The Conservative Cave
Current Events => The DUmpster => Topic started by: thundley4 on September 09, 2010, 05:47:51 PM
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beforeyoureyes (46 posts) Thu Sep-09-10 06:44 PM
Original message
The days of passing on your assets to your children are coming to an end
I just found out that now 100% of my father's pension is going to cover his medicare supplemental insurance.
My parents have a lot of other resources, so they are okay and among the very fortunate people who have other fallback means. But, I was shocked that this was the case. My father worked hard to build a nest egg and he always hoped to pass something on to us, however watching the expense of medical, it looks like that may not happen. I have never had any feelings of entitlement to anything, but it does piss me off to watch his resources be stolen to prop up the corporate insurance and pharmaceutical leeches. 40 years of mill work to try and pass off a little bit of a better life to his kids and it is just sucked dry for the greed and profit of a few.
Our neighbor on Medicare and dying of lymphoma is putting her house on the market to pay for the excess medical bills. She is trying to sell her belongings and assets without her children's knowledge because she doesn't want to worry them. Her body is riddled with lymphoma and she is just going to start chemo and this is the shit she is worrying about. Her children won't inherit the family home, all the belongings are being sold to ensure the leech profiteering medical system will continue.
Here in MA, if you are on the Mass Health system and over a certain age, they have the right to take all your land and property and sell it to repay the system when you die.
The days of passing on property are coming to an end. For many there is no true ownership of anything, just a lifetime of work to have their property and resources taken at the end.
And, these are the lucky ones who have anything at all.
Nothing in the current health insurance reform bill will help this at all. The insurance companies wrote it, so that isn't exactly a big surprise.
It really seems as if the corporations have won.
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x9105869
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How's that "Hopelessness and Pain" workin' out for ya DUmbass?
We tried to tell ya, DUmbass!
ETA:
Did I tell ya you're a DUmbass?
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Massaholes had already proved that the tax hike called HellCare would not work. Every sane person knew this. Masshole's rates are the highest in the nation because they cover everything and you can sign up when you need the treatment.
Just wait until the real cluster f*ckers in the federal government start their work.
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Sounds like how the government runs Social Security and Medicare NOW.
And you think 2,400+ pages of legislation called "Health Care Reform" is supposed to fix medical care in this country? :hammer:
Enjoy, DUmmie b4ureyes. You people asked for this, and now you have it.
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So, am I supposed to feel bad for them? Because I don't.
Look, DUmmies, there's no such thing as a free ANYTHING. The sooner you learn that, the happier you'll be.
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http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x9105869
I was just read this thread. My favorite take away was this one:
NightWatcher (1000+ posts) Thu Sep-09-10 06:49 PM
Response to Original message
4. get a creative accountant. we made it appear as though my grandad was broke before he passed
plan things ahead of time and you'll be ok
Just commit fraud. Go ahead dummy say what you mean don't beat around the bush.
This may be a good thread to keep a string on.
This one just turned up...
Marthe48 (368 posts) Thu Sep-09-10 07:11 PM
Response to Original message
10. Very unfair
My husband retired early, and had health benefits with the contract he retired under. Low and behold, the company declared bankruptcy, a federal judge allowed ORMET to reopen the contract and now my husband is paying over 50% of his pension for health coverage. And all of the co-pays, etc went up. Before he got screwed, we paid about $1200.00/yr for medical attention, now we pay over $7000.00/yr and its all for the ins. And I am sure it will go up, because the insurance company is a blood-sucking POS. While we planned for his early retirement, we didn't plan to have to pay 20% of any medical tests, hospital, etc. He went to the ER once, was admitted overnight, and had to pay 800.00, for less than 12 hrs under the hospital roof. Just to keep our savings intact, we do the least we can to try to keep from giving these rapacious bastards our money. So, $7000.00+ for 4 dr. visits, 5 generic and 1 brand prescription for 2 people for 1 year. And by the republican judge who allowed it, it is legal.
If your loved one does qualify for Medicaid, in some states, there is a provision that the state can make a claim against the estate to repay costs for your loved one's care. So the vultures get the pension you worked for, the property you own and probably working on getting your first born child.
When somebody came up with the idea that medical care was a "product" rather than humane treatment a trained professional gave to a person who needed it, health care changed into a life-sucking demon. Until it changes back to humane treatment, I'm not interested.
Well, you do have my sympathy, for sure.
"Who said life's fair?" Jimmah Carter.
Doctors work for free, hospitals are built for free, medicines are manufactured for free. What color is the sky on Planet Dummy??
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I was just read this thread. My favorite take away was this one:
Just commit fraud. Go ahead dummy say what you mean don't beat around the bush.
This may be a good thread to keep a string on.
This one just turned up...
"Who said life's fair?" Jimmah Carter.
Doctors work for free, hospitals are built for free, medicines are manufactured for free. What color is the sky on Planet Dummy??
Rosie....rosey....ah hell....just buy the glasses.
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I was just read this thread. My favorite take away was this one:
Just commit fraud. Go ahead dummy say what you mean don't beat around the bush.
This may be a good thread to keep a string on.
This one just turned up...
"Who said life's fair?" Jimmah Carter.
Doctors work for free, hospitals are built for free, medicines are manufactured for free. What color is the sky on Planet Dummy??
I'm almost positive that in NJ if you transfer assets within 5 years of a person needing nursing home or longterm care, that the state can put a lien on those assets.
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Massaholes had already proved that the tax hike called HellCare would not work. Every sane person knew this. Masshole's rates are the highest in the nation because they cover everything and you can sign up when you need the treatment.
Just wait until the real cluster f*ckers in the federal government start their work.
Very true Jukin. I live in MA and I think we, as a state, are up there as far as being DEEP in the red financially. (I wonder if our AWESOME health care reform in MA had anything to do with it??? ::))
Just imagine this on nationwide level. :o :thatsright:
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Yet these same goons have no problem with the estate tax.
I'd say it serves the DUmmy right, when you support other people losing their wealth and you get yours taken as well.
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What color is the sky on Planet Dummy??
2
The color=2
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I thought these nimrods were all for government seizure of assets when a person dies. After all, their heirs didn't "earn" it, according to them, and so it should go to the state for the greater good.
(I keep thinking of the zombie-like townspeople in "Hot Fuzz" chanting in unison, "the greater good" when I see or hear that phrase from DUmmies)
According to The Hive people who have the means should be proud to pay in their last dimes to the gubmint system so that others may benefit as well.
Oh I forgot, that only applies to the Eeeeevul Richâ„¢, never to them.
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I thought these nimrods were all for government seizure of assets when a person dies. After all, their heirs didn't "earn" it, according to them, and so it should go to the state for the greater good.
(I keep thinking of the zombie-like townspeople in "Hot Fuzz" chanting in unison, "the greater good" when I see or hear that phrase from DUmmies)
According to The Hive people who have the means should be proud to pay in their last dimes to the gubmint system so that others may benefit as well.
Oh I forgot, that only applies to the Eeeeevul Richâ„¢, never to them.
Dandi, I kinda doubt that John Effin' Kerry and George Soros would have to pay those taxes. Remember--they have a 'D' after their names.