she's so pinched for funds she can't afford her deductible.

Not only that, but her employer insurance is worse than the democrat plan - which makes it the worst insurance in the history of mankind.

And she's a doctor?

If she's a doctor then Atman really is Pedro Picasso.

Or, he's lying about the whole thing.


 
Title: Re: Atman gets new health insurance
Post by: DefiantSix on April 02, 2014, 04:00:23 PM
If she's a doctor then Atman really is Pedro Picasso.

Or, he's lying about the whole thing.


 

Yes.
Title: Re: Atman gets new health insurance
Post by: BlueStateSaint on April 02, 2014, 04:28:25 PM
McGrath has claimed before that his wife, the only employable person in the Picasso family, is a medical doctor.

Now she's so pinched for funds she can't afford her deductible.

Not only that, but her employer insurance is worse than the democrat plan - which makes it the worst insurance in the history of mankind.

And she's a doctor?

If she's a doctor then Atman really is Pedro Picasso.

Or, he's lying about the whole thing.


 

Maybe this is her in her "doctor's" regalia . . .

(http://img2.wikia.nocookie.net/__cb20100323191220/diablo/images/1/10/Witchdoctor-female.gif)
Title: Re: Atman gets new health insurance
Post by: BattleHymn on April 02, 2014, 04:39:48 PM
I wonder if the new policy includes boob-reduction surgery, which Atman sorely needs, as they don't belong on males.

Rob claims to be pretty good with a pen.  Maybe he should try to do his up like this:

(http://batshitcrazynews.com/wp-content/uploads/2013/12/Moobs_b32735_2534449.jpeg)
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 04:47:06 PM
McGrath has claimed before that his wife, the only employable person in the Picasso family, is a medical doctor.

Now she's so pinched for funds she can't afford her deductible.

Not only that, but her employer insurance is worse than the democrat plan - which makes it the worst insurance in the history of mankind.

And she's a doctor?

If she's a doctor then Atman really is Pedro Picasso.

Or, he's lying about the whole thing.

To be fair, the twin's never alleged his wife to be a physician.

<<<fair person.

All he's alleged is that she's in one of the medical professions, which seems credible, although why even a nurse would find him husbandworthy escapes me.  She might be a registered nurse, a physical therapist, a dental hygienist, something like that.
Title: Re: Atman gets new health insurance
Post by: GOBUCKS on April 02, 2014, 04:48:30 PM
To be fair, the twin's never alleged his wife to be a physician.

<<<fair person.

All he's alleged is that she's in one of the medical professions, which seems credible, although why even a nurse would find him husbandworthy escapes me.  She might be a registered nurse, a physical therapist, a dental hygienist, something like that.

Really? I could have sworn he said she was a psychiatrist. Maybe it was an implication.
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 04:54:18 PM
Really? I could have sworn he said she was a psychiatrist. Maybe it was an implication.

Come to think of it, he's mentioned "mental health."

But there ain't no way she's an M.D.  Women physicians usually have better choices for husbands.

Mental health counselor, maybe?
Title: Re: Atman gets new health insurance
Post by: franksolich on April 02, 2014, 04:58:21 PM
For the illumination of lurking primitives: this is probably a good example of how decent and civilized people arrive at the truth.

GOBUCKS says one thing, franksolich says another thing, somebody else says a third thing, and after all the guesses and thoughts and surmises and speculations are examined, the Truth emerges.

Primitives don't know shit about figuring things out.
Title: Re: Atman gets new health insurance
Post by: jukin on April 02, 2014, 05:46:13 PM
ZERO Bongs.

Title: Re: Atman gets new health insurance
Post by: tanstaafl on April 02, 2014, 05:59:57 PM
McGrath has claimed before that his wife, the only employable person in the Picasso family, is a medical doctor.

Now she's so pinched for funds she can't afford her deductible.

Not only that, but her employer insurance is worse than the democrat plan - which makes it the worst insurance in the history of mankind.

And she's a doctor?

If she's a doctor then Atman really is Pedro Picasso.

Or, he's lying about the whole thing.
 

You'd think that the DUmmies would be sooo tired of all the HHS and O'Zero's lies that they'd not want to do it themselves.

But, I've been wrong before.
Title: Re: Atman gets new health insurance
Post by: JohnnyReb on April 02, 2014, 07:41:32 PM
Come to think of it, he's mentioned "mental health."

But there ain't no way she's an M.D.  Women physicians usually have better choices for husbands.

Mental health counselor, maybe?
Anyone with a white jacket can be a medical professional in Obamacare/DUmmie medicine.
Title: Re: Atman gets new health insurance
Post by: obumazombie on April 02, 2014, 10:56:08 PM
I am getting a big kick out of franksolich's updates on replies and views, and the descriptive "no traction"...


(http://www.gamasutra.com/db_area/images/blog/194247/mud.jpg)


Good luck with the wheel spin...primitives !
Title: Re: Atman gets new health insurance
Post by: franksolich on April 03, 2014, 01:15:40 AM
I am getting a big kick out of franksolich's updates on replies and views, and the descriptive "no traction."

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8 replies, 497 views

Well, usually Atman does better than this, in both replies and views.

I suspect what happened here was that the primitives, aware of the twin's socio-economic status, where he has the means to pay all medical costs himself from his pocket change without insurance, just don't care about a rich boy's problems.
Title: Re: Atman gets new health insurance
Post by: RobJohnson on April 03, 2014, 04:01:18 AM
How do you have a "partner" who owns the entire practice? Pretty sweet deal.

Anyhoo..... it was my understanding that you can't even GET an Obozocare plan if your employer is offering you qualified coverage. Am I wrong? Or is it a state-by-state thing?

I distinctly remember asking our HR person about how our plans compare with Obozocare plans during open enrollment, and she said I wasn't eleigible because I can get it here.

Maybe by partner he means "lover" and they have an open marriage.  O-)
Title: Re: Atman gets new health insurance
Post by: DefiantSix on April 03, 2014, 07:31:33 AM
Maybe by partner he means "lover" and they have an open marriage.  O-)

Far more likely than what Pedro was hoping people would assume when he said that... :fuelfire: