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Current Events => General Discussion => Topic started by: NHSparky on October 30, 2013, 03:54:43 PM

Title: Open Enrollment Thread
Post by: NHSparky on October 30, 2013, 03:54:43 PM
Mods, please feel free to move wherever you feel appropriate.

Well, thanks, Obammy--at my company, Open Enrollment started TODAY.

I am no longer able to keep my plan, and instead am being shuttled to a plan that, while still good in the grand scheme of things, ain't nowhere near what I have been getting.

My "old" plan is: No deductibles within network, $1500 out-of-pocket limit, $20 PCP co-pays, $35 urgent care, $100 ER, $100/day hospital (nothing after fifth day), $100 outpatient surgery, 100 percent of labs and X-Rays.

My "new" plan as of 1/1/14 is: $950 individual deductible, $3500 individual out-of-pocket-limit, 20 percent PCP co-pays, 80 percent of hospital up to OOP limit then 100 percent after that, $50 urgent care, $250 ER, 80 percent of labs and X-Rays, and the co-pays for prescriptions roughly double, even using mail order.

And for that, my bi-weekly deduction nearly DOUBLED.

Thanks, Barry.
Title: Re: Open Enrollment Thread
Post by: Freeper on October 30, 2013, 03:57:22 PM
You are too stupid to realize that what you had really sucked, lucky for you the government stepped in and made it better for you.
Title: Re: Open Enrollment Thread
Post by: Splashdown on October 30, 2013, 03:58:34 PM
Thank God the government knows better than we do.
Title: Re: Open Enrollment Thread
Post by: Bad Dog on October 30, 2013, 04:00:27 PM
All you need to do is manage your finances better and all will be well.
Title: Re: Open Enrollment Thread
Post by: Freeper on October 30, 2013, 04:04:17 PM
All you need to do is manage your finances better and all will be well.

That's right. Typical greedy repuke complaining about his costs going up, when he should be happy that someone who didn't have health care before now can get it.
Title: Re: Open Enrollment Thread
Post by: Wineslob on October 30, 2013, 04:32:36 PM
Time to take up smoking.
Title: Re: Open Enrollment Thread
Post by: Crazy Horse on October 30, 2013, 04:55:02 PM
You're not losing the plan, just being transferred to a better plan.
Title: Re: Open Enrollment Thread
Post by: thundley4 on October 30, 2013, 05:05:05 PM
You're not losing the plan, just being transferred transitioned to a better plan.

Obamaspeak considers cancellations to be transitions.
Title: Re: Open Enrollment Thread
Post by: Dori on October 30, 2013, 05:21:10 PM
I wonder how much the average healthy person would spend a year if they had to pay for their own medical care out of their own pocket.

Title: Re: Open Enrollment Thread
Post by: freedumb2003b on October 30, 2013, 05:29:51 PM
Same plan as before, but $500 a year more (I have never seen that big a jump).

The company site says this is in part due to obozocare.

Hey, obozo, where's my $2500?????
Title: Re: Open Enrollment Thread
Post by: NHSparky on October 30, 2013, 05:38:53 PM
I looked at the same plan I'm going to (it was offered last year.)  Add my contribution to the company contribution, the cost increase is about 30 percent--not as bad as my (doubled) contribution, but NOBODY can tell me health care costs have jumped that much in one year.  It's all due to the (UN)ACA.
Title: Re: Open Enrollment Thread
Post by: Freeper on October 30, 2013, 05:43:26 PM
Now the preezy says if you claim you lost your plan that you are misleading. The nerve of this asshole.
Title: Re: Open Enrollment Thread
Post by: Dori on October 30, 2013, 05:47:45 PM
NOBODY can tell me health care costs have jumped that much in one year.  It's all due to the (UN)ACA.

Yeah, but now you can get breast exams, pap smears, birth control pills, a baby or an abortion.

Title: Re: Open Enrollment Thread
Post by: thundley4 on October 30, 2013, 06:13:23 PM
I wonder how much the average healthy person would spend a year if they had to pay for their own medical care out of their own pocket.




I've spent way more in premiums over the 24 years at my employer than I have claimed in benefits.
Title: Re: Open Enrollment Thread
Post by: DefiantSix on October 30, 2013, 06:21:04 PM

I've spent way more in premiums over the 24 years at my employer than I have claimed in benefits.

I likewise. My wife is another matter, but I personally refuse to be a jobs program for the medical profession.
Title: Re: Open Enrollment Thread
Post by: IassaFTots on October 30, 2013, 10:02:08 PM
Dude!  You had a cadillac plan!  Those plans got priced out of the world when we opened it up for everyone.  No preex, dependents till age 26.....shoot, someone has got to pay, and that someone is, well, you. 

Total suck.

 Fortunately our plans were fully insured, so we had to mirror Texas state rules.  The upshot is we jumped to self funded and the employees get to pay the same they do this year.  Not that they will appreciate that, as our lowest plan has a 2K deductible with a $500 HRA, but that's the breaks. 
Title: Re: Open Enrollment Thread
Post by: Dblhaul on October 30, 2013, 10:39:48 PM
More lies from PBO!
Title: Re: Open Enrollment Thread
Post by: Dori on October 31, 2013, 09:03:14 AM
More lies from PBO!

I love how Americans just roll over and take it. 
Title: Re: Open Enrollment Thread
Post by: njpines on October 31, 2013, 11:37:22 AM
Same plan this year as last, company sucked up the additional costs associated with it.  I did have to attest that my spouse's "company" (he's a self-employed CPA) doesn't offer him health insurance or I would have to pay an additional $100 per month for him in 2014.  Also had to attest that none of us have used tobacco products within the last 6 months (we don't smoke) or pay an additional $50 per month. Same FSA as 2013 (the max) because this year my son ended up in the emergency room twice and I can't take the risk he won't do the same next year (or husband for that matter).
Title: Re: Open Enrollment Thread
Post by: RobJohnson on October 31, 2013, 11:51:47 AM
Normally my open enrollment would of started on Oct 1. It was delayed this year.

I just received the paperwork in the mail that explains my choices. I do not want to ruin my day off by opening it.

Sparky it sounds like you are now fully protected by President Obama, preventative care and maternity benefits. You also now are able to get the morning after pill. God Bless Obamacare! 
Title: Re: Open Enrollment Thread
Post by: Dori on October 31, 2013, 12:53:52 PM
I just received the paperwork in the mail that explains my choices. I do not want to ruin my day off by opening it.

Good idea.  Wait and open it at work.


Title: Re: Open Enrollment Thread
Post by: Crazy Horse on October 31, 2013, 04:47:58 PM
Yeah, but now you can get breast exams, pap smears, birth control pills, a baby or an abortion.



Don't forget fertility coverage, he is a nuke after all.
Title: Re: Open Enrollment Thread
Post by: txradioguy on November 02, 2013, 09:26:44 AM
You are too stupid to realize that what you had really sucked, lucky for you the government stepped in and made it better for you.

Exactly!  I mean now Sparky has coverage for his birth control...yearly mammograms and OB/GYN care.


Why is he complaining?