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Current Events => The DUmpster => Topic started by: Freeper on April 08, 2010, 05:58:32 PM

Title: My 22 year old now uninsured
Post by: Freeper on April 08, 2010, 05:58:32 PM
Quote
liberal N proud  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:23 AM
Original message
My 22 year old now uninsured
   
How can this happen?

We received notice this week that because our daughter was no longer in college that she would no longer be covered by our insurance plan.

I called the insurance company and asked them if the new law signed 2 weeks ago didn't permit her to stay on our insurance until she was 26.

Their reply was that the law signed just last week didn't take effect yet and they had not determined how it would effect our plan.

I kept pressing the issue and asking for supervisors and getting the same canned response word for word. Insurance companies don't plan on following the law of the land.

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x8103655

Suck it DUmmies you supported this reform don't bitch when it doesn't go your way.

Title: Re: My 22 year old now uninsured
Post by: notaDUmmie on April 08, 2010, 06:04:48 PM
Should change the name to "stupid N proud".  This part of the law doesn't start until September at the earliest, and companies can make people wait until their next plan year begins.
Title: Re: My 22 year old now uninsured
Post by: Freeper on April 08, 2010, 06:06:22 PM
Should change the name to "stupid N proud".  This part of the law doesn't start until September at the earliest, and companies can make people wait until their next plan year begins.

Its funny you can see who actually knows what is in the bill and it aint them for sure. All they see is Obama won.
Title: Re: My 22 year old now uninsured
Post by: The Village Idiot on April 08, 2010, 06:26:22 PM
doesn't the new law also require the "kid" to be a student or reside in the same house?
Title: Re: My 22 year old now uninsured
Post by: longview on April 08, 2010, 06:30:11 PM
If young adult is out of college can't she work?  A lot?  At even a few part time jobs?  Lots of peope doing that right now and in some places for years.  

Just thinking she could get her own policy like me and many others.
Title: Re: My 22 year old now uninsured
Post by: formerlurker on April 08, 2010, 06:41:21 PM
They will start covering the adult children who live in your basement right about the same time you get your pony.   

Hope and change you can believe in baby.   It's all about the love. 
Title: Re: My 22 year old now uninsured
Post by: The Village Idiot on April 08, 2010, 06:45:00 PM
librul N Proud.

You are not smarter than a 3rd grader
Title: Re: My 22 year old now uninsured
Post by: JohnnyReb on April 08, 2010, 06:45:47 PM
They will start covering the adult children who live in your basement right about the same time you get your pony.     Hope and change you can believe in baby.   It's all about the love. 

The French have eaten all the ponies.
Title: Re: My 22 year old now uninsured
Post by: Celtic Rose on April 08, 2010, 07:37:03 PM
If young adult is out of college can't she work?  A lot?  At even a few part time jobs?  Lots of peope doing that right now and in some places for years.  

Just thinking she could get her own policy like me and many others.

Well, that would be logical decision...
Title: Re: My 22 year old now uninsured
Post by: franksolich on April 08, 2010, 07:39:56 PM
Quote
Insurance companies don't plan on following the law of the land.

Isn't it the law of the land at the moment--April 9, 2010--that insurance companies don't have to do this?

I guess the insurance companies are following the law of the land, then.
Title: Re: My 22 year old now uninsured
Post by: jukin on April 08, 2010, 07:51:42 PM
No Unicorn Skittle Scat for you.

Can't wait until their premiums skyrocket  four years worth in 8 months.
Title: Re: My 22 year old now uninsured
Post by: Texacon on April 08, 2010, 08:09:10 PM
Amazing to me how they try to paint 'Not having health insurance' as the end of the world.  I ran around building water towers for nigh on 10 years without any health insurance other than workmen's comp.  Pretty damn dangerous job and I lived a pretty damned dangerous life after hours.  I seem to have made it from the age of 21 to my early 30's just fine.  Now I'm considerably older and still doing fine.

KC
Title: Re: My 22 year old now uninsured
Post by: Mike220 on April 08, 2010, 08:12:38 PM
I haven't had health insurance since I left the Guard over four years ago. And guess what DUmbasses, I'm still alive.

In seven days, I'll have insurance again. Tell your daughter to get online and buy some damn health insurance. It's not as expensive for someone our age as you make it out to be.  :thatsright:
Title: Re: My 22 year old now uninsured
Post by: IassaFTots on April 08, 2010, 09:20:58 PM
doesn't the new law also require the "kid" to be a student or reside in the same house?


Not so much really....not yet.  Not defined. 
Title: Re: My 22 year old now uninsured
Post by: AllosaursRus on April 08, 2010, 09:39:34 PM
There's a boatload of this crap that don't start until 2014!

Oh yeah, except the frikkin' taxes, they start right away!
Title: Re: My 22 year old now uninsured
Post by: PatriotGame on April 09, 2010, 06:37:36 AM
Quote
liberal N proud  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:23 AM
Original message
My 22 year old now uninsured
   
How can this happen?

We received notice this week that because our daughter was no longer in college that she would no longer be covered by our insurance plan.

I called the insurance company and asked them if the new law signed 2 weeks ago didn't permit her to stay on our insurance until she was 26.

Their reply was that the law signed just last week didn't take effect yet and they had not determined how it would effect our plan.

I kept pressing the issue and asking for supervisors and getting the same canned response word for word. Insurance companies don't plan on following the law of the land.

(http://www.habitationofjustice.com/wp-content/uploads/simpsons_nelson_haha.jpg)

(http://blog.art21.org/wp-content/uploads/2008/08/charlie_brown_lucy_football3.jpg)

(http://jcrue.files.wordpress.com/2008/06/obama-buscrowded.jpg)

(http://www.frugal-cafe.com/public_html/frugal-blog/frugal-cafe-blogzone/wp-content/uploads/2009/08/obama-road.jpg)


Shall I continue?
Title: Re: My 22 year old now uninsured
Post by: PatriotGame on April 09, 2010, 06:40:06 AM
No Unicorn Skittle Scat for you.

Can't wait until their premiums skyrocket  four years worth in 8 months.

It is coming though: (just keep telling the DUmmys this, the let down will be much more devastating)

(http://i280.photobucket.com/albums/kk196/soms12/unicorn.jpg)
Title: Re: My 22 year old now uninsured
Post by: SSG Snuggle Bunny on April 09, 2010, 06:49:09 AM
Quote
elleng  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:27 AM
Response to Original message
2. Contact your Congress-Critters, White House, and media.

Yes.

Tell them you don' lik this bill and you want them to scrap it and start all over again.

Quote
NJmaverick Donating Member (1000+ posts) Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list    Wed Apr-07-10 07:28 AM
Response to Reply #2
3. +1

Thank you.
   
Quote
annabanana Donating Member (1000+ posts)  Journal Click to send private message to this author Click to view this author's profile Click to add this author to your buddy list Click to add this author to your Ignore list    Wed Apr-07-10 07:42 AM
Response to Reply #2
10. (OR - read the bill) . . . n/t

Would that you had told congress the same thing.

Quote
  elocs  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Wed Apr-07-10 07:32 AM
Response to Original message
7. I think they told you exactly right--the law has not taken effect yet.
   
From all that I've heard or read the child coverage to age 26 takes effect this year. I could google an answer, but so can you.

Are you implying people don't deserve information just because you think they are too lazy?

How rethuglikkklan of you. Obviously we need a government program to federally subsidize googling for the informationally challenged.
Title: Re: My 22 year old now uninsured
Post by: Karin on April 09, 2010, 07:23:31 AM
Quote
babylonsister  (1000+ posts)        Wed Apr-07-10 07:30 AM
Response to Original message
6. Seems your baby should be insurable within 6 months...

Unless the vaguely worded bill doesn't require them to go back after the fact and put them back on

Anyway, an adult of 22 is not a baby anymore.  Time to grow up. 

BOR, in his Miller Time segment said, "If I have a kid still at home at 26, he's going to need healthcare." 
Title: Re: My 22 year old now uninsured
Post by: AllosaursRus on April 09, 2010, 10:09:41 AM
Unless the vaguely worded bill doesn't require them to go back after the fact and put them back on

Anyway, an adult of 22 is not a baby anymore.  Time to grow up. 

BOR, in his Miller Time segment said, "If I have a kid still at home at 26, he's going to need healthcare." 

Both my kids were out workin' by the time they were 20! Livin' in Dad's house sorta cramped there style!
Title: Re: My 22 year old now uninsured
Post by: jukin on April 09, 2010, 11:22:58 AM
Both my kids were out workin' by the time they were 20! Livin' in Dad's house sorta cramped there style!

I fully expect a donk bill coming out that demands parents keep their children in their house (no rent, no rules) until the parents are dead.  The Parental Residential Fairness Act.

You heard it hear first.
Title: Re: My 22 year old now uninsured
Post by: USA4ME on April 09, 2010, 11:54:32 AM
Oh, man!!  The primitives are really going to be surprised when they come to find out that under obama-non-care that in order to receive care from a doctor or nurse, or to have access to the use of  medical supplies, medical facilities, and medicine, that money will need to be exchanged.

But, it won't be any of their's, so they won't care.

.
Title: Re: My 22 year old now uninsured
Post by: The Village Idiot on April 09, 2010, 12:09:18 PM
I fully expect a donk bill coming out that demands parents keep their children in their house (no rent, no rules) until the parents are dead.  The Parental Residential Fairness Act.

Its actually become quite common in Europe because they have already destroyed their upward mobility.
Title: Re: My 22 year old now uninsured
Post by: Peter3_1 on April 09, 2010, 03:54:00 PM
In the "glorious" Carter years I was doing work with the SCCA as a safety worker (for free....) tward rthe end of the day and after all cars were off track, a young woman in her 20's got out of a street car passanger seat, and started collecting deposit cans from the garbage. There was an older man in the driver's seat.

So I walked over to find out why. Seems this young woman had become divorced and lost her job. Told her Father (ther older guy in the car) that she was broke and had no where to live as she, with her infant, was moving  back in with the parents. Dad was teaching her there WAS a way to HONESTLY GET MONEY when the chips are down. Five cents per can......

Teaching the value of work and independence.

This democrat boob needs to get off dead center and DO SOMETHING USEFUL for those calories that are being metabolized! Right now, how about advertizing you'll set up small gardens? Shopper for disabled/shutins deposit bottle redeamer for those who don't want to go, hell, there are thousands of small jobs that are too small for a organized business but just right for on otherwise broke person.

But, then, you need to have some personal responsibility....
Title: Re: My 22 year old now uninsured
Post by: Randy on April 09, 2010, 07:56:40 PM
I had a Brutha tell me one day that if a man owns  pick-up and he doesn't make at least $50 a day with it then it means he never left the house.
Title: Re: My 22 year old now uninsured
Post by: AllosaursRus on April 09, 2010, 08:04:01 PM
I had a Brutha tell me one day that if a man owns  pick-up and he doesn't make at least $50 a day with it then it means he never left the house.

In my experience, the "brutha" ( not any denomination of skin tone, for you idiot lurkers ), was rippin' the copper outa the track homes we were building at the pace of 3 a day!

Hope your "brutha" was earning it honestly!
Title: Re: My 22 year old now uninsured
Post by: Randy on April 09, 2010, 08:39:48 PM
In my experience, the "brutha" ( not any denomination of skin tone, for you idiot lurkers ), was rippin' the copper outa the track homes we were building at the pace of 3 a day!

Hope your "brutha" was earning it honestly!

He was actually. Hauling stuff for people. Moving folk and scrapping stuff left out for the trash.
He had a very valid point and wasn't the typical obama supporter type, he wasn't scared to work.
Title: Re: My 22 year old now uninsured
Post by: AllosaursRus on April 09, 2010, 08:56:27 PM
He was actually. Hauling stuff for people. Moving folk and scrapping stuff left out for the trash.
He had a very valid point and wasn't the typical obama supporter type, he wasn't scared to work.

Heh! Done that a few times myself. I think the worst was a "show up and they pick ya for day" job. Amazing thing is, it was during the Carter admin that I did that! Musta been before the days that there were jobs Americans wouldn't do.

It was loading boxcars out of a freezer for $3.25/hr. Damn that job sucked! 20 below will make your nose bleed when you start movin' at a fast clip!
Title: Re: My 22 year old now uninsured
Post by: littlelamb on April 09, 2010, 10:07:09 PM
Looks like it is time for that child to cut the apron strings get their mouth off of their mommy's tit and get their own insurance
Title: Re: My 22 year old now uninsured
Post by: BlueStateSaint on April 10, 2010, 06:25:40 AM
It was loading boxcars out of a freezer for $3.25/hr. Damn that job sucked! 20 below will make your nose bleed when you start movin' at a fast clip!

I used to sling baskets of half-gallons of ice cream for a local dairy/ice cream maker/convenience store chain (Stewart's, for Carl and others in the area) many years ago.  I would take the baskets of half-gallons--the metal baskets carried twelve 1/2s, the polymer baskets carried eight 1/2s--and stack them on pallets, then move the pallets to somewhere inside the "ice cream hardening room," which stayed at somewhere below -25 F.  The coldest it ever got was -45 F.  Yeah, we were given insulated suits to wear, and we wore stuff under them, but we could stand two hours max in those temps.  When it was near -45, we could last an hour.  Not fun.  I did, however, sleep like a rock at night.
Title: Re: My 22 year old now uninsured
Post by: vesta111 on April 10, 2010, 10:22:27 AM
I had a Brutha tell me one day that if a man owns  pick-up and he doesn't make at least $50 a day with it then it means he never left the house.

Randy, I have no idea what part of the country you are from but owning a pick up truck has saved the lives of millions here in the north east.  Legal or illegal, that truck can be a gold mine.

The weekend scavengers have existed since the American Indians followed waggon trains to pick up the items the people left beside the track due to needing to lighten their load.

One can in fact make good money grabbing stuff others throw out to be picked up by the city.  Old appliances from air conditioners, stoves, refrigs, tubs to toilets.  A remodeling job has counters and sinks that can be rehabilitated, windows and old solid doors are a good find.

Antique dealers keep an eagle eye out for the distruction of older buildings, be it historic homes to library's or city buildings.     Then there are the people that haunt ship salvage yards for the ships clock, the wheel, motors or anything from the propelsion system.

Then there are the idiots that just look for construction sights for copper and what ever.  These are numb skulls, get caught and do time.  I had a acquaintance get caught ripping out brand new airconditioners from a building site-------5 years he got.

Just one $500.00 pick up truck can start a BIG business.   Like all businesses if you have a kid over 20 years old living at home you have to teach them what is just junk and what is valuable.  One has to look ahead at what in the future people will be looking for.

One essential need is to befriend someone that works at a city or town dump.  They will alert you to prizes that come in for distruction and will sell them to you for Penny's on the dollar.

The Rub comes in as after one gets some goodies, one has to know how to bring it to a state of sale.  Here is where the real work comes in, lots of reading and practice to make an item worth money.

There is no way I am going to do as some others do, end up with a child who refuses to work or gives me any excuses on why they cannot pay child support or why they get pregnant every year and live in my cellar expecting me to baby sit their kids.

If the kids cannot find a job, make them volunteer in the comunity, I find it interesting that the old folk that make excuses for their kids not working, when they pass on the kids suddenly become self sufficient and better off then when Mom and Pop supported them.

Your friend was correct, if for instance you live in the Tidewater area and have a kid over 16 that cannot take a string and 2-3 chicken necks out and catch blue crab to sell to those willing to buy in the ghettos, then you have a dumb crap kid on your hands.--Or YOU are making them dumb--don't complain when they quit school or end up in jail.