The Conservative Cave
Current Events => The DUmpster => Topic started by: Freeper on October 26, 2013, 02:36:40 PM
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AngryAmish (19,876 posts)
WHat we need is some ACA success stories
I would like to hear from the DUers who have been successful in getting medical insurance through the exchanges and how much they have saved.
http://www.democraticunderground.com/10023920392
Sounds like a bouncy contest to me. :rotf:
Star Member Sedona (1,854 posts)
1. Multiple Pre-existing Conditions saving $500 a month in Arizona
Sure you are. I notice you didn't give any details such as your deductible, and co pays.
Raine1967 (3,574 posts)
2. This is a pretty cool website for success stories:
It's not DU'rs but it's asking people to submit stories. ACA Success Stories story.http://acasuccessstories.tumblr.com/
Here's just one:
How my state’s embrace of the ACA is saving me thousands
I’m a single young professional, not covered by health insurance, working on my application to grad school. Two years ago, I looked at the price for health insurance for an individual, and it was discouraging. A bare-bones policy would have cost me almost a thousand dollars, and would still leave me bankrupt if anything went wrong. I’ve been uninsured since then, compulsively hoarding money so I could pay the bills if something went wrong and I became terribly injured or sick, and paying the full uninsured cost whenever I needed something looked at.
Today, I signed up for health insurance through the New York State of Health exchange. The price for a solid silver-level plan before subsidies was only a bit more than a third of what I had been quoted by the Freelancers’ Union two years ago - $350. With the tax credit, it’s even less. Now that I know my out-of-pocket is capped, I can put my savings toward going to grad school and becoming a certified teacher, as I’ve wanted to do for years.
Why could I have such amazing success? Because New York City has a public health option. It’s called MetroPlus, and it’s run by the city’s Health and Hospitals Corporation largely as a public benefit. It had been providing Medicaid services and coverage for city health employees, but now it’s being made available to all of us through the exchange. Because it isn’t seeking massive profit, it can charge lower prices - bringing costs down for people who sign up, and also driving down the prices from other insurers. On top of that, our otherwise feckless governor made sure to negotiate hard with the insurance companies, bringing costs down further.
We’re not all the way yet, and things can be better. But I am giddy with relief, knowing that I can follow my dreams and give back without the threat of bankruptcy hanging over my head.
I would love too see success stories here on DU -- I've seen a few but it would be awesome to see them all in one spot.
Star Member Hoyt (14,098 posts)
3. I have insurance through my employer, but I am no longer concerned about losing it since
I cannot be denied coverage for pre-existing conditions. That opens up a bunch of opportunities, and removes a lot of concerns.
Just wait DUmmy, I realize you believed 0bama when he said you can keep what you have if you like it, but it won't be that way for long.
BluegrassStateBlues (742 posts)
8. I got Medicaid.
My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.
Just wait until she realizes that she pays everything until that $1000 is reached, then after that she is still stuck with 20% of the bill.
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Star Member Hoyt (14,098 posts)
3. I have insurance through my employer, but I am no longer concerned about losing it since
I cannot be denied coverage for pre-existing conditions. That opens up a bunch of opportunities, and removes a lot of concerns.
Group insurance through an employer has never been subject to cancellation due to "preexisting conditions", nor is COBRA, nor is insurance through a subsequent employer.
It's only a problem when you have a break in coverage and then go to buy an individual policy. As long as you have no break in coverage, you can buy insurance without a physical or preexisting condition limitations. I know, because I've done it. Of course now the premiums will be sky high because you have to help cover the people who sign up with cancer, and you have to pay for mammograms, Pap smears, maternity benefits, and all the other stuff the democrats are requiring you to buy.
If the moonbat doesn't agree, he can check it out with nadin.
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BluegrassStateBlues (742 posts)
8. I got Medicaid.
My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.
The lies they tell.
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Group insurance through an employer has never been subject to cancellation due to "preexisting conditions", nor is COBRA, nor is insurance through a subsequent employer.
It's only a problem when you have a break in coverage and then go to buy an individual policy. As long as you have no break in coverage, you can buy insurance without a physical or preexisting condition limitations. I know, because I've done it. Of course now the premiums will be sky high because you have to help cover the people who sign up with cancer, and you have to pay for mammograms, Pap smears, maternity benefits, and all the other stuff the democrats are requiring you to buy.
If the moonbat doesn't agree, he can check it out with nadin.
Hoyt is too busy divining who's carrying a concealed weapon and how many rounds they have in the magazine and if they've got a round in the chamber to be concerned with such trivial details.
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What do you mean you don't take my kind of insurance??????????????????
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I would like to hear from the primitives who have been successful in getting medical insurance through the exchanges and not need subsidies.
Com'n, primitives. Let's see what you got.
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96% of Maryland's enrollment totals so far were for Medicaid.
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BluegrassStateBlues (742 posts)
8. I got Medicaid.
My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.
His mother must be that lady I keep reading about who posts over and over about making $11,000 a month on the internet working from home.
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AngryAmish (19,876 posts)
WHat we need is some ACA success stories
Try searching the "Fiction" section using one or more of the following terms: Rainbow, Skittles, or Unicorn.
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For there to be success stories, there first needs to be success.
But dont worry primitives you're halfway there ! Success is a two syllable word, Obamacare has the first one down. Even damn dirty repugs cannot deny !
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My Obamacare success story. I was able to connect to the site. Nothing else really worked but I was able to connect to the site.
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I don't know the truth to this one.
A guy told me that his friend had just gotten notification that his (and his wife's) insurance was going to sky rocket in price. He claimed that one of the reasons for the rise is because in order to be Obamacare compliant the insurance company has to provide maternity insurance to his wife. They do not currently have maternity insurance because they are in their late 50s.
Could the above be true?
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I don't know the truth to this one.
A guy told me that his friend had just gotten notification that his (and his wife's) insurance was going to sky rocket in price. He claimed that one of the reasons for the rise is because in order to be Obamacare compliant the insurance company has to provide maternity insurance to his wife. They do not currently have maternity insurance because they are in their late 50s.
Could the above be true?
Yes - the plans are "One size fits all" so the cost of everything from AIDS, birth control, Lupus, maternity, abortion, and everything else imaginable can be spread out over the entire risk pool, which is basically everybody in the plan, regardless of its relevance to any particular insured.
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Yes - the plans are "One size fits all" so the cost of everything from AIDS, birth control, Lupus, maternity, abortion, and everything else imaginable can be spread out over the entire risk pool, which is basically everybody in the plan, regardless of its relevance to any particular insured.
Wow. I was sort of taking the story with a grain of salt.
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http://www.democraticunderground.com/10023920392
Sounds like a bouncy contest to me. :rotf:
:lol: Exactly! :hi5:
96% of Maryland's enrollment totals so far were for Medicaid.
Same for Oregon and Minnesota.
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The lies they tell.
I've heard of nothing even remotely close to that. And you know we would have, by now.
F*king liars.
I can see the premium that low. ONLY heavily subsidized, by the rest of us. But the deductible would be astronomical.
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How can they determine any sort of success yet? The plan has to be in force and being utilized to judge the results. I guess the ability to signup equals a success story. I'd love to hear what the out of pocket is for the alleged 1k deductible at $13.21 a month.
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How can they determine any sort of success yet? The plan has to be in force and being utilized to judge the results. I guess the ability to signup equals a success story. I'd love to hear what the out of pocket is for the alleged 1k deductible at $13.21 a month.
That's a good point. The only thing the left cares about is if enough people sign up to qualify as something they can call a win for Barry. The dollars and cents results for the people of America don't matter at all to them--the masterminds at the top, anyway, some of the lumpenproletariat are starting to realize that they're getting hosed by the Unaffordable Care Act.
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Heh..success stories indeed :whistling:
http://philadelphia.cbslocal.com/2013/10/25/spanish-language-version-of-healthcare-website-not-ready-for-enrollment/
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What luck! I found another Obumblecare success story:
http://touch.latimes.com/#section/-1/article/p2p-77942344/
Pam Kehaly, president of Anthem Blue Cross in California, said she received a recent letter from a young woman complaining about a 50% rate hike related to the healthcare law.
"She said, 'I was all for Obamacare until I found out I was paying for it,'" Kehaly said.
Nearly 2 million Californians have individual insurance, and several hundred thousand of them are losing their health plans in a matter of weeks.
:ownit: :ownit: :ownit:
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:lol: Exactly! :hi5:
Same for Oregon and Minnesota.
Well then Ohio IS a success story, only 89% of sign ups are going to medicaid.
At first I was going to call BS on the grad student paying a thousand a month for a catastrophic plan but that is in New York and they too have a one size fits all plan. Typical catastrophic plan for a young person would be $100 in kalifornia. So I'm 99% sure the bouncy is a bouncy but given that it is New Yord I give it a 1% chance it is not complete bullshit.
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Today, I signed up for health insurance through the New York State of Health exchange. The price for a solid silver-level plan before subsidies was only a bit more than a third of what I had been quoted by the Freelancers’ Union two years ago - $350. With the tax credit, it’s even less. Now that I know my out-of-pocket is capped, I can put my savings toward going to grad school and becoming a certified teacher, as I’ve wanted to do for years.
Actually from everything I've heard and read? NY/NJ are supposed to come down rate-wise, but as someone put it "those States have been so over-regulated for years now" that the rates are supposed to come down. The problem for the Democrats is this, the rates are supposed to go up high in most States, and when the mid-terms come around? people in those States will vote with their wallets.
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Joe Wilson, "You Lie!".....beginning to sound like a prophet crying in the wilderness, huh.
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"She said, 'I was all for Obamacare until I found out I was paying for it,'" Kehaly said.
Seems to be a recurring theme. Studies have shown that the threshold for all this wealth-spreading is $50 per year. After that, people balk.
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AngryAmish (19,876 posts)
WHat we need is some fabricated ACA success stories
FIFY.
That's the only way it's ever gonna happen.
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WHat we need is some ACA success stories
Still waiting............
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Here's one for you.
Florida Woman's Insurance Rate Increases 10X Under Obamacare (http://www.weeklystandard.com/blogs/florida-womans-insurance-rate-increases-10x-under-obamacare_764837.html)
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AngryAmish (19,876 posts)
WHat we need is some ACA success stories
Umm, Dumbass? Don't you think that, if there were (un)Affordable Care Act success stories, the Empty Suit in the White House would use them as props....err, have them on stage with him while he gives a speech?
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Here's one for you.
Florida Woman's Insurance Rate Increases 10X Under Obamacare (http://www.weeklystandard.com/blogs/florida-womans-insurance-rate-increases-10x-under-obamacare_764837.html)
I swear they need to ask these people...Did you vote for Obama? If so OWN IT!!!
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Chirp...
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How many success stories are there compared to the population?
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How many success stories are there compared to the population?
That can only be determined when we finally have a confirmed success story. So Far we have NONE!
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Actually from everything I've heard and read? NY/NJ are supposed to come down rate-wise, but as someone put it "those States have been so over-regulated for years now" that the rates are supposed to come down. The problem for the Democrats is this, the rates are supposed to go up high in most States, and when the mid-terms come around? people in those States will vote with their wallets.
I've heard that, too. I'll believe it when I see it. ::) :whistling:
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Premiums always go down when deductibles go up. Right? :thatsright:
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Premiums always go down when deductibles go up. Right?
Not unless enough healthy people are dumb enough to buy the policies.
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Just went through my open enrollment at work, guess this is my Obamacare "success story:" Last year was $111 a paycheck for a family of five w/ a "platinum" HSA, Vision on myself and wife, dental for all, etc.... This year is $133 since I added on my oldest to the vision, also changed the company sponsored life insurance, but that was a freebee. So what's the success in all of this? Obama didn't manage to double my premium like so many other workers. I set my bar pretty low.
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Just went through my open enrollment at work, guess this is my Obamacare "success story:" Last year was $111 a paycheck for a family of five w/ a "platinum" HSA, Vision on myself and wife, dental for all, etc.... This year is $133 since I added on my oldest to the vision, also changed the company sponsored life insurance, but that was a freebee. So what's the success in all of this? Obama didn't manage to double my premium like so many other workers. I set my bar pretty low.
How often do you get paid, how big a company do you work for and does your employer pay any part of your insurance?
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Just went through my open enrollment at work
Private insurance, correct?
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Obamadon'tcare.....law of the land that doesn't apply to him, relatives, democrats, unions.....etc., etc..
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How often do you get paid, how big a company do you work for and does your employer pay any part of your insurance?
Don't really like to share all that but anywho.... bi-weekly, it's a pretty good sized company, you probably have one of our products in your general vicinity, and darn skippy they do!
to the other quote: yep, private!
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Don't really like to share all that but anywho.... bi-weekly, it's a pretty good sized company, you probably have one of our products in your general vicinity, and darn skippy they do!
Does it require "c" batteries? :whistling:
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Does it require "c" batteries? :whistling:
Because you only know about things that require no less than a D-cell.
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Because you only know about things that require no less than a D-cell.
Ouch. :rofl:
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Don't really like to share all that but anywho.... bi-weekly, it's a pretty good sized company, you probably have one of our products in your general vicinity, and darn skippy they do!
to the other quote: yep, private!
I
Not trying to be nosy. I was just trying to figure out how much a year you had pay and if your employer paid for yours or a portion of it. I worked for a large company that had great insurance. They paid the employees' part. I think one reason it was so cheap was because they got a good rate with so many employees.
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I think it's great that so many democrats will be hit with these crazy mandatory premiums at the same time they're being cut to 29 hours.
Most democrats are on the Medicaid dole, but the few who work are going to be crushed.
They're going to enjoy the full effect of the magical negro.
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Here ya go DUmmies:
http://www.latimes.com/business/la-fi-health-sticker-shock-20131027,0,2756077.story
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Does it require "c" batteries? :whistling:
Hmmmm...
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It's a fair statement to make that there are less success stories than Confederate flag bearers at Tea Party rallies.
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It's a fair statement to make that there are less success stories than Confederate flag bearers at Tea Party rallies.
One?
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I found one success story on twitchy, it seems that Patti Davis the leftist daughter of Reagan was asking why she lost her policy.
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Because you only know about things that require no less than a D-cell.
Who taught you how to throw the slider? H5!
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Oh, I keep coming back to this thread in hopes of finding a real success story.
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Does it require "c" batteries? :whistling:
oh my...no, but similar shape though :whistling:
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Just went through my open enrollment at work, guess this is my Obamacare "success story:" Last year was $111 a paycheck for a family of five w/ a "platinum" HSA, Vision on myself and wife, dental for all, etc.... This year is $133 since I added on my oldest to the vision, also changed the company sponsored life insurance, but that was a freebee. So what's the success in all of this? Obama didn't manage to double my premium like so many other workers. I set my bar pretty low.
Well that is because you got a one year opt out that King Barky the Liar gave to business so that there was not a horror show in 11/2014 for the donks. What is happening now is to the much smaller market of individuals that buy insurance on their own, approx 20 million. You know more than new people will get insurance, 30 million uninsured in 2010, 30 million uninsured in 2016. I should add the caveat unless amnesty is granted then......
This is what is getting all of us individual people ****ed in the ass:
On the other hand, based upon current proposed regulations, small group plans must contain benefits in the following 10 Essential Health Benefit categories:
Ambulatory patient services (jukin's canceled plan that he liked has, wants, and needs)
Emergency services (jukin's canceled plan that he liked has, wants, and needs)
Hospitalization (jukin's canceled plan that he liked has, wants, and needs)
Maternity and newborn care (jukin is childless 53 year old man, do not need or want)
Mental health and substance use disorder services, including behavioral health treatment
Prescription drugs (jukin's canceled plan that he liked has, wants, and needs but does not need birth control pills)
Rehabilitative and habilitative services and devices (jukin is not a drug addict/alcoholic, do not need or want)
Laboratory services (jukin's canceled plan that he liked has, wants, and needs)
Preventive services and wellness services and chronic disease management (jukin's canceled plan that he liked has, wants, and needs)
Pediatric services, including oral and vision care (jukin is childless 53 year old man, do not need or want)
http://info.meritresources.com/blog/bid/228763/What-are-the-Obamacare-Essential-Health-Benefits-and-Minimum-Value-Standards
My policy goes up because I have to now pay for baby mothers, drug addicts, alcoholics, and dental and vision of children I do not have. That is why I'm getting the 2X, 2X, 3X premium, deductible, co-pay treatment. I liked Herman Cain's 999 plan far better.
This will come at you next year and YES your premiums will double, your deductibles will double, your co=pays will triple, and your employer will probably quit buying any portion of your insurance. This is why Obama illegally and unconstitutionally waived a portion of his signature law for political gain. This was a far worse infraction than what King George did.
It's going to be glorious future comrades, GLORIOUS!!!!!
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Well that is because you got a one year opt out that King Barky the Liar gave to business so that there was not a horror show in 11/2014 for the donks. What is happening now is to the much smaller market of individuals that buy insurance on their own, approx 20 million. You know more than new people will get insurance, 30 million uninsured in 2010, 30 million uninsured in 2016. I should add the caveat unless amnesty is granted then......
This is what is getting all of us individual people ****ed in the ass:
http://info.meritresources.com/blog/bid/228763/What-are-the-Obamacare-Essential-Health-Benefits-and-Minimum-Value-Standards
My policy goes up because I have to now pay for baby mothers, drug addicts, alcoholics, and dental and vision of children I do not have. That is why I'm getting the 2X, 2X, 3X premium, deductible, co-pay treatment. I liked Herman Cain's 999 plan far better.
This will come at you next year and YES your premiums will double, your deductibles will double, your co=pays will triple, and your employer will probably quit buying any portion of your insurance. This is why Obama illegally and unconstitutionally waived a portion of his signature law for political gain. This was a far worse infraction than what King George did.
It's going to be glorious future comrades, GLORIOUS!!!!!
Just budget your money better.
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Just budget your money better.
that's sort of where we're at. My wife and I had a collective sigh of relief over dodging that bullet. We're already wound really tight since we're playing the long game on big retirement. Obamacare is really pissing me off because that could possibly be pulled back some to account for that huge expense. Guess if we weren't so responsible with our resources it would all be okay. Sorry for the rant.
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that's sort of where we're at. My wife and I had a collective sigh of relief over dodging that bullet. We're already wound really tight since we're playing the long game on big retirement. Obamacare is really pissing me off because that could possibly be pulled back some to account for that huge expense. Guess if we weren't so responsible with our resources it would all be okay. Sorry for the rant.
Wait until you get to Medicare. Obama SAVED Medicare by cutting $700 billion of their funds.
Could Obama save welfare and food stamps the same way? Noooooo I kind of doubt that as a decrease in the rate of increase is just about the worst possible action for the moocher state.
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Wait until you get to Medicare. Obama SAVED Medicare by cutting $700 billion of their funds.
Could Obama save welfare and food stamps the same way? Noooooo I kind of doubt that as a decrease in the rate of increase is just about the worst possible action for the moocher state.
Hopefully I'll be able to miss out on the medicare, that's sort of the idea behind funding the HSA. Anywho, when we first moved to our present location, we went looking for a doctor's office. The first thing they asked when I called was if I had medicare or medicaid. After sharing a hearty laugh with the receptionist over the silliness of said programs, we were scheduled for the following day. I have no doubt it would have been much worse if I affirmed I used either.