The Conservative Cave
Current Events => The DUmpster => Topic started by: franksolich on January 03, 2014, 05:37:51 PM
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http://www.democraticunderground.com/10024273258
Oh my.
An old acquaintance of ours.
Systematic Chaos (8,221 posts) Fri Jan 3, 2014, 06:27 PM
I've just been fed an ACA "horror story" on my Facebook wall by my sister-in-law. Help, anyone?
I find this troubling, even though it is apparently true per Snopes....
http://www.ijreview.com/2013/12/105176-alabama-mom-shares-devastating-experience-obamacare-open-letter-american-people/
Many of us can identify with the frustrating experience that Karri Kinder, a mother of two from Auburn, Alabama, has had with Obamacare. She penned this open letter to share her story. Shout-out to Yellowhammer News for the article:
An Open Letter to the Obama Administration and American Citizens:
My family’s journey with securing our new insurance under the Affordable Care Act (ACA) started on October 1, 2013. I have decided to write this letter to let the American people know what it has been like for us. We are a family of four, with two little boys’ ages seven years old and three years old. My husband and I have had full time jobs for 6 years and 13 years respectively. We have been with the same two companies for those years. We are a middle class family; we own our three bedroom two bath house, we own two cars, and previously provided our own insurance for the four of us. We have coverage through Individual Blue from Blue Cross Blue Shield of Alabama until 12/31/13. Our premiums have been $380.00 a month, which also included dental coverage for all four of us.
On October, 1, 2013 we received our letters like other Alabamians about our new premiums and plans for 2014 from Blue Cross Blue Shield (BCBS) of Alabama. When I opened our letter to say I had sticker shock was an understatement. Our premiums for the Blue Saver Silver would now be $753.26. This included the ACA tax but did not include the additional $75.00 we would need to pay in order to keep dental for me and my husband. So we would need to pay total $828.26 to keep health and dental insurance for the four of us. This payment is roughly $64.00 less than what we pay for our mortgage each month. I was outraged that anyone thought we could afford this. Sure we have some savings, but with that price tag we would whittle it down to almost nothing very quickly. I consider savings as a rainy day fund, a start to saving for the kid’s college, our retirement, etc. I never dreamed in a million years we would need to use it to pay our insurance premiums each month – how in the world could this help the economy too?
<snip> more at link
Okay...so, Snopes has this story as being confirmed. And I do know that there are more than a few stories like this out there, just as there are a lot of success stories.
What I'm trying to find out is, are there any mitigating circumstances in Alabama which would cause this to happen? I know that Alabama and nearly all the other red states are now experiencing a huge "Medicaid donut hole," but this isn't a poor family looking for Medicaid assistance. So, what else is going on in the red states that I'm not familiar with, which could maybe cause stories like that of the Kinder family? Or, is this just the fault of the far-from-perfect-but-it's-all-we-could-get ACA?
Can I provide information to S-I-L to explain why this is a red state-related cluster****, or do I just shake my head in sadness and move on?
Any help will be appreciated. Thanks in advance!
P.S. - My wife is now eligible for Medicare thanks to the ACA. Before this, she was stuck using a low-income program in our county for health care, which was horribly underfunded and of very little use. As she is dealing with complications of diabetes, this is hugely important to us, and I think a major "success story!"
No primitive responses yet, because just posted.
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Getting pretty tired of medical insurance stories, whether it's democrat insurance or real insurance.
They always compare premiums as if "insurance" is a known commodity.
How about this experience.
I bought a car for $49,000, then found out later I could buy a car for $1200.
Boy, did I ever get ripped off!
The DUmpmonkeys speak of Medicaid charity for deadbeats as if it's real insurance.
Plus they will never stop confusing Medicaid charity for deadbeats with Medicare for the elderly.
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Plus they will never stop confusing Medicaid charity for deadbeats with Medicare for the elderly.
They also universally equate Medicaid with Obungacare.
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Threads like that, to most of the "true believers", are like being hit with an Asimov. For those unfamiliar:
""Let me ask you something, Mr. Garibaldi. A purely philosophical question. on a scale of one to ten...how stupid do you think I am? Do you really think I'd let you run around knowing what you know, and leave to free to kill me? I hit you with an Asimov. He was a writer long ago who wrote stories about robots. He came up with a set of rules to prevent them from turning against mankind. The cyber-tecs adopted them in the early pre-ban experiments, and I've found them useful myself from time to time. Before we finished adjusting you, I made sure we planted Asimov's two most important rules in your mind: you cannot harm me directly nor, through inaction, allow harm to come to me. To make it harder for someone else to break the conditioning, I put the block in the part of your brain that controls the neural system. You can want to kill me as much as you want; the same way I can say, 'I want to raise this hand.' But it won't lift up, until I send the impulse. You're blocked at the point of action, but I left your rage intact. Call it, counterpoint, dramatic irony."
Hit with an Asimov. Yup.
CMD
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Getting pretty tired of medical insurance stories, whether it's democrat insurance or real insurance.
They always compare premiums as if "insurance" is a known commodity.
How about this experience.
I bought a car for $49,000, then found out later I could buy a car for $1200.
Boy, did I ever get ripped off!
The DUmpmonkeys speak of Medicaid charity for deadbeats as if it's real insurance.
Plus they will never stop confusing Medicaid charity for deadbeats with Medicare for the elderly.
OK, how about this.
My coverage is almost the same, my deductibles went up 15-25% and I am paying $500 more a year and that is directly attributable to obozocare (per company publication).
Thanks uncle bammy!
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I was just about to bring LVL's thread over here, then saw this. No DUmmy so far has been able to help the lardass rebut her, just reciting DNC talking points:
Response to Systematic Chaos (Original post)
Fri Jan 3, 2014, 06:53 PM
Atman (26,947 posts)
9. No, sorry. Dealing with my own.
"I had awesome coverage! Now I don't!" They don't understand that their high-deductible worthless coverage was not "awesome." Good luck.
:whatever:
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OK, how about this.
My coverage is almost the same, my deductibles went up 15-25% and I am paying $500 more a year and that is directly attributable to obozocare (per company publication).
Thanks uncle bammy!
Yup. Found out yesterday that for exactly the same coverage I had before January 1st, my portion of the premium went from $143 to $308 every two weeks. (That's more than double, for the lurking DUmbshits from Rio Linda.)
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Yup. Found out yesterday that for exactly the same coverage I had before January 1st, my portion of the premium went from $143 to $308 every two weeks. (That's more than double, for the lurking DUmbshits from Rio Linda.)
Someone has to pay so Sandra Slut can get free birth control.
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Yup. Found out yesterday that for exactly the same coverage I had before January 1st, my portion of the premium went from $143 to $308 every two weeks. (That's more than double, for the lurking DUmbshits from Rio Linda.)
Did your deductible go up too?
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I thought Kirk would have bit the dust by now.
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Did your deductible go up too?
Went up on prescriptions to $100 for each covered person. Other than that, like I said, it's the exact same plan.
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Went up on prescriptions to $100 for each covered person. Other than that, like I said, it's the exact same plan.
I know some work related coverage hasn't changed too much, but the ones on the CalifCare website are terribly high.
A family plan for a decent middle class income averages about $20k a year when you add up the monthly premiums and the deductible together.
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I know some work related coverage hasn't changed too much, but the ones on the CalifCare website are terribly high.
A family plan for a decent middle class income averages about $20k a year when you add up the monthly premiums and the deductible together.
But Obama promised that under his plan a major illness would no longer bankrupt someone. He wouldn't lie, would he?
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Karri Kinder, a mother of two from Auburn, Alabama
She penned this open letter...to the Obama Administration and American Citizens...
...and will be the next victim of an IRS audit.
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But Obama promised that under his plan a major illness would no longer bankrupt someone. He wouldn't lie, would he?
He just forgot to tell that it was the minor illnesses that were going to break you.
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I know some work related coverage hasn't changed too much, but the ones on the CalifCare website are terribly high.
That will change. The Insurance Holocaust this past six months did not really hit employer-provided plans (Although they weren't entirely unaffected by the catastrophe, either), they come into the kill zone later this year.
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http://www.democraticunderground.com/10024273258
The Proglodicks and dykes quietly accept it's the (working) other peoples money that is floating zerocare. Maybe the working stiffs will stop voting for the democrat party scum next time. Not holding my breath.
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That will change. The Insurance Holocaust this past six months did not really hit employer-provided plans (Although they weren't entirely unaffected by the catastrophe, either), they come into the kill zone later this year.
This is what I am waiting for. My drug deductible went up so far, I am waiting for everything else to follow.
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I thought Kirk would have bit the dust by now.
Not from "Star Trek".
"Babylon 5"
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I thought Kirk would have bit the dust by now.
Naw. He still has Jeanette working two jobs to support his fat ass.