The Conservative Cave
Current Events => The DUmpster => Topic started by: Carl on October 24, 2013, 03:23:45 PM
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http://www.democraticunderground.com/10023914268
Thu Oct 24, 2013, 03:42 PM
Star Member dixiegrrrrl (33,462 posts)
I found the Health Care premium tables....holy Sh*T
This table shows you how much a month the Health Act premiums are for:
Your state and county,
the Level of plan ( Silver,Gold, Bronze,Platinum and Catastrophic,
and the age ranges and family size of the premium for people living in your county.
And..it looks like Blue Cross Blue Shield is the primary company used...they are gonna get a LOT of money.
So, I went to my county.
Monthly Silver ( lowest) Premium for a 27 y/o adult=192.93
Annual Premium therefore is........$2,315.16
Monthly Silver ( lowest) Premium for a 50+ y/o adult=327.50
Annual Premium therefore is........$3,930.00
Monthly Silver ( lowest) Premium for a family=649.34
Annual Premium therefore is.....$7,792.00
This, in a county with over 12% unemployment, where the average annual wage is $28,486
( see this site for help with stats...http://www.city-data.com)
Starting wages for Police Academy graduates here is 8.25 an hour.
Here is link....it might be interesting to hear what the cost is in your neck of the woods.
It is a table, so once you click on your county and insurance plan, you have arrow key over to the right
so the cost numbers show up for different age and family groups.
https://data.healthcare.gov/dataset/QHP-Individual-Medical-Landscape/ba45-xusy
whadda ya think?
:ownit: asshole.
Response to dixiegrrrrl (Original post)
Thu Oct 24, 2013, 03:44 PM
Star Member Sedona (1,848 posts)
1. You're not figuring in the subsidies...
Which comes out of someones pocket moron.
Response to dkf (Reply #6)
Thu Oct 24, 2013, 03:59 PM
Star Member Sedona (1,848 posts)
19. The point is....
the costs will be lower across the board because people aren't gong to be going to high cost emergency rooms with acute health problems that could have been solved in lower cost doctors offices before they became acute.
The point is ACA will save EVERYONE money; us, the insurance companies and the government.
The point is...the costs are going to be spread around more equitably.
The point is the insurance companies will now have to spend 80% of premiums on "health care".
The point is to look at the big picture before throwing stones and creating fodder for the RWNJ's.
Sure...3,000-6,000.00 deductibles will put an end to using the ER as a clinic. :whatever:
Response to Sedona (Reply #19)
Thu Oct 24, 2013, 04:06 PM
NoOneMan (3,257 posts)
32. The theory is....
the costs will be lower across the board because people aren't gong to be going to high cost emergency rooms with acute health problems that could have been solved in lower cost doctors offices before they became acute.
Remember, there are still ingrained mechanisms that promote self-rationing called copays and deductibes, which discourage seeking help in all but the most urgent cases.
It is rather a theory that this will significantly alter costs actually. For another 5 years, the jury is still out
Oops! :lol:
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The American people will be happy to wait five years for this to get "straightened out".
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Response to dkf (Reply #6)
Thu Oct 24, 2013, 03:59 PM
Star Member Sedona (1,848 posts)
19. The point is....
the costs will be lower across the board because people aren't gong to be going to high cost emergency rooms with acute health problems that could have been solved in lower cost doctors offices before they became acute.
The point is ACA will save EVERYONE money; us, the insurance companies and the government.
The point is...the costs are going to be spread around more equitably.
The point is the insurance companies will now have to spend 80% of premiums on "health care".
The point is to look at the big picture before throwing stones and creating fodder for the RWNJ's.
0 left a little on your chin that you need to wipe off.
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Did that DUmmy really suggest that higher premiums and higher deductibles will lower the cost across the board?
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The American people will be happy to wait five years for this to get "straightened out".
While still paying for it.
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Did that DUmmy really suggest that higher premiums and higher deductibles will lower the cost across the board?
Don't forget that they think that every dollar paid out in welfare results in $1.35 (if I remember correctly) going into the economy. They ain't right in the head.
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Did that DUmmy really suggest that higher premiums and higher deductibles will lower the cost across the board?
It did.
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Did that DUmmy really suggest that higher premiums and higher deductibles will lower the cost across the board?
It is the same theory that says free access to healthcare will mean fewer long term/chronic treatments later on so costs will come down.
No possible way to actually prove it as it would require every visit to prevent something.
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While still paying for it.
All the while uninsured, because they were already dropped.
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Sedona
The point is the costs will be lower across the board because people aren't gong to be going to high cost emergency rooms with acute health problems that could have been solved in lower cost doctors offices before they became acute.
The point is ACA will save EVERYONE money; us, the insurance companies and the government.
The point is...the costs are going to be spread around more equitably.
The point is the insurance companies will now have to spend 80% of premiums on "health care".
The point is to look at the big picture before throwing stones and creating fodder for the RWNJ's.
Here's the problem, son. Some participants will be purportedly getting a free lunch: better coverage with lower premiums, deductibles, and copayments than someone with their risk profile would be able to negotiate absent price controls. But people can get a free lunch only if other people pick up the tab. The technical term for those other people is "suckers." In the case of Obamacare, the suckers are young and healthy people who normally would be cheaper to insure.
You've got to hope young and healthy people are stupid enough to be your suckers. We'll see how that works out, you moocher.
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and the 'subsidies'...those are doled out at tax time, which means you are loaning obama the cash for a year, interest free.
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Here's the problem, son. Some participants will be purportedly getting a free lunch: better coverage with lower premiums, deductibles, and copayments than someone with their risk profile would be able to negotiate absent price controls. But people can get a free lunch only if other people pick up the tab. The technical term for those other people is "suckers." In the case of Obamacare, the suckers are young and healthy people who normally would be cheaper to insure.
You've got to hope young and healthy people are stupid enough to be your suckers. We'll see how that works out, you moocher.
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You've got it all wrong. All that matters is that we all pay a LOT more, so that poor people can get free coverage.
Doesn't that make it all better? :-)
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Here's the problem, son. Some participants will be purportedly getting a free lunch: better coverage with lower premiums, deductibles, and copayments than someone with their risk profile would be able to negotiate absent price controls. But people can get a free lunch only if other people pick up the tab. The technical term for those other people is "suckers." In the case of Obamacare, the suckers are young and healthy people who normally would be cheaper to insure.
You've got to hope young and healthy people are stupid enough to be your suckers. We'll see how that works out, you moocher.
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Yep USA4Me... all those young folks are gonna learn they are paying for the dummies health care. The funny thing is I'm betting they (the young folks) will pay the tax/penalty until it raises up enough to really hurt them.
Of course obumbles will be long gone by then.
I have no sympathy for the dumb young folks. They wanted it, they got it. Screw them.
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WWAAAHHHHHHH!!!!!!!!!! WWWAAAAAAAHHHHHHHHH!!!!!!!!!!!!! WWWWWWWAHHHHHHHHHHHH!!!!!!!!!!!!!!!!!!!!!!!
:ownit: