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Current Events => The DUmpster => Topic started by: CactusCarlos on October 04, 2010, 09:53:56 PM

Title: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: CactusCarlos on October 04, 2010, 09:53:56 PM
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x9254678
Quote
I did not buy car insurance and wrecked my car today. Then I called State Farm and offered....
Posted by KansasVoter on Mon Oct-04-10 09:34 PM

    to pay for insurance retroactively and they refused. That does not seem fair to me!!! State Farm SUCKS!!!

Okay look - if you're gonna send a mole over there, you can't be this obvious!  :lmao:
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Chris_ on October 04, 2010, 10:09:34 PM
Quote
bobbolink  Donating Member  (1000+ posts)         Mon Oct-04-10 10:21 PM
Response to Reply #20
28. Welcome to DU. There are many DUers who really don't give a damn about poverty.
   
Always been that way.

Hurrah for latte liberals! They got theirs, **** the rest.
oooh, ouch.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Mike220 on October 04, 2010, 10:15:45 PM
"How Not to Mole: Lesson 1."
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: thundley4 on October 04, 2010, 10:16:03 PM
This thread was in response to some place in Tennessee where a house burnt down while the fire deptment sat and watched because the owner did not pay the yearly fee.

What gets me, is that the DUmmies fail to apply this to the ObamaCare law forcing insurance companies to accept pre-existing conditions.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Evil_Conservative on October 04, 2010, 11:26:49 PM
Quote
Hurrah for latte liberals! They got theirs, **** the rest.

What is a latte liberal?

Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: thundley4 on October 04, 2010, 11:36:05 PM
What is a latte liberal?



Same as a limousine liberal would be my guess.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: debk on October 05, 2010, 01:00:39 AM
This thread was in response to some place in Tennessee where a house burnt down while the fire deptment sat and watched because the owner did not pay the yearly fee.

What gets me, is that the DUmmies fail to apply this to the ObamaCare law forcing insurance companies to accept pre-existing conditions.


I live in Tennessee. I live in the county, and do not pay city taxes, only county. Those who live inside the city limits pay both county and city taxes....and they are almost equal in amount. Both are based on the tax value of the dwelling.

If I lived inside the city limits, I would have city fire protection, city police protection, once a week garbage pickup. All paid for by city taxes. 

We pay for a yearly subscription for fire protection based on square footage of the dwelling. I think the minimum is about $175/yr. If we don't pay, and our house catches on fire. The fire dept will come and put it out, and send an atrociously expensive bill, based on water consumption, manpower, and number of trucks called to the fire. A client's daughter didn't pay hers, her house caught on fire in the garage, spread a bit to the kitchen and family room, lots of smoke and water damage. The fire department bill was $4000 something. She tried to get out of paying it, and was told to pay or be turned over to a collection agency. She paid, and her homeowner's insurance went up....not only because of the claim for the fire, but because she did not have fire protection subscription. I've always had to provide proof that mine was paid to my insurance company.

We either pay for once a week garbage pickup through a couple of different garbage collection companies, about $75/quarter for curb service. Or take the garbage to the dump and dump for free - no furniture, appliances or yard debris.

We are protected by the county sheriff's department through the county taxes. 

Paying for fire protection and garbage pickup in the county,  is considerably cheaper than paying city taxes.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Thor on October 05, 2010, 05:31:57 AM

I live in Tennessee. I live in the county, and do not pay city taxes, only county. Those who live inside the city limits pay both county and city taxes....and they are almost equal in amount. Both are based on the tax value of the dwelling.

If I lived inside the city limits, I would have city fire protection, city police protection, once a week garbage pickup. All paid for by city taxes.  

We pay for a yearly subscription for fire protection based on square footage of the dwelling. I think the minimum is about $175/yr. If we don't pay, and our house catches on fire. The fire dept will come and put it out, and send an atrociously expensive bill, based on water consumption, manpower, and number of trucks called to the fire. A client's daughter didn't pay hers, her house caught on fire in the garage, spread a bit to the kitchen and family room, lots of smoke and water damage. The fire department bill was $4000 something. She tried to get out of paying it, and was told to pay or be turned over to a collection agency. She paid, and her homeowner's insurance went up....not only because of the claim for the fire, but because she did not have fire protection subscription. I've always had to provide proof that mine was paid to my insurance company.

We either pay for once a week garbage pickup through a couple of different garbage collection companies, about $75/quarter for curb service. Or take the garbage to the dump and dump for free - no furniture, appliances or yard debris.

We are protected by the county sheriff's department through the county taxes.  

Paying for fire protection and garbage pickup in the county,  is considerably cheaper than paying city taxes.

That almost seems Mafioso-like. Pay us an annual fee or we'll let your house burn or overcharge you in the end.....  :mental:
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: NHSparky on October 05, 2010, 07:09:21 AM

I live in Tennessee. I live in the county, and do not pay city taxes, only county. Those who live inside the city limits pay both county and city taxes....and they are almost equal in amount. Both are based on the tax value of the dwelling.

If I lived inside the city limits, I would have city fire protection, city police protection, once a week garbage pickup. All paid for by city taxes. 

We pay for a yearly subscription for fire protection based on square footage of the dwelling. I think the minimum is about $175/yr. If we don't pay, and our house catches on fire. The fire dept will come and put it out, and send an atrociously expensive bill, based on water consumption, manpower, and number of trucks called to the fire. A client's daughter didn't pay hers, her house caught on fire in the garage, spread a bit to the kitchen and family room, lots of smoke and water damage. The fire department bill was $4000 something. She tried to get out of paying it, and was told to pay or be turned over to a collection agency. She paid, and her homeowner's insurance went up....not only because of the claim for the fire, but because she did not have fire protection subscription. I've always had to provide proof that mine was paid to my insurance company.

We either pay for once a week garbage pickup through a couple of different garbage collection companies, about $75/quarter for curb service. Or take the garbage to the dump and dump for free - no furniture, appliances or yard debris.

We are protected by the county sheriff's department through the county taxes. 

Paying for fire protection and garbage pickup in the county,  is considerably cheaper than paying city taxes.

I pay town taxes.  Almost got run over by some douchenozzle hot-rodding over the hill (at least 50 in a 30 mph zone.)  I had to literally jump out of the road and was yelling at him to slow down as he drove by.

Then the dipshit TURNS AROUND, and gets all upset because I was getting my mail, blah blah blah...to which I reply he knows he was speeding, and why doesn't he just hang around while I dial 911 and have the police show up?  He then turns around AGAIN and hauls ass WITH HIS LIGHTS OFF (although I already had his plate). 

The police's response?  "Can you come down and make a report?  What would you like us to do?"

I swear that my taxes are wasted on donut-suckers.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: diesel driver on October 05, 2010, 07:39:37 AM
I pay town taxes.  Almost got run over by some douchenozzle hot-rodding over the hill (at least 50 in a 30 mph zone.)  I had to literally jump out of the road and was yelling at him to slow down as he drove by.

Then the dipshit TURNS AROUND, and gets all upset because I was getting my mail, blah blah blah...to which I reply he knows he was speeding, and why doesn't he just hang around while I dial 911 and have the police show up?  He then turns around AGAIN and hauls ass WITH HIS LIGHTS OFF (although I already had his plate). 

The police's response?  "Can you come down and make a report?  What would you like us to do?"

I swear that my taxes are wasted on donut-suckers.

THEN, if you go into town with so much as an interior light missing, they pull YOU over and write you a ticket for improper equipment.

Most cops are OK, but the small town ones can be 1st rate jackasses.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: debk on October 05, 2010, 09:23:52 AM
That almost seems Mafioso-like. Pay us an annual fee or we'll let your house burn or overcharge you in the end.....  :mental:

It's the same for an ambulance. Rural Metro is the contractor for both. If you don't pay for ambulance service with the fire protection, you are charged if you ever need one. I've never paid for ambulance insurance. It's covered in homeowners and auto. Maybe health too. If you don't have some type of personal insurance policy that will cover the cost, you are sent a bill.

They will come after you if you don't pay too.

 
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: BlueStateSaint on October 05, 2010, 09:24:46 AM
THEN, if you go into town with so much as an interior light missing, they pull YOU over and write you a ticket for improper equipment.

Most cops are OK, but the small town ones can be 1st rate jackasses.

They have to pay the bills, don't 'cha know . . .
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: DumbAss Tanker on October 05, 2010, 09:30:40 AM
That almost seems Mafioso-like. Pay us an annual fee or we'll let your house burn or overcharge you in the end.....  :mental:

How so?  The fire department she's talking about is paid for by subscription, not taxes; for someone who chooses not to pay, why would the fire department have any responsibility to fight a structure fire at that person's place?  Seems like the homeowner took the risk knowingly, and it's entirely on them if there's a fire after making that choice. 
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: debk on October 05, 2010, 09:36:39 AM
How so?  The fire department she's talking about is paid for by subscription, not taxes; for someone who chooses not to pay, why would the fire department have any responsibility to fight a structure fire at that person's place?  Seems like the homeowner took the risk knowingly, and it's entirely on them if there's a fire after making that choice. 

Exactly. Most mortgage companies will require proof that the subscription is paid. Homeowners insurance, may not even ask. It's a whole lot easier to pay a couple hundred dollars a year on the anniversary of when you first subscribed, than to have a fire, and pay the fire department thousands of dollars in one fell swoop!!! :o The bill is sent out about 3 months before it's due to remind you.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: dandi on October 05, 2010, 09:53:32 AM
What is a latte liberal?



Any lily white, rich assed, democrat member of Congress.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: zeitgeist on October 05, 2010, 10:19:10 AM
I pay town taxes.  Almost got run over by some douchenozzle hot-rodding over the hill (at least 50 in a 30 mph zone.)  I had to literally jump out of the road and was yelling at him to slow down as he drove by.

Then the dipshit TURNS AROUND, and gets all upset because I was getting my mail, blah blah blah...to which I reply he knows he was speeding, and why doesn't he just hang around while I dial 911 and have the police show up?  He then turns around AGAIN and hauls ass WITH HIS LIGHTS OFF (although I already had his plate). 

The police's response?  "Can you come down and make a report?  What would you like us to do?"

I swear that my taxes are wasted on donut-suckers.

Just a quick wander into the topic swamp.  I was up your way a few days back, stopped at a drunken dognut where the comely wench asked if I would like a sample of their pumpkin dognut.  I politely declined but she gave me one anyway.  Ok, whatever.   I ate the pumpkin thing when I got home and darn if it wasn't pretty good, so, I decided to pick up a half dozen ( six for those in Rio Linda ) to have with some cider sitting in the fridge.  It cost me $4.99 for six (quick do the math or accept mine that it was $.83 per dognut ).  Now you know why cops need to make $100k per year. :hammer:  Dognuts aren't cheap!!

Btw bobo has been all over the house fire threads and one on the new Jag.  Woe is me, nobody is buying my sthick!~!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: NHSparky on October 05, 2010, 10:35:42 AM
It just busts my balls that I pay over $5K a year in property taxes and that barely covers trash pickup and snow plowing about 10 days out of the year.

Cops in this town are fuggin useless.  I've already put a call into the city councilman for my ward.  Told him that if he wanted to keep the cops rolling in dough forever, just put one halfway up the hill and even if you only nail the speeders going 20 mph or more over, he'd still be busier than a three-legged cat trying to bury a turd on a frozen pond (or words to that effect.)

Then again, what do you expect from a bunch of Keystone knuckleheads who can't figure out why the same drugstore gets hit twice in less than two weeks (and 3 times this year so far--all the others have been hit at least twice except Wally World).  I've also talked to one who told me exactly how many cops they have out at any given time...(shudder).

All I can say is if the bad guys show up, shoot first, call for cleanup afterwards.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 05, 2010, 11:14:58 AM
That almost seems Mafioso-like. Pay us an annual fee or we'll let your house burn or overcharge you in the end.....  :mental:

This is the same thing that went on in the '20's. You can still see some of the old cast iron plaques on buildings in older cities. You paid the fire department, they gave you a plaque. If a building started on fire, the fire dept would show up. If you had a plaque, they put the fire out. If you didn't and your neighbor did, they would let you burn and protect your neighbor.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: true_blood on October 05, 2010, 12:33:07 PM
What is a latte liberal?

Doesn't matter. They're still an anti-American piece of garbage! :censored:
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 05, 2010, 12:57:36 PM
Doesn't matter. They're still an anti-American piece of garbage! :censored:

Ahhhhhhh, but there is a big difference!

Latte Libs don't give a shit about the Primitives! They could care less if they can't afford healthcare, after all, they have theirs.

Whether or not their butt buddies can get married, after all, most of them can afford to work their way around it.

Or whether or not the Geys can serve openly in the military, after all, not many of them would ever consider serving their country.

As long as they have theirs, and can continue to govern over the people, they only care about extending their power.

Primitives on the other hand, dream of being in the ruling class, which of course, their leaders are making sure they will never accomplish! Ask any Primitive and they'll tell you if they were in charge, socialism/communism would work, solely because they would be running it! In their pointy little heads, greed does not exist in human form.

It's the reason the elitists in their party promise to throw them a bone every single election and the Primitives continue to follow them like little puppy dogs!

Primitives for the most part are middle class. Something the Latte Liberals are hell bent on destroying! They want their followers completely dependent upon them! Can't do that if you have a middle class. Just ask Castro or Chavez!

You have those who depend upon you for their existence, and those that get to tell you what you need to exist on! There is absolutely no middle ground!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: diesel driver on October 05, 2010, 01:35:55 PM
Ahhhhhhh, but there is a big difference!

Latte Libs don't give a shit about the Primitives! They could care less if they can't afford healthcare, after all, they have theirs.

Whether or not their butt buddies can get married, after all, most of them can afford to work their way around it.

Or whether or not the Geys can serve openly in the military, after all, not many of them would ever consider serving their country.

As long as they have theirs, and can continue to govern over the people, they only care about extending their power.

Primitives on the other hand, dream of being in the ruling class, which of course, their leaders are making sure they will never accomplish! Ask any Primitive and they'll tell you if they were in charge, socialism/communism would work, solely because they would be running it! In their pointy little heads, greed does not exist in human form.

It's the reason the elitists in their party promise to throw them a bone every single election and the Primitives continue to follow them like little puppy dogs!

Primitives for the most part are middle class. Something the Latte Liberals are hell bent on destroying! They want their followers completely dependent upon them! Can't do that if you have a middle class. Just ask Castro or Chavez!

You have those who depend upon you for their existence, and those that get to tell you what you need to exist on! There is absolutely no middle ground!


That's the money quote, right there.

Well put.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 05, 2010, 01:41:12 PM
That's the money quote, right there.

Well put.

What's amazing to most logical thinkin' members of the Middle Class is, Primitives will follow their leaders over the cliff, just like the myth of the lemmings!

Talk about the blind leadin' the blind!!!!!!!!!

Oh yeah, and O'Bumbler tellin' them to put it in drive at the edge and hollerin' "Follow me"!!!!!!!!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Airwolf on October 05, 2010, 03:04:26 PM
It just busts my balls that I pay over $5K a year in property taxes and that barely covers trash pickup and snow plowing about 10 days out of the year.

Cops in this town are fuggin useless.  I've already put a call into the city councilman for my ward.  Told him that if he wanted to keep the cops rolling in dough forever, just put one halfway up the hill and even if you only nail the speeders going 20 mph or more over, he'd still be busier than a three-legged cat trying to bury a turd on a frozen pond (or words to that effect.)

Then again, what do you expect from a bunch of Keystone knuckleheads who can't figure out why the same drugstore gets hit twice in less than two weeks (and 3 times this year so far--all the others have been hit at least twice except Wally World).  I've also talked to one who told me exactly how many cops they have out at any given time...(shudder).

All I can say is if the bad guys show up, shoot first, call for cleanup afterwards.

I was going to suggest that as the response to the 911 operators question about what they should do. Far easier to have them clean up the debris then to get them to respond to a call
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: debk on October 05, 2010, 04:07:20 PM
It just busts my balls that I pay over $5K a year in property taxes and that barely covers trash pickup and snow plowing about 10 days out of the year.



Read this and it made me wonder what ours are on this house.....$2835.00. Other house on the 3+ acres was $4k and a smidgeon.

I don't mind paying the fire dept and for garbage pickup at all.  :-)
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 05, 2010, 04:39:15 PM
I won't even tell ya what ours is on 140 acres! Let's just say they ought to pick my trash up, at least! Since I live 6 miles outa town, I have to haul it myself or pay way more than it's worth!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: USA4ME on October 05, 2010, 05:58:07 PM
Quote from:
KansasVoter 
 
I did not buy car insurance and wrecked my car today. Then I called State Farm and offered to pay for insurance retroactively and they refused. That does not seem fair to me!!! State Farm SUCKS!!!

Have no doubts, the overwhelming majority of primitives would have things be this way given the opportunity.

.
 
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Reality vs DU on October 05, 2010, 06:38:10 PM
DUmmie timber84 is a classic feelings and emotion first type liberal.

Quote
timber84 (1000+ posts)             Mon Oct-04-10 10:24 PM
Response to Reply #26
33. No one deserves to lose their home over $75. Period.
   
I'm surprised and utterly shocked by what i am reading on this board tonight.

Quote
KansasVoter   (1000+ posts)             Mon Oct-04-10 10:28 PM
Response to Reply #33
38. Please use your brain for a small time.......
   
If 1000 people in the county outside of the city pay $75 then they fire dept has money to fund their service.

So, if the 1000 people KNOW the fire dept will put out the fire anyway, then no one will pay.

Then there is no fire dept and all 1000 people are at risk.

Does any of this logic work on you????

Oh stop with with reality!  This is an outrage!

Quote
timber84 (1000+ posts)             Mon Oct-04-10 10:36 PM
Response to Reply #38
46. Logic?
   
Letting a families home burn down for $75? Yep that sure as shit is logical isn't it?

Quote
KansasVoter   (1000+ posts)             Mon Oct-04-10 10:38 PM
Response to Reply #46
50. LOL....I give up. Pray for no fires must work for you!
   

Quote
timber84 (1000+ posts)             Mon Oct-04-10 11:15 PM
Response to Reply #50
68. No I pray you find some ****ing compassion.
   
We can solve the worlds problems with love and understanding!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Freeper on October 05, 2010, 08:34:43 PM
I was thinking the same thing about the car insurance analogy when I heard about this story.
Of course the DUmmies probably think car insurance should be free as well.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: soleil on October 05, 2010, 08:41:32 PM
It's the same for an ambulance. Rural Metro is the contractor for both. If you don't pay for ambulance service with the fire protection, you are charged if you ever need one. I've never paid for ambulance insurance. It's covered in homeowners and auto. Maybe health too. If you don't have some type of personal insurance policy that will cover the cost, you are sent a bill.

They will come after you if you don't pay too.



Wow! I am all for paying what you owe, but damn that seems over-the-top.


I mean, let's just say I have these same fees, taxes, whatever, if I call 911 I expect a response regardless of whether or not I am up-to-date on my pay. It is just the humane thing to do. People fall in hard times. I am not giving them a pass for not paying, but when it comes to paying your bills when you are in hard times, these things are last on the list. Food, shelter, water, heat-AC come first. And with the econmy as it is, I can see this happening. Not cool. At all.

And I do not equate a housefire with car insurance AFTER the fact.
 

Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: zeitgeist on October 06, 2010, 09:33:29 AM
It just busts my balls that I pay over $5K a year in property taxes and that barely covers trash pickup and snow plowing about 10 days out of the year.

{truncated rant}

All I can say is if the bad guys show up, shoot first, call for cleanup afterwords.

You know about your neighbor over the border in Maine, right?  Lebanon has no police department, they use the county sheriff.  Think the Tennessee FD model.  You go thieving over there you are far more likely to catch a lead headache than you would in other more traditionally protected towns.  Lots of wide open space and plenty of armed folk who will shoot anything that moves, animal, vegetable or stop sign.

"County dispatch"

"there is a man breaking into my garage"

"we will have a sheriff by in about half an hour"

"better send an ambulance too, the wife told him to halt but he started to run so she plugged him"

"ok"   :lmao:
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: NHSparky on October 06, 2010, 10:23:06 AM
You know about your neighbor over the border in Maine, right?  Lebanon has no police department, they use the county sheriff.  Think the Tennessee FD model.  You go thieving over there you are far more likely to catch a lead headache than you would in other more traditionally protected towns.  Lots of wide open space and plenty of armed folk who will shoot anything that moves, animal, vegetable or stop sign.

"County dispatch"

"there is a man breaking into my garage"

"we will have a sheriff by in about half an hour"

"better send an ambulance too, the wife told him to halt but he started to run so she plugged him"

"ok"   :lmao:


That's pretty much where I'm at.  I live a couple miles from the Rite-Aid that has been robbed TWICE in the past two weeks.  Yeah, I'd love to run into one of those oxycontin-riddled assholes trying to break into my house to hide.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 06, 2010, 12:25:19 PM
Due to my occupation, heh, the response time to my house is a little better than most. They're afraid they'll have to send the coroner, and it costs more money for the county during the investigation if there's a corpse! lol!

Actually, the only time they've been out to the Ranch, is when I left my wallet in the jail. They had a Deputy run in out to me!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: IassaFTots on October 06, 2010, 01:05:38 PM
How many threads do they have over there about that fire?  Sheesh!   :thatsright: 
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 06, 2010, 01:17:40 PM
How many threads do they have over there about that fire?  Sheesh!   :thatsright: 

We see this every time they think something should be provided to them free of charge!

What I find amazing, is they can't get it thru their thick skulls, this is O'Bumblercare in a nutshell!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: zeitgeist on October 06, 2010, 03:11:32 PM
We see this every time they think something should be provided to them free of charge!

What I find amazing, is they can't get it thru their thick skulls, this is O'Bumblercare in a nutshell!

Also they can't get through their thick skulls this is exactly the same way union thugs behave, they condone that behavior because the ends justify the means.   :thatsright:   (not to say the FD in this case was union btw as I have no idea)
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 06, 2010, 03:32:05 PM
Also they can't get through their thick skulls this is exactly the same way union thugs behave, they condone that behavior because the ends justify the means.   :thatsright:   (not to say the FD in this case was union btw as I have no idea)

Don't get me started on worthless union  employees! I've seen way more than my share when their own hall couldn't keep 'em workin'! They'd come to me to pay the bills.

I shit you not, when it rained, they would draw a three foot circle in the dirt, and if more than a dozen raindrops fell within the circle, they wanted the day off! "That's how we do it in the "union"", they would moan!

They never got what they wanted of course. I always told them that was why God invented Rain Gear. I have to admit, it might have been cheaper on my bottom line if I'd sent them home! If you disagree with the pricks, my granddaughter could out work them, but I made them as miserable as I could!!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AprilRazz on October 06, 2010, 04:23:25 PM
Due to my occupation, heh, the response time to my house is a little better than most. They're afraid they'll have to send the coroner, and it costs more money for the county during the investigation if there's a corpse! lol!

Actually, the only time they've been out to the Ranch, is when I left my wallet in the jail. They had a Deputy run in out to me!
The only reason I carry the .9mm is to get me to the good stuff in the safe. :-)
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: I_B_Perky on October 06, 2010, 04:56:52 PM
THEN, if you go into town with so much as an interior light missing, they pull YOU over and write you a ticket for improper equipment.

Most cops are OK, but the small town ones can be 1st rate jackasses.

You got that right, DD!!! Can't remember how many times I got nailed for going 2 MPH over the limit... usually coming down a steep hill. For those small towns it's all about money... not to mention the $140.00 court cost fee. What I learned to do is tell the town magistrate, after I have been found guilty, that I want to appeal it to circuit court. That usually will cost them more in county attorney fees than they want to pay and I usually get off on a summary non-judgment. They used to make you still pay the court cost fee but I appealed it one time and got that thrown out.

Really wanna piss the small town cop off? Ask for Andy. They will usually look at you like you are stupid... until you call them Barney.  :fuelfire:
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 06, 2010, 07:05:49 PM
You got that right, DD!!! Can't remember how many times I got nailed for going 2 MPH over the limit... usually coming down a steep hill. For those small towns it's all about money... not to mention the $140.00 court cost fee. What I learned to do is tell the town magistrate, after I have been found guilty, that I want to appeal it to circuit court. That usually will cost them more in county attorney fees than they want to pay and I usually get off on a summary non-judgment. They used to make you still pay the court cost fee but I appealed it one time and got that thrown out.

Really wanna piss the small town cop off? Ask for Andy. They will usually look at you like you are stupid... until you call them Barney.  :fuelfire:

Heh! My home town in Kansas has a pretty good scheme. There's a hill coming into town from the west that, even if ya let off the gas, you're doin' 3 or 4 MPH over the 25 limit! I was drivin' my brother's truck once and they tried that shit with me. It was your worst nightmare, a woman with a badge!

After she found out I was a local, she let me go with a warning. Apparently, they were only ticketing the tourists!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: Ptarmigan on October 06, 2010, 10:45:39 PM
If he was driving without insurance, that would be a crime.
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: AllosaursRus on October 06, 2010, 11:34:21 PM
If he was driving without insurance, that would be a crime.

To the tune of a $450 fine in most states!
Title: Re: I did not buy car insurance and wrecked my car today. Then I called State Farm a
Post by: diesel driver on October 10, 2010, 07:00:41 PM
You got that right, DD!!! Can't remember how many times I got nailed for going 2 MPH over the limit... usually coming down a steep hill. For those small towns it's all about money... not to mention the $140.00 court cost fee. What I learned to do is tell the town magistrate, after I have been found guilty, that I want to appeal it to circuit court. That usually will cost them more in county attorney fees than they want to pay and I usually get off on a summary non-judgment. They used to make you still pay the court cost fee but I appealed it one time and got that thrown out.

Really wanna piss the small town cop off? Ask for Andy. They will usually look at you like you are stupid... until you call them Barney.  :fuelfire:

I got a speeding ticket in a small town in southern Kanawha County, WV, called Handley.  Cop said he clocked me doing 21 in a 10.  No speed limit sign nowhere.  Cop didn't even write the ticket correctly.  Ticket said I was on WV route 61, which is the Main Street in Handley.  Rt. 61 is a 35 mph zone, I was actually on 3rd St, which is more like a one-lane paved (sort of) trail that ran along the side of the mountain parallel to Rt. 61.  I had stopped there to make a delivery.  Cop even testified that he had "pulled me over" on 61 when asked by the magistrate, I corrected him by tell him I was already stopped when he showed up.

Turns out the magistrate was not only on the town council, but also a part-time town cop.  Nothing I said even registered with him.

Guilty, $100 fine.  

He told me that if his wife had gotten a ticket, he would prosecute her.  I told him I doubt that very seriously, and I'll tell you why.  1.  That money would come out of YOUR pocket, and 2. doing something that stupid to your wife would give a whole new meaning to "sleeping with the enemy".  He said that there are children in his town, and I was putting them in danger.  I reminded him that it was 7:30am and the temperature was a balmy 18 degrees that day.  Anybody that had children out in that mess was putting them in more danger than I ever could.  He commented that I wasn't acting like I thought I'd done anything wrong.  I asked if it would reduce my fine, he said no, so I told him that in the 20 years (at the time) that I had a license, that I had covered over 1 million miles on 2 or more wheels, including off-road racing, and this was my second moving violation.  Any man that had accomplished that had to be either extremely lucky or an extremely good operator.  So, NO, I didn't think I'd done anything wrong.  I'm not that lucky!

He didn't like that much, but the trial was already over.  I told the cop not to spend all that money in one place as I left the courtroom.

Another time, I was cruising south on the (in)famous West Virginia Turnpike, coming out of Charleston.  I had just exited the middle tollbooth (there are 3 of them, +1 more for exit 48 at Beckley), so I was still in Fayette County. I came up on a Raleigh County deputy cruiser in the left lane about 2 miles out of the tollbooth, doing about 57 in a 60, with traffic backing up behind it.  I passed her (yep, it was a "she") on the right, doing about 61.  She pulls me over, starts ranting about how fast I was going.  I told her I was doing 61, what did her radar say.  She didn't have radar, but she said I should have known I was speeding, I was "passing everything on the road."  I told her the only things I had passed since the tollbooth was her and 3 tractor-trailers, all on an uphill grade.  She claimed I was doing over 85, I told her if she could get my POS truck over 80 I'd give it to her.  It wouldn't do 85 if it was pushed off the New River Gorge Bridge!  She said she was going to write me a ticket anyway, and I told her go ahead, I like to hear her explain to the judge why a Raleigh County deputy was writing tickets in Fayette County. She tried to claim that we were in Raleigh County, until I turn on my headlights and showed her the county line signs, 50 yards further down the road.

She threw my license and registration at me and stormed back to her car.  I gave her a 5 minute head start before I left, then I got off at the next exit, and took backroads thru Beckley all the way to Winterplace!  :-)