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Current Events => General Discussion => Topic started by: Chris_ on May 15, 2010, 01:45:58 PM

Title: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Chris_ on May 15, 2010, 01:45:58 PM
http://www.ocala.com/article/20100515/ARTICLES/5151011/1402/NEWS?Titl=Woman-85-ousted-from-her-home-of-20-years-in-On-Top-of-the-World-

Quote
By Austin L. Miller
Staff writer


Published: Saturday, May 15, 2010 at 6:30 a.m.
Last Modified: Friday, May 14, 2010 at 11:39 p.m.
( page of 3 )

Barring a miracle, an 85-year-old woman will be evicted Monday from the villa she has lived in at On Top of the World for the past 20 years.

Eleonore Berg's failure to pay homeowner's association fees led to foreclosure of the property, which has been sold. She is under court order to evacuate and is receiving assistance with relocation.

When Berg moved into the villa in 1989, the monthly homeowner's association fee was $115. Since then, the cost has gone up to $397 a month. With fees and other court costs included, she wound up owing about $8,000.

Andrea Wolfkill, with the Fifth Circuit Guardian Corp., told the Star-Banner that Berg had paid the HOA fees up to two years ago.

Gerald R. Colen of Largo, an attorney who represents On Top of The World, told the Star-Banner in a telephone interview Friday that the OTOW Owners Association tried to work with Berg, but was unsuccessful. He said the association's job is not to put people out, but to try to persuade them to pay. If they don't pay the fees, he said, everyone suffers because others would have to pay more and maintenance could deteriorate.

Berg's home, in the 9000 block of Southwest 83rd Avenue, was assessed at $50,837, according to the Marion County Property Appraiser's Office website. It was offered for public sale to the highest bidder on April 20, and was purchased for $100.

Court documents show the buyer was Danny Robertson, an associate in the law firm of David E. Midgett.

Colen said the association got a judgment against Berg and that prior to the foreclosure sale, Midgett called him and agreed to purchase the property.

Robertson could not be reached for comment.

A woman at the law office directed all inquires to Berg's attorney, Kathy Ackerman, who also is executive director of the Fifth Circuit Guardianship Corp.

On Wednesday, Wolfkill's agency was granted emergency guardianship of Berg. It was discovered, however, that she did not meet one of three criteria and her case was turned over to private guardianship.

Ackerman said that, to be eligible for her agency's services, the client must:

have no friends or family;

have no money to pay for care; and

be mentally unable to care for herself.

Ackerman said she could not reveal which category was at issue for Berg.

Ackerman said the guardianship program receives funding from the state Department of Elder Affairs, United Way and private donations. Her agency helps a number of people in similar circumstances.

She said the staff is looking into Berg's case to see if they can get her home back.

There was a co-owner on the property, Aung Thein, 87, who lives in New York and is a part-time professor at a college. Officials trying to contact him have been unsuccessful.

He reportedly occasionally visits Berg, who is a widow.

Berg, who is from Germany, has a master's degree in health sciences and teaches yoga. Her only income is Social Security.

<exerpted>


Rest at link......

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 01:53:38 PM
HOA's are evil!
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Doc on May 15, 2010, 01:55:30 PM
HOA's are evil!

Agreed....the spawn of satan......

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 01:57:00 PM
Agreed....the spawn of satan......

doc

Even lower. They are the fluid the satan sperm swims in.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 02:00:26 PM
more crazy stuff

http://www.upi.com/Odd_News/2010/05/15/Search-for-pooping-dog-goes-high-tech/UPI-79531273941270/
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: thundley4 on May 15, 2010, 02:03:44 PM
You think you're pissed about HOAs now? Read This.\ (http://www.wfaa.com/news/local/Frisco-soldier-comes-home-to-find-home-sold-by-HOA-93829194.html)

Quote
Back from Iraq, Frisco soldier finds home sold by HOA

FRISCO — A soldier returned home from combat to find his Frisco home, which was owned free and clear, sold off by his homeowners' association.
While there is a law to protect service members from financial disaster while they're off fighting a war, it is frequently broken.

On dangerous missions in Iraq, Capt. Michael Clauer of Frisco was responsible for the lives of 130 soldiers. He had a lot on his mind.
"You can't worry about what's going on at home," he said. "It's enough stress there the way it is."
His wife, Mae Clauer, was under stress, too. She was alone and taking care of her family in a $300,000 home her parents had given her as a gift.

"When Michael went to Iraq, I went into a very bad depression," she said.
The mail piled up unopened and Mrs. Clauer missed $800 in payments to her HOA. Then she missed the letters saying the association planned to foreclose.
"I ignored a lot of our bills," she said.
Even after the HOA foreclosed and sold the home at auction, Mrs. Clauer didn't open the letters that said she had six months to get the home back, and that time lapsed, too.

Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 02:06:57 PM
HOA's should not have the power to foreclose and sell a house out from under owners.

Talk to your state legislators!!

Make HOA's purely voluntary!
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: cavegal on May 15, 2010, 02:17:00 PM
HOA's just seems to me like more lefty stuff.. How to take more money away from you!
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 02:19:40 PM
HOA's just seems to me like more lefty stuff.. How to take more money away from you!

like another layer of government
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: cavegal on May 15, 2010, 02:28:15 PM
like another layer of government
Exactly, sometimes have trouble putting thought to print. Like right now! :uhsure:
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 02:35:51 PM
Exactly, sometimes have trouble putting thought to print. Like right now! :uhsure:

Some thoughts are simply unprintable
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: JohnnyReb on May 15, 2010, 04:01:28 PM
HOA: heartless old a$$holes........hey! They be liberals.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 04:02:43 PM
You think you're pissed about HOAs now? Read This.\ (http://www.wfaa.com/news/local/Frisco-soldier-comes-home-to-find-home-sold-by-HOA-93829194.html)

I posted this at FR and its getting close to 100 comments now. A couple of posters defend HOA's.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: thundley4 on May 15, 2010, 04:13:27 PM
I posted this at FR and its getting close to 100 comments now. A couple of posters defend HOA's.

Those people must be on HOA boards somewhere.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 04:27:46 PM
Those people must be on HOA boards somewhere.
[/quote

probably. One kept bringing up condos. Thats a building, I can imagine that would be important but single family homes?
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Ptarmigan on May 15, 2010, 05:46:03 PM
HOA suck. Many of them who run it are bullies on a power trip.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Ptarmigan on May 15, 2010, 05:46:27 PM
I posted this at FR and its getting close to 100 comments now. A couple of posters defend HOA's.

Some people at FR are morons.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 15, 2010, 05:51:27 PM
HOA suck. Many of them who run it are bullies on a power trip.
[/quote

It's a good chance the buyer was a good buddy of the HOA chief nazi, probably the only one who knew about the sale.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: DumbAss Tanker on May 16, 2010, 10:46:17 AM
I swear to God I will live in a cave and eat whatever I can catch before I ever put myself at the mercy of some HOA Gestapo.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: rich_t on May 16, 2010, 12:57:59 PM
I swear to God I will live in a cave and eat whatever I can catch before I ever put myself at the mercy of some HOA Gestapo.

Ditto.

I've always siad that I will under no circumstances ever live in an HOA.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Thor on May 17, 2010, 12:14:22 PM
As a Past President of an HOA, HOAs DO have their function in life and CAN be a good thing for a neighborhood. That said, there are very few that are run with a moderate hand and the good majority of them are little but Fascist. I had my run-ins with the HOA I ultimately became President of. Once I put them in their place, they backed off. After I took the helm, it was run with a more moderate hand, based in friendship & common courtesy, NOT animosity.

Just a few short blocks away, in a new subdivision, the way people took care of their yards and houses showed me exactly WHY HOAS have their place in life. What I think is the bigger problem is that many of them are run by companies instead of being run by the residents. My solution, thanks to FGL, would be to require the HOAs to report to the local city. Any litigation brought against a homeowner should be approved by the city before it could be brought forth in court. After all, it's the city that approves the formation of an HOA in most circumstances.  
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: kenth on May 18, 2010, 11:21:34 AM
I swear to God I will live in a cave and eat whatever I can catch before I ever put myself at the mercy of some HOA Gestapo.

Yep. I can't imagine living under an HOA. Heck, we're living in town now and it's too much for us. Seems to be a rule about everything. And it's too crowded. I need at least a 1/4 mile to the next neighbor.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: vesta111 on May 20, 2010, 07:00:57 AM
Yep. I can't imagine living under an HOA. Heck, we're living in town now and it's too much for us. Seems to be a rule about everything. And it's too crowded. I need at least a 1/4 mile to the next neighbor.

I understand the frustrations on both sides of HOA, I have been victimized by just one big time when I was much younger.

My family with 4 kids ages 11-3 moved into a lovely old home in an area of Norfork VA.  There was no problems as long as my Hubby was ashore.   When he went on a 9 month deployment out of the blue some old dude shows up to tell me I was violating some rule of the HOA.  These brave old timers stayed away from us when Hubby was on the spot but a lone woman with a handfull of kids was to them an easy mark.     

News to me there had been no HOA when we bought the home, some of the retired folks had started this HOA just a month before and for some reason those of us with children were not even asked to join.

I was threatend that if I did not join and pay them $50.00 a month I could be sued. I called one of those lawyers that advertised first visit free and was told that as we had little money just sit tight and keep my nose clean.

In a little over 6 months we had the building inspectors send unannounced to my home to inspect our wiring, plumbing, and siding.

The SPCA arrived to make sure my dog was healthy registered and had its shots.

CPS arrived to check out complaints that I was not feeding my kids.

Complaints of some kind of stench coming from my back yard brought out someone to check my yard.

We all got to know most of the cops as some of these idiots didn't bother to notice when I visited out of state my family and the home was unoccupied for a week or two.  I would come home to find 5-6 business cards from the police tucked into my screen door over the noise complaints that had been reported in an empty house.

 They finally got me when 8 years later Hubby went away for 6 months. We had a fire in the wires from the electric pole to the house and decided to have the whole house rewired.-- Big mistake, The building inspector refused to pass the contractors work and condemned my home.

However the building inspectors Brother was President of the HOA and offered to buy us out.  We grabbed the money and ran, we had learned when to hold and when to fold at that point.

The payment for being in the HOA at that time was now $120 per month
 
Anyone wanting to buy into that area HAD to agree to to join the HOA----kind of reminds me of the old Gentlemans Agreement not to sell to blacks or Jews.

All this came back when I bought into a subdivision here on leased land. I made sure my lease was grandfathered, any change in rules would not effect us unless it was of benefit to us.  The 1/4 acre lot rent has gone in 15 years from $99.00 a month to $350.00 in the years but, we most important are grandfathered in with the allowance for pets, washing our cars in the driveway, land scaping and split log fences.

Be aware there are some things one cannot fight, My area had allot of free-be's that were not on the written lease. an area to park our boats, unused cars and camping trailors.  When the Landlord opened a storage area we all had to remove what ever we were storing or pay him extra.

 
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Thor on May 20, 2010, 11:22:28 AM
No offense to you older folks, but in MY experience, the absolute WORST people in the HOA I ran were the 60+ crowd. This was a sub-community of the main HOA and were comprised of townhome owners. They ultimately voted themselves a "55+" community without going through the main  HOA. Since I was leaving, I didn't bother to fight them. IMO, since they belonged to the main HOA, "Pebble Creek Addition HOA", they broke the rules (by-laws of the HOA)  by not obtaining permission from the main HOA to do what they did.

I will say this; I would live in another HOA run community, however, I would take a closer look at how the HOA was run. THAT would be the deciding factor.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: bkg on May 20, 2010, 12:40:15 PM
You think you're pissed about HOAs now? Read This.\ (http://www.wfaa.com/news/local/Frisco-soldier-comes-home-to-find-home-sold-by-HOA-93829194.html)



No one should have the power to steal someone's property, but also hard to feel sorry for her if she had ample warning and ignored it. catch-22.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 20, 2010, 12:51:48 PM
No one should have the power to steal someone's property, but also hard to feel sorry for her if she had ample warning and ignored it. catch-22.

A single letter is ample warning?

I don't think so.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Doc on May 20, 2010, 02:01:34 PM
No offense to you older folks, but in MY experience, the absolute WORST people in the HOA I ran were the 60+ crowd. This was a sub-community of the main HOA and were comprised of townhome owners. They ultimately voted themselves a "55+" community without going through the main  HOA. Since I was leaving, I didn't bother to fight them. IMO, since they belonged to the main HOA, "Pebble Creek Addition HOA", they broke the rules (by-laws of the HOA)  by not obtaining permission from the main HOA to do what they did.

I will say this; I would live in another HOA run community, however, I would take a closer look at how the HOA was run. THAT would be the deciding factor.

Well....I'll overlook the over 60 comment for the moment, but the problem that I have with the HOA that we had are two-fold:

1. The officers and board were the same
clique" that had been running it for fifteen years.

2.  They refused to unilaterlally enforce the rules......when someone wanted to do something that is a violation of the rules, either they would threaten to sue (and the HOA caves), or, if the offender is a single female (which we have quite a few of), a bit of "feminine charm" usually will result in a waiver......

It got so bad, after my neighbor built a fence that was WAY outside the guidelines (by spending a few nights with the HOA president) that I had our attorneys file a suit setting the "Covenants and Restrictions" completely aside, due to the fact that there had been approved over fifteen "exceptions" by the board in the past five years......therefore they were essentially legally worthless, and the judge agreed......he tossed out the officers, the board, the restrictions, and the bylaws, and told them that they had to start from scratch, and whatever they came up with had to have the written approval of 90% of the homeowners

This set off a shitstorm that took over a year to resolve, and the Bylaws and Covenants completely rewritten, and voted upon, and a lot of compromise was involved......strangely, for that year that we had NO Covenants and Restrictions, the neighborhood didn't go to hell in a handbasket.  In short, we did just fine without an HOA......

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: vesta111 on May 20, 2010, 03:49:37 PM
Well....I'll overlook the over 60 comment for the moment, but the problem that I have with the HOA that we had are two-fold:

1. The officers and board were the same
clique" that had been running it for fifteen years.

2.  They refused to unilaterlally enforce the rules......when someone wanted to do something that is a violation of the rules, either they would threaten to sue (and the HOA caves), or, if the offender is a single female (which we have quite a few of), a bit of "feminine charm" usually will result in a waiver......

It got so bad, after my neighbor built a fence that was WAY outside the guidelines (by spending a few nights with the HOA president) that I had our attorneys file a suit setting the "Covenants and Restrictions" completely aside, due to the fact that there had been approved over fifteen "exceptions" by the board in the past five years......therefore they were essentially legally worthless, and the judge agreed......he tossed out the officers, the board, the restrictions, and the bylaws, and told them that they had to start from scratch, and whatever they came up with had to have the written approval of 90% of the homeowners

This set off a shitstorm that took over a year to resolve, and the Bylaws and Covenants completely rewritten, and voted upon, and a lot of compromise was involved......strangely, for that year that we had NO Covenants and Restrictions, the neighborhood didn't go to hell in a handbasket.  In short, we did just fine without an HOA......

doc

My neighbors here tried a few years ago to start a HOA to get the land owner to upgrade the roads and street lighting.  Heck since I will not go near a HOA meeting I had to get the news of the meetings from friends who did go and it became a circus.

Soon as rumors started going around about the residences interest in starting a HOA the land owner nosed about, found out who was behind the plan and sent them some trumpted up Eviction notice. When the neighbors wouldn't back down he insisted on attending every meeting with his lawyer.  The members could not complain or even discuss anything amongst themselves without fear of a big legal bill to fight an unfair eviction. 

Under those circumstances the HOA lasted about 3 meeting and disbanded.

I think I agree with Thor, Doc about the over 60 year old crowd. They get board with retirement and have nothing to do but try to put some empowerment back into their lives. Most are not mean and cranky but those that are ,are so frustrated when no one will follow their advice and live as they think they should. 
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Doc on May 20, 2010, 03:55:51 PM
My neighbors here tried a few years ago to start a HOA to get the land owner to upgrade the roads and street lighting.  Heck since I will not go near a HOA meeting I had to get the news of the meetings from friends who did go and it became a circus.

Soon as rumors started going around about the residences interest in starting a HOA the land owner nosed about, found out who was behind the plan and sent them some trumpted up Eviction notice. When the neighbors wouldn't back down he insisted on attending every meeting with his lawyer.  The members could not complain or even discuss anything amongst themselves without fear of a big legal bill to fight an unfair eviction. 

Under those circumstances the HOA lasted about 3 meeting and disbanded.

I think I agree with Thor, Doc about the over 60 year old crowd. They get board with retirement and have nothing to do but try to put some empowerment back into their lives. Most are not mean and cranky but those that are ,are so frustrated when no one will follow their advice and live as they think they should. 

I seem to remember a few posts back you stated that you and your neighbors lived on leased land........that makes a world of difference legally in the latitude that a homeowner (who only owns the leasehold improvements) has.

Different situation entiirely than those of us who actually OWN both the house and the land it sits on.

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 20, 2010, 04:31:13 PM
My neighbors here tried a few years ago to start a HOA to get the land owner to upgrade the roads and street lighting.  Heck since I will not go near a HOA meeting I had to get the news of the meetings from friends who did go and it became a circus.

whoa... wait a second.

Renters tried to start an HOA?
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Thor on May 20, 2010, 05:07:48 PM
Well....I'll overlook the over 60 comment for the moment, but the problem that I have with the HOA that we had are two-fold:

1. The officers and board were the same
clique" that had been running it for fifteen years.


2.  They refused to unilaterlally enforce the rules......when someone wanted to do something that is a violation of the rules, either they would threaten to sue (and the HOA caves), or, if the offender is a single female (which we have quite a few of), a bit of "feminine charm" usually will result in a waiver......

It got so bad, after my neighbor built a fence that was WAY outside the guidelines (by spending a few nights with the HOA president) that I had our attorneys file a suit setting the "Covenants and Restrictions" completely aside, due to the fact that there had been approved over fifteen "exceptions" by the board in the past five years......therefore they were essentially legally worthless, and the judge agreed......he tossed out the officers, the board, the restrictions, and the bylaws, and told them that they had to start from scratch, and whatever they came up with had to have the written approval of 90% of the homeowners

This set off a shitstorm that took over a year to resolve, and the Bylaws and Covenants completely rewritten, and voted upon, and a lot of compromise was involved......strangely, for that year that we had NO Covenants and Restrictions, the neighborhood didn't go to hell in a handbasket.  In short, we did just fine without an HOA......

doc

That's essentially what I ran into, Doc. However, it was more the opposite on how the rules were enforced. They were always by the rule and disallowed more stuff than they allowed. Heck, one member planted some shrubs and the Architectural Committee chairperson sent her a letter saying that those bushes weren't approved. The bigger problem is that the leadership had been in power TOO long and didn't bother to keep up with the laws (which I stuck a couple right up their ass) What I saw is that they let personal preference dictate their "rules".

Not six blocks over was a very new sub-division. They had no HOA and the city was loathe to enforce its own codes. Brand new houses and most of them looked like junk yards, had no grass, weeds over a foot tall, etc. It was a disappointment and a blight on the city.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Doc on May 20, 2010, 05:34:10 PM
That's essentially what I ran into, Doc. However, it was more the opposite on how the rules were enforced. They were always by the rule and disallowed more stuff than they allowed. Heck, one member planted some shrubs and the Architectural Committee chairperson sent her a letter saying that those bushes weren't approved. The bigger problem is that the leadership had been in power TOO long and didn't bother to keep up with the laws (which I stuck a couple right up their ass) What I saw is that they let personal preference dictate their "rules".

Not six blocks over was a very new sub-division. They had no HOA and the city was loathe to enforce its own codes. Brand new houses and most of them looked like junk yards, had no grass, weeds over a foot tall, etc. It was a disappointment and a blight on the city.

Overall, although I dislike the concept of HOA's, from the prospective that they interfere with private property rights, which you have to sign away when you buy......I will have to say that I lived in a subdivision in California that gave new definition to the word strict.......and it worked out OK, there were no problems, and the property values were well above average.  When we bought the house, the Covenants and Restrictions came in a leather-bound book that was two inches thick!.....

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: thundley4 on May 20, 2010, 05:42:05 PM
Bentley Little wrote a book several years ago, called "The Association".  I don't remember much of it, except that it seemed there was an evil force underground that possessed most of the people in the community. I think there was am X-Files episode similar to it.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 20, 2010, 06:01:10 PM
it worked out OK, there were no problems, and the property values were well above average.  When we bought the house, the Covenants and Restrictions came in a leather-bound book that was two inches thick!.....

I would return it. "Sorry I am not joining your club"
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Doc on May 21, 2010, 10:55:59 AM
I would return it. "Sorry I am not joining your club"

Unfortunately you don't get that choice.......if you want to buy the house, the deed restrictions come with it, if the HOA is already established (which, in California, they are almost a requirement to receive the zoning approval to develop the land).

Which is why, when purchasing real estate of any kind, a title search is essential......to make certaiin that the mineral rights, water rights, road easments, utility easments, etc. are all either intact, or you are aware of any restrictions prior to purchase.

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Thor on May 21, 2010, 11:37:11 AM
Exactly, Doc. When I was moving to Becker, MN, there were exactly TWO houses that we were interested in. One was brand new, required extensive work to bring it up to where we wanted, only had a two car garage, a small lot that didn't  have much room for "growth" and also had water damage. The other was pretty close to what we wanted, already had the sod in, some landscaping, a fairly decent deck and a three car garage. Both houses had similar floor plans. We bought the latter. Obtaining the Covenants & restrictions was painful and even when we DID get them, there were only two pages presented to us. (out of some thirty+)
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: vesta111 on May 21, 2010, 03:39:19 PM
I seem to remember a few posts back you stated that you and your neighbors lived on leased land........that makes a world of difference legally in the latitude that a homeowner (who only owns the leasehold improvements) has.

Different situation entiirely than those of us who actually OWN both the house and the land it sits on.

doc

We rent the land but own our homes, most are $159,000 double wide mobile homes and can regardless what you are told  be taken apart and be moved.

This has become a prime housing thing up here. We are taxed by the town same as a Vechal, then the lot rent and add in the mortgage, utilities and housing costs less then $1,000 a month.

To live in this area it is difficult to find a studio apartment for less then $900 a month, no utilities.

One has to watch the landlord, by law he has a say as to what one does to his land, but the inside of the home is yours.  The lease may say no pets, but if you have an inside cat or small paper trained dog, they have no right to tell you they are not allowed. You have the right to have company or roommates in your home regardless of the lease.  As we have found out through the years from people suing the landlord, much in the leases are against State law.

It took a life and death situation to get the landlord to name our streets and give a valid map to the town as to everyones location.==Someone needed an ambulance and the fire department nor medical help could find his home.

This is what the late, lamented, HOA had wanted done but were afraid to speak up about.

Now that we know that a double or triple wide home can in fact be moved, some of us have used our 401k to buy a lot up north and have our homes moved there.

Yes Doc, why not when the mortgage is paid get a small piece of land and take the darn thing  with you.  These are our homes, we pay for them and pay for upkeep as with any thing else we own.  There is no way I would consider selling my home, I would have to pay three times as much to buy a one room shack in today's economy. 

Economics for the poor folk. comes in here, for $20.000 I can get a piece of land , $10,000 to move it and then just have low taxes and utility bills to pay.

If I sell it, I have to think about moving to a very much smaller apartment that I can be evicted from if the owner goes bankrupt.   Back to someone telling me how to live.  I cannot buy a home or a hunting cabin for the money I get for the house and have to become indebted again for the money to buy a shack.

Check out this way of living, if near retirement buy some land and every year put in water-then sewage  then a power base.

Sit back and every now and then look into sales on modular homes, or what ever they call trailers today.  In some cases you can get a cost locked in and actually design the layout yourself.  The options are limitless.------Then look around at the cost for a conventional home that was built to someones Else's ideas and costs 3-4 times the amount.

While you are at it check into the prices of these homes on a canal in Bare Foot Bay FLA.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 21, 2010, 04:35:49 PM
Quote
can regardless what you are told  be taken apart and be moved

Its expensive though
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Chris_ on May 21, 2010, 07:55:27 PM
Check out this way of living, if near retirement buy some land and every year put in water-then sewage  then a power base.

Sit back and every now and then look into sales on modular homes, or what ever they call trailers today.  In some cases you can get a cost locked in and actually design the layout yourself.  The options are limitless.------Then look around at the cost for a conventional home that was built to someones Else's ideas and costs 3-4 times the amount.


Er....I AM retired, and we live in "tornado alley".....the last place I'd want to live is in a double-wide........they have an annoying habit of ending up as a pile of splinters and styrofoam......in the next county......

doc
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: Hawkgirl on May 21, 2010, 08:28:05 PM
My community has your typical Nazi HOA.  I got a letter from them once because I forgot to bring in the garbage bin one night... :whatever:
I think the HOA president rides around his little car at night checking these stupid little things so he can send you a Got You! letter.

 :whatever:

I would buy a home in a non-HOA community..but in my Palm Beach county...it would have to be in crack alley..because all of the nicer, safer areas are in planned communities.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: littlelamb on May 21, 2010, 09:56:20 PM
How sad for her I wonder if they have some way to help her fight it
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: debk on May 22, 2010, 12:07:46 AM
We rent the land but own our homes, most are $159,000 double wide mobile homes and can regardless what you are told  be taken apart and be moved.

This has become a prime housing thing up here. We are taxed by the town same as a Vechal, then the lot rent and add in the mortgage, utilities and housing costs less then $1,000 a month.

To live in this area it is difficult to find a studio apartment for less then $900 a month, no utilities.

One has to watch the landlord, by law he has a say as to what one does to his land, but the inside of the home is yours.  The lease may say no pets, but if you have an inside cat or small paper trained dog, they have no right to tell you they are not allowed. You have the right to have company or roommates in your home regardless of the lease.  As we have found out through the years from people suing the landlord, much in the leases are against State law.

It took a life and death situation to get the landlord to name our streets and give a valid map to the town as to everyones location.==Someone needed an ambulance and the fire department nor medical help could find his home.

This is what the late, lamented, HOA had wanted done but were afraid to speak up about.

Now that we know that a double or triple wide home can in fact be moved, some of us have used our 401k to buy a lot up north and have our homes moved there.

Yes Doc, why not when the mortgage is paid get a small piece of land and take the darn thing  with you.  These are our homes, we pay for them and pay for upkeep as with any thing else we own.  There is no way I would consider selling my home, I would have to pay three times as much to buy a one room shack in today's economy. 

Economics for the poor folk. comes in here, for $20.000 I can get a piece of land , $10,000 to move it and then just have low taxes and utility bills to pay.

If I sell it, I have to think about moving to a very much smaller apartment that I can be evicted from if the owner goes bankrupt.   Back to someone telling me how to live.  I cannot buy a home or a hunting cabin for the money I get for the house and have to become indebted again for the money to buy a shack.

Check out this way of living, if near retirement buy some land and every year put in water-then sewage  then a power base.

Sit back and every now and then look into sales on modular homes, or what ever they call trailers today.  In some cases you can get a cost locked in and actually design the layout yourself.  The options are limitless.------Then look around at the cost for a conventional home that was built to someones Else's ideas and costs 3-4 times the amount.

While you are at it check into the prices of these homes on a canal in Bare Foot Bay FLA.

From what I understand, here.....in mobile home parks, the land is owned by the "developer" and the mobile homes are either owned by individuals that purchased the mobile home and moved it into the development, purchased the MH from someone who no longer wants it and is willing to continue to make the rent payments on the lot, or rents from the developer or MH owner.

Clayton Mobile Homes are built here and there are many different levels of quality.....ranging from what is referred to as "trailer walls" to regular dry wall, and some are well over 2000 SF and really really nice. Most people here, will buy a vacant lot, have the utilities put in, and put the mobile home either on a permanent foundation or do the mobile home "set-up" with the skirt panels around the bottom.

I'm like TVDoc though....I grew up in tornado alley, my dad was in the insurance business....and I grew up hearing that God hates trailer parks. No matter what .... when it comes down to a mobile home and a tornado...the tornado always wins. :(

 
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: vesta111 on May 22, 2010, 05:59:11 AM
From what I understand, here.....in mobile home parks, the land is owned by the "developer" and the mobile homes are either owned by individuals that purchased the mobile home and moved it into the development, purchased the MH from someone who no longer wants it and is willing to continue to make the rent payments on the lot, or rents from the developer or MH owner.

Clayton Mobile Homes are built here and there are many different levels of quality.....ranging from what is referred to as "trailer walls" to regular dry wall, and some are well over 2000 SF and really really nice. Most people here, will buy a vacant lot, have the utilities put in, and put the mobile home either on a permanent foundation or do the mobile home "set-up" with the skirt panels around the bottom.

I'm like TVDoc though....I grew up in tornado alley, my dad was in the insurance business....and I grew up hearing that God hates trailer parks. No matter what .... when it comes down to a mobile home and a tornado...the tornado always wins. :(

 

To live in tornado alley I would have to live in a Geodesic Dome home or semi underground.
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: JLO on May 22, 2010, 09:53:35 PM
Yep. I can't imagine living under an HOA. Heck, we're living in town now and it's too much for us. Seems to be a rule about everything. And it's too crowded. I need at least a 1/4 mile to the next neighbor.

Man, I hear ya!  The neighborhood Thor describes of Becker, MN is exactly why we moved the hell up north from Big Lake, MN.  Ack!  Too many people.  We had 5 acres and the developers were exploding everywhere in Sherburne County, MN.  Got out 12 years ago.

It is very nice and peaceful in the northwoods.  (Until the Twin City shitiots invade every weekend to their cabins.)   But - they fuel the economy!  :rotf:
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: The Village Idiot on May 23, 2010, 10:51:32 AM
To live in tornado alley I would have to live in a Geodesic Dome home or semi underground.

or a monolithic dome

(http://populuxebooks.com/blog/media/dome.jpg)
Title: Re: HOA Evicts 85 Y/O Woman for Not Paying Dues - House Sold for $100
Post by: vesta111 on May 23, 2010, 02:22:18 PM
or a monolithic dome

(http://populuxebooks.com/blog/media/dome.jpg)

Be still my heart.  My Dream Home.

Whats his name the architect that designed these things ----Westminister something------was a genius.   Darn his name escapes me at this time.

Anyway, in the early 1990's the government would pay a hefty portion of the mortgage to those that had these domes built.

The concept comes from the fact that a round home is the way to go from the hottest places on earth to the igloos of the north.

These homes are built to with stand a hurricane, tornado, earth quake everything but flooding or fire.

It was said that these homes take  off 3/4 the expense to heat or cool, in any climate.  They are so strong  that when one small one had to be demolished to make way for a larger one, the contractors finally had to blow the sucker up as there was no other way to remove it.

There are sites that show how to build a geodesic dome yourself for a camp or home on line.