The Conservative Cave
Current Events => The DUmpster => Topic started by: Skul on September 25, 2013, 08:19:05 AM
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Poor lad asks a simple question. The DUmpmonkeys go through all sorts contortions to explain.
http://www.democraticunderground.com/10023721931
Tue Sep 24, 2013, 12:57 PM
JayhawkSD (645 posts)
How affordable are the Health Care Exchanges really?
I'm not asking as an attack Obamacare, I am by no means opposed to it, but the numbers don't necessarily make a lot of sense to me. CBS News presented a scenario last night for a single guy making $36,000 per year and how happy he was with a policy costing $285 per month. It has a $1300 deductible.
By my calculation his take home pay is $569 every two weeks, so to start with his premium is almost precisely half of one paycheck. In what universe is one fourth of your take home pay affordable? And it's a policy that doesn't kick in until you have coughed up $1300, and how affordable is $1300?
Further, the true premium is $464/mo according to CBS News, and it's reduced to $285 by a tax credit. Unless I'm missing a special provision in how tax credites are handled differently under ACA than they are for everything else, you only receive them when you file your taxes, so he'll have to actually pay the $464 per month and then get a refund of $2148 in April of the following year. That means he's coughing up almost the entirety of one paycheck (82%) every month. How "affordable" is that?
Am I missing something?
A few primitives did spot a small problem with the math. A small slap-fest went on for a few comments.
Then the fun started.
Response to PoliticAverse (Reply #2)
Tue Sep 24, 2013, 06:26 PM
Star Member MindMover (3,037 posts)
29. Yea, lets pay the irs in advance, love that idea ... this whole ACA is subsidizing insurance comps
Heh.
The comments after this one, are interesting.
Response to JayhawkSD (Original post)
Tue Sep 24, 2013, 06:28 PM
Puzzledtraveller (3,117 posts)
30. I was recently trained on the program
as I am a medicaid caseworker. I think it will hurt most families. That's just my opinion.
Response to Puzzledtraveller (Reply #30)
Tue Sep 24, 2013, 06:30 PM
Star Member MindMover (3,037 posts)
32. YA GOT THAT RIGHT .... subsidizing insurance companies is not a good idea ....
Nice little fire.
Pass it to find out what's in it.
:ownit:
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Pass it to find out what's in it.
:ownit:
I passed a large one last night but I ain't digging in it to find out what I had to eat the last few days. Sounds like the Nancy P. approach to government doesn't it.....she didn't want to be bothered with digging into the Obomacare shit bill either.
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I passed a large one last night but I ain't digging in it to find out what I had to eat the last few days.
Don't worry, the NSA and DOJ are already on top of that.
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Don't worry, the NSA and DOJ are already on top of that.
On top of it is definitely where they belong.
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Don't worry, the NSA and DOJ are already on top of that.
Maybe they're looking for a pony. :whistling:
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Well, I haven't written to my congresscreep is a little while, so I posed your question to him, JayhawkSD and asked for a reply. I'll let you know what he says. Thanks for writing. I also added this:
End quote. Congressman, please stop sticking your head in the sand as to the very real problems of the ACA. It's all anyone is talking about, and the FAMILY GLITCH is a HUGE problem.
$36K is a fairly avg salary for your constituents. It used to mean a pretty good job for around here. Are your intentions to eat up 82% of our paychecks, so that we lose our homes, and starve besides?
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Well, I haven't written to my congresscreep is a little while, so I posed your question to him, JayhawkSD and asked for a reply. I'll let you know what he says. Thanks for writing. I also added this:
Cool, look forward to the answer.
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Unless you're on Tricare, Medicare, Medicaid, or one of the fraction of employer plans that are going to survive the transition and meet all the ACA qualifications, paying the fine looks like the best option for a large majority of Americans.
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Here's 0dumbasscare, encapsulated in a quote from the Untouchables:
Bartender: That green beer you're peddlin' just ain't any good.
Bowtie Driver: It ain't supposed to be good! It's supposed to be bought.
Bartender: I ain't buyin'.
Bowtie Driver: Don't worry about it, pops! We won't come back.
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Unless you're on Tricare, Medicare, Medicaid, or one of the fraction of employer plans that are going to survive the transition and meet all the ACA qualifications, paying the fine looks like the best option for a large majority of Americans.
I am afraid that is what's going to happen, pay the fine and even fewer people will be insured. Then our wonderful democrat congress critters will say we need a do-over, single payer.
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Then our wonderful democrat congress critters will say we need a do-over, single payer.
Better shut down the government at that point. I thought monopolies were illegal.
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Better shut down the government at that point. I thought monopolies were illegal.
Monopolies that aren't endorsed by the government are illegal. Ask professional sports organizations about that.
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I can't wait for the excuses when Obamacare turns out to be even worse than we imagined.
I already know what the liberal solution will be; more gov't control.
Liberals are so stupid. It's like getting caught in a fire and severely having your legs burned. You're in pain and, naturally, complaining about the pain, and all libs can say is "Of course you're complaining about how much your legs hurt. The way to fix that is to burn the upper part of your body so you won't focus on your legs so much."
:mental:
.
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I can't wait for the excuses when Obamacare turns out to be even worse than we imagined.
I already know what the liberal solution will be; more gov't control.
Liberals are so stupid. It's like getting caught in a fire and severely having your legs burned. You're in pain and, naturally, complaining about the pain, and all libs can say is "Of course you're complaining about how much your legs hurt. The way to fix that is to burn the upper part of your body so you won't focus on your legs so much."
:mental:
:cheersmate:
You missed one vital step. First, they will blame the republicans for the total failure of the cACA bill. You know because republicans had nothing to do with it and they just want to hurt our first affirmative action preznint.
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I am afraid that is what's going to happen, pay the fine and even fewer people will be insured. Then our wonderful democrat congress critters will say we need a do-over, single payer.
That's what I'm starting to fear.
"See we tried to make an insurance market work...but it doesn't help, the only way is to move to single-payer."
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When I get to sit on a death panel and Dirty Harry Reid and John McCain are forced onto the plan all Americans are bein' force fed, I'll start likin' it. Until then, the whole DC crowd can go to hell!
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That's what I'm starting to fear.
"See we tried to make an insurance market work...but it doesn't help, the only way is to move to single-payer."
Absolutely - It's been the plan all along.
1. Destroy private health insurance companies
2. Institute 'single payer'
3. Profit !
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Response to PoliticAverse (Reply #2)
Tue Sep 24, 2013, 06:26 PM
Star Member MindMover (3,037 posts)
29. Yea, lets pay the irs in advance, love that idea ... this whole ACA is subsidizing insurance comps
Sorry, idiot. It's all about destroying the ones that don't participate. This won't work and the Marxists will push for single payer.
Pay attention, douchebag.
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Sorry, idiot. It's all about destroying the ones that don't participate. This won't work and the Marxists will push for single payer.
Pay attention, douchebag.
Pay attention?????.....if brains were cash the DUmmies would be down to their last cent.