The Conservative Cave
The Bar => The Lounge => Topic started by: Chris_ on August 27, 2010, 08:50:29 AM
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We're not sure when it happened. We RARELY write checks. The only place that gets a check from us is daycare. We are on check 430 or so. The check written was 344. These idiots spent $54 at Walmart. I guess they couldn't wait for their government check. I am fuming. We don't know how this happened. We do not carry our checkbooks with us. EVER!
Wells Fargo blocked out ALL checks except for the daycare check we wrote today. Our debit cards will still work. Tomorrow we are going in to the bank to open a new account. Which now means my husband & I have to change our direct deposit accounts for our pay, bills, etc.
Wells Fargo opened up an investigation with Walmart. This shit just pisses me off. I'd like to know how they got these checks from us.
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We're not sure when it happened. We RARELY write checks. The only place that gets a check from us is daycare. We are on check 430 or so. The check written was 344. These idiots spent $54 at Walmart. I guess they couldn't wait for their government check. I am fuming. We don't know how this happened. We do not carry our checkbooks with us. EVER!
Wells Fargo blocked out ALL checks except for the daycare check we wrote today. Our debit cards will still work. Tomorrow we are going in to the bank to open a new account. Which now means my husband & I have to change our direct deposit accounts for our pay, bills, etc.
Wells Fargo opened up an investigation with Walmart. This shit just pisses me off. I'd like to know how they got these checks from us.
Jess, get a shreder. Use it religiously. Our daughter loves to run things that need shredding through it. My wife isn't as security conscious as me about these things, and it irks me. One of these days, our accounts are going to be hacked, and she'll wonder why.
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It's tough to say where your info may have gotten compromised. It could have been from your Day Care, a careless move on the internet, or from your garbage. Wells Fargo is pretty good to deal with in these instances, at least from what I have experienced. All someone needs is your account number, ABA number and they can wreak havoc with a person's banking account.
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I shred all my old documents as well. It's time consuming, but it's better to be safe.
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The same thing happened to me not long ago. Someone inColorado was cashing checks using the account mumber and the routing number to my account . Wrote over 1K in checks using different names male and female. AWfter the bank called and I closed the account that was it .
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They had a physical check in their hands though. That's where we are confused. We don't know how they managed to get a blank check from us. The person wrote a check out to Walmart at one of our Las Vegas stores. Wells Fargo said it will take 7-10 days to credit back the money. It's just not something I wanted to wake up to this morning.
We are going to Target later, so we can check out some shredders. I'll get one that can also cut up credit cards too.
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I shred all my old documents as well. It's time consuming, but it's better to be safe.
I burn 'em.
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I haven't gotten around to buying a paper shredder, but I bought a second trash can for 'sensitive' documents.
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I'll get one that can also cut up credit cards too.
Ours does. Johnny, I've considered using the cuttings from the shredder to start a charcoal grill, for example.
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We are going to Target later, so we can check out some shredders. I'll get one that can also cut up credit cards too.
I have one that does paper and credit cards. Haven't use the credit card shredder yet though.
They're like 40 bucks at Staples/Office Max. Pretty decent.
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One can get checks made up with someone else's name, address, account numbers, etc and have the address different. If they had your original check, then it may have been "washed", a process which removes the handwritten ink. If it was the actual original check with the right address, then I'd look closely at the place to where it was originally written.
http://www.ckfraud.org/washing.html
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Check manufacturing has changed in the last couple of years...now, if someone tries to wash a check, the entire check shows it.
It's also why I use duplicate (carbonless) checks, and KEEP them. That way, if someone comes back and says this check was written on such and such date to such and such person, etc., I can go yea or nay...and PROVE it.
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Check manufacturing has changed in the last couple of years...now, if someone tries to wash a check, the entire check shows it.
It's also why I use duplicate (carbonless) checks, and KEEP them. That way, if someone comes back and says this check was written on such and such date to such and such person, etc., I can go yea or nay...and PROVE it.
I suppose it kind of depends on from where one obtains their checks. The article even stated that SOME check manufacturers have included a "VOID" marker that would show up if a check were washed. I used to buy from those places that advertised in the Sunday papers because they were WAY cheap. I don't write that many checks any more. Pretty much only at Sam's Club and the check is ACH processed immediately and returned to me right away. (My debit card always comes up as a credit card for some reason)
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They had a physical check in their hands though. That's where we are confused. We don't know how they managed to get a blank check from us. The person wrote a check out to Walmart at one of our Las Vegas stores. Wells Fargo said it will take 7-10 days to credit back the money. It's just not something I wanted to wake up to this morning.
We are going to Target later, so we can check out some shredders. I'll get one that can also cut up credit cards too.
So the physical check is actually missing from your check book... that means it was someone you probably know... babysitter? relative? neighbor?
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So the physical check is actually missing from your check book... that means it was someone you probably know... babysitter? relative? neighbor?
Correct. If you do not have 2 checks (#344) that were cashed, then someone stole the check probably at your house if you do not carry your check book around. I also do not understand how someone can cash a check without identification. Go back to the date in between check #343 and check #345 and see if you can remember who was in your house on that date.
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Correct. If you do not have 2 checks (#344) that were cashed, then someone stole the check probably at your house if you do not carry your check book around. I also do not understand how someone can cash a check without identification. Go back to the date in between check #343 and check #345 and see if you can remember who was in your house on that date.
Walmart is the worst at requiring Identification now that they process checks through ACH. Sam's is right there with them.
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Walmart is the worst at requiring Identification now that they process checks through ACH. Sam's is right there with them.
But Walmart will check your ID for buying cigarettes even if you are gray and going bald. WTF?
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But Walmart will check your ID for buying cigarettes even if you are gray and going bald. WTF?
LOLzzzzzzzzzzzzz......... YEP and they won't sell knives to people under 18....... :mental:
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LOLzzzzzzzzzzzzz......... YEP and they won't sell knives to people under 18....... :mental:
You also have to show your id for spray paint.
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But Walmart will check your ID for buying cigarettes even if you are gray and going bald. WTF?
And beer.
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And beer.
And cold medications. Mustn't be developing those little meth labs, now.
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We're not really sure how the check was stolen. The book that the check was stolen from was from about a year (or more) ago. We never have people over. No babysitter, Carleigh's in an actual daycare center. In order to find our checks, you would have to do a lot of digging. They aren't just sitting out for one to grab when we're not looking. It's just a headache.
We do have our new account set up though. Still waiting for the refund from the money stole. Hoping we get it tomorrow or Friday.
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We're not really sure how the check was stolen. The book that the check was stolen from was from about a year (or more) ago. We never have people over. No babysitter, Carleigh's in an actual daycare center. In order to find our checks, you would have to do a lot of digging. They aren't just sitting out for one to grab when we're not looking. It's just a headache.
We do have our new account set up though. Still waiting for the refund from the money stole. Hoping we get it tomorrow or Friday.
I got an odd one for for you guys,
My bro in law lived with us and because of his hart, a pace maker was implanted he had a disability from his work.
This poor man because of a childhood disease could not read or write much more then his name. He had worked over 40 years here and there 20 years at his last job.
Here is where it gets really weird, he was 2 weeks over due for his disability check and on his own he called the company to ask what the problem was, they told him they had the cashed check back from a out of state bank. They sent him the photo of the front and back of the check.
The signature was his, but the bank it was cashed in had no license or Id on it. So He on his own asked about the the film recording transactions at that bank, there were none.
I was so proud of him for taking charge of his life, and he received another check in the mail. My question, how did anyone get that check, was his signature traced from something.?
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It's called, "Mail theft".
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It's called, "Mail theft".
We don't mail checks. We do all online bill pay. Our rent is even paid online. Whatevvvaaaaaa. I hope they enjoyed our "free" money.
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We're not really sure how the check was stolen. The book that the check was stolen from was from about a year (or more) ago. We never have people over. No babysitter, Carleigh's in an actual daycare center. In order to find our checks, you would have to do a lot of digging. They aren't just sitting out for one to grab when we're not looking. It's just a headache.
We do have our new account set up though. Still waiting for the refund from the money stole. Hoping we get it tomorrow or Friday.
So sorry to hear about your money trouble with a check thief. Scratching my head about how it could happen.
Dunno if you have dogs or cats or both, what I do when I'm not feeling like shredding my sensitive paperwork is rip it up a bit and then toss it right in the middle of dog and/or cat poop. I doubt anyone is going to go digging there. :-)
Let us know what the investigation discovers because what happened to you could happen to any of us and it's really such a puzzle.
Here's hoping you have smooth sailing from here on out!!
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We're not really sure how the check was stolen. The book that the check was stolen from was from about a year (or more) ago. We never have people over. No babysitter, Carleigh's in an actual daycare center. In order to find our checks, you would have to do a lot of digging. They aren't just sitting out for one to grab when we're not looking. It's just a headache.
We do have our new account set up though. Still waiting for the refund from the money stole. Hoping we get it tomorrow or Friday.
No offense - but this sounds just like a DU bouncy thread! Hope you get it resolved.
We had a bad CC charge on a card once - a new card, used once locally and once by phone. Someone wracked up up over $20,000 on a gambling website.
I have a theory to think about. Say you get a low-level job answering phones taking orders taking CC info. and verify the personal CC info including the number on the back of the card,
Who's to say some folks don't take those low-level answer phone jobs to get our personal info?
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Oh my Lord! I hope you get the full details on all of the investigation, Evil. It sonds to me like someone swiped a check as well, but I'm at a loss in terms of how from what you described.
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No offense - but this sounds just like a DU bouncy thread! Hope you get it resolved.
We had a bad CC charge on a card once - a new card, used once locally and once by phone. Someone wracked up up over $20,000 on a gambling website.
I have a theory to think about. Say you get a low-level job answering phones taking orders taking CC info. and verify the personal CC info including the number on the back of the card,
Who's to say some folks don't take those low-level answer phone jobs to get our personal info?
I don't have time to make up dumb shit on the internet.
Our money did get credited back yesterday. I doubt we will ever find out what really happened. The check processed ACH. We will never see a copy of it unfortunately.
Dunno if you have dogs or cats or both, what I do when I'm not feeling like shredding my sensitive paperwork is rip it up a bit and then toss it right in the middle of dog and/or cat poop. I doubt anyone is going to go digging there.
This is a VERY good idea. We have four cats. lol
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I don't have time to make up dumb shit on the internet.
Our money did get credited back yesterday. I doubt we will ever find out what really happened. The check processed ACH. We will never see a copy of it unfortunately.
This is a VERY good idea. We have four cats. lol
I am VERY sorry I said that to you, I was just trying to say how in the heck could that happen? And my message was really meant to be this:
"Who's to say some folks don't take those low-level answer phone jobs to get our personal info?"
That's what happened to us, and maybe to you.
Again - my apology to you for saying what I did. It was uncalled for and I deserve a :hammer:
Glad you got your money back :-)
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I don't call the call center/customer service places to make payments. Did you know most companies charge you a fee to pay your bill? It's the dumbest thing ever. I wanted to pay my Capital One over the phone when we lived in Phoenix. Since we didn't have internet access at work, and the bill was due that day, so (not a bouncy, just the way I speak.. lol) I called the customer service to avoid the late fee. Capital One said that it would be $10 to pay my bill. I told them to forget about it and hung up. Why should someone pay a company to pay their bill?
Anyway, don't worry about what you said. It's just the internet and I try not to take anything too personally.
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I don't call the call center/customer service places to make payments. Did you know most companies charge you a fee to pay your bill? It's the dumbest thing ever. I wanted to pay my Capital One over the phone when we lived in Phoenix. Since we didn't have internet access at work, and the bill was due that day, so (not a bouncy, just the way I speak.. lol) I called the customer service to avoid the late fee. Capital One said that it would be $10 to pay my bill. I told them to forget about it and hung up. Why should someone pay a company to pay their bill?
Anyway, don't worry about what you said. It's just the internet and I try not to take anything too personally.
We pay all our bills by phone or auto deduct from checking account for no charge all the time, so your CC is odd.
I don't trust putting our personal info online.
I guess it's the luck of the draw who gets bilked, and when, eh? It happens all the time.
Every time we use a CC, we're vulnerable. I like using Paypal for online shopping.
Have a lovely evening.
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