Gravitycollapse (4,799 posts)
Obamacare is a failure, right?
Last edited Wed Jan 29, 2014, 12:57 AM - Edit history (1)
I got my insurance issues squared away. Because I make 16,000 a year, I qualify for insanely discounted rates. This is a PPO through Blue Cross Blue Shield
Here's what I pay...
Premium: $90 a month
Deductible: $50 annually
Maximum annual out of pocket: $2,250
Primary care provider: $5
Specialist: $10
ER visit: $35
Prescriptions-
Level 1: $5
Level 2: $10
Level 3: $15
Vision exam: $5
Chiropractic: $10
This isn't socialized medicine. But, at that price and level of benefits, it's pretty damn close.
progressoid (29,773 posts)
7. Good for you. Ours will cost us about a $1000 more a year.
9. More than what? More than for a crap policy
that could drop you anytime you got an expensive illness and needed insurance the most?
Which could happen to any individual policy before the ACA.
So for less than $100 a month more you have insurance that you can actually count on.
progressoid (29,773 posts)
10. Yes, more than we paid before for our old crap policy.
We had to sign up on the exchange because my wife lost her job (ironically due to cost issues related to ACA according to her former employer - which I don't believe). Regardless, we were covered through her job. Although, if they hadn't laid her off, I would have lost my coverage on her policy because of the "family glitch" in ACA and would have had to pay even more to cover myself.
So, either way, we got screwed.
And no, it's not less than $100 a month more for insurance we can actually count on. It's a $100 more a month that we can't afford for a crap policy that we can only use after we shell out 7500.00 in deductibles. I just finished paying off a medical bill from June of 2013. Only one more outstanding medical bill to go and then the whole shitty process starts over again. Yippee! If we're lucky, this time around we can get 2014 bills paid off by mid 2015.
pnwmom (49,948 posts)
11. You aren't worse off than before. Without the ACA you wouldn't have any insurance,
or it would have been even more expensive, depending on any preexisting conditions.
progressoid (29,773 posts)
12. Yeah, it's great.
It's like being mugged and only getting stabbed once.
On the plus side, I just read that our ins provider's stock is rising on Wall Street. So, that's good...for somebody.
Hi-5 PS...that seems to be obama's plan in a nut shell.
Obamacare is a failure, right?....Damn right it is.
Obamacare is a failure, right?....Damn right it is.
However, the majority of Americans are not seeing the benefits. Of course there are success stories, but how many people have been screwed financially for every success story? How much are hospitals going to lose because of red tape?
Last night Obama said that 9+ million people have been covered because of health reform.
Talk about smoke and mirrors.
3 million have signed up on Obamacare, but we don't know how many of those have paid and are legitimately insured.
3 million + have signed up on their parents policies since 2010.
3.9 million have signed up or renewed their policies for Medicaid.
So what happened to the 6 million policies that were cancelled? What happened to all those people?
What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004). Did they just disappear?
I qualify for insanely discounted rates
Gravitycollapse (4,799 posts)And as one of the guys who is paying for your insanely discounted rates, Your Welcome, you stupid ungrateful bastard
Obamacare is a failure, right?
Last edited Wed Jan 29, 2014, 12:57 AM - Edit history (1)
I got my insurance issues squared away. Because I make 16,000 a year, I qualify for insanely discounted rates. This is a PPO through Blue Cross Blue Shield
Here's what I pay...
Premium: $90 a month
Deductible: $50 annually
Maximum annual out of pocket: $2,250
Primary care provider: $5
Specialist: $10
ER visit: $35
Prescriptions-
Level 1: $5
Level 2: $10
Level 3: $15
Vision exam: $5
Chiropractic: $10
This isn't socialized medicine. But, at that price and level of benefits, it's pretty damn close.
Uninsured people have disappeared, thanks to the jug-eared muslim.
I've also noticed we seem to have solved the homeless crisis as well.
When W was President, every time there was a cold snap the local and national newscasts were flooded with features about freezing winos, and how their numbers were growing due to W's policies. (At the time, unemployment here in red state hell was under 2%.)
What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004). Did they just disappear?
What happened to the 30-40 million uninsured when Barry was campaigning for office (Kerry used the same numbers in 2004). Did they just disappear?
The OP is lying. You know DUmmys and what they do.
I played around with all sorts of incomes and the plans it is talking about are just not available in the PRoC. The line between medicaid (medical) was at $14k. I put in $17k and got a silver plan for about $85/month (real cost was $587/mo.) after subsidizes but still had a $6000 deductible, 80/20 after that, and the co-pays were still $100.
I don't remember seeing any plans that included vision exams. That usually requires an additional policy. (Unless it's for an eye injury or disease)
GravityCollapse might want to check and see if he actually HAS a policy. It appears the backend (where the government is supposed to forward the policy sign ups to the insurance companies that actually issue them) isn't working so well. But it IS hard to see what needs to be done when you have your head stuck so far up 0bama's ass.The black hole of democrat intelligence.
Cindie
The black hole of democrat intelligence.