The Conservative Cave
Current Events => The DUmpster => Topic started by: LC EFA on March 14, 2009, 08:52:11 PM
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question everything Donating Member (1000+ posts) Sat Mar-14-09 08:13 PM
Original message
Has the stimulus trickled down?
Our direct deposit paycheck shows a few dollars more. We won't see the actual stub until Monday (if the HR person is in..)
Has anyone?
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x5256177
Who has received their Free Ponyâ„¢ ?
babylonsister Donating Member (1000+ posts) Sat Mar-14-09 08:14 PM
Response to Original message
1. My s-i-l, laid off in November, saw it in her unemployment check
Edited on Sat Mar-14-09 08:17 PM by babylonsister
this week, so yes. I've also read other accounts here of people benefitting, in checks and/or jobs.
Someone has received the complimentary bag of pony food.
geckosfeet Donating Member (1000+ posts) Sat Mar-14-09 08:25 PM
Response to Original message
5. Nope. Not yet. Direct deposit amount is the same for the last 3 weeks.
Edited on Sat Mar-14-09 08:27 PM by geckosfeet
When is this life saving gift from the federal government supposed to kick in? What will I see? $10, maybe $20 a week? $100 a month tops?
You know, all I really want to do is refinance my mortgage at a decent rate. That would reduce my interest payout and lower my monthly payment by close to $500. The interest savings over the life of the mortgage would be about $20k. That's realized savings, most of which will probably go right back into the economy. A whole lot more effective than this measly stimulus smoke and mirrors bullshit.
Not discount the jobs programs, but the mortgage aspect needs to be seriously considered. There must be hundreds of thousands if not millions of people across the country in my position. $5000 a year from one million people is potentially $5,000,000,000 ($5bln) for the economy.
Your Free Pony has left the depot. The consignment number is OBAMAPONY1234. Try calling your local pony distribution centre.
question everything Donating Member (1000+ posts) Sat Mar-14-09 08:30 PM
Response to Reply #5
7. This is what I don't get. Federal interest is now zero
Edited on Sat Mar-14-09 08:37 PM by question everything
which means that whatever the banks (and credit cards) charge is pure profit.
We read that the banks would not allow people to refinance when they owe more than what the house is worth. What does the bank want: for the owners to walk away and then the banks will have to seel the house and will not get much, anyway, plus commissions for the sellers?
And they don't want Congress to pass the law that allows judges to lower the amount owed. This is when regulations come: when businesses will not do the right things, someone else will force them to.
I wonder whether you can try to talk to your lender and see if something can be worked out.
I sometimes wonder: if our house were now worth half of what we paid... would I be tempted to just walk away?
On edit: it appears that some do see it. You may want to talk to your payroll. Good luck.
Pure Profit. They say that like it is a bad thing.
Walk out of your house.. That just makes it easier to repossess, repair and retail. In the meantime there are people employed to track you down and see to getting the rest of what you owe.
Generally you can talk to your lender and work something out. That something might will no doubt involve you handing over money, so it's perhaps not the most suitable path to follow.
scarletwoman Donating Member (1000+ posts) Sat Mar-14-09 08:27 PM
Response to Original message
6. Yes. My last paycheck was larger than the preceding one, even though I had more hours on the earlier
Edited on Sat Mar-14-09 08:30 PM by scarletwoman
paycheck. Not LOTS more, but when you live paycheck to paycheck just the equivalent of a tankful of gas means something.
sw
Will you pick the tank of gas or the bag of Pony food...
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I got a free copy of Godfather in the mail (I had to pay $50 shipping and handling though). Does that count?
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I never received a free pony, but I DID get a job, no thanks to Obama. As a matter of fact, my job could go away if the One gets his way with all of the defense dept. cuts.
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I never received a free pony, but I DID get a job, no thanks to Obama. As a matter of fact, my job could go away if the One gets his way with all of the defense dept. cuts.
My pony finally came, it was an old mule. He was lame in one leg and clubfooted on the otherside. The vet charged me $600 to put him down and dispose of the carcass.
When they try to deliver your pony, better tell'em,"Those people moved out long ago and I don't know where they went.........France I think."
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"NO PONY FOR YOU!!!!!!!!!!!!!!!!!!!!!!"
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I don't seem to see the pony but the dung heap sure has arrived. :lmao:
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Still looking...........lots of bull but no pony.
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Thanks to my current job, I'm one of the ones that gets to pay for the DUmmies free ponies.
I guess I can thank all the idiots that voted for zero. Rome tried this and didn't get away with it. Athens let the sailors vote, the sailors voted to take money for themselves, that didn't work. The pharoh's tried something like communism, the egyptians damn near starved to death. The Pilgrims tried it, it didn't work.
I'd like to ask anyone who voted for the messiah, why do they think it will be any different this time. Because it won't be. You voted to fail.
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I'm getting $18 a week more in my pay. A whole $74 a month.
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geckosfeet
You know, all I really want to do is refinance my mortgage at a decent rate. That would reduce my interest payout and lower my monthly payment by close to $500. The interest savings over the life of the mortgage would be about $20k. That's realized savings, most of which will probably go right back into the economy.
Primitive, if you haven't been able to refianance your mortgage to a "decent rate" in the past few years it's because you didn't have "decent credit." Pay your bills on time, you leech.
On a 30 year fixed at $150K at 6% that's $900 a month. For a $500/mo savings, this primitive would have to currently have the same terms with a rate of 10.75% owing $1400/mo.
.
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From what I hear, at the end of the year you will still have to pay the same amount on your income. You might be getting a few dollars more now, but at the end of the year, you are still going to owe the same tax on your income. It's all a dog and pony show, and we aint gettin the pony, we're going to get the doggie doo doo!
Be vewy, vewy careful how you eat this chit!
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I'm getting $18 a week more in my pay. A whole $74 a month.
Question: How much does it Cost to Buy a Pony?
Ponies might be smaller in stature than horses, but that doesn't mean their purchase or upkeep costs are proportionally smaller.
Answer: The cost of a good pony can be the same or higher than a horse. Expect prices for suitable first ponies to be about $1000 and upwards.
W00t! The Jones family gets a pony in 2010. (http://horses.about.com/od/buyingyourfirsthorse/f/childsponycost.htm)
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No pony...
...but I hear the fees for feeding, clean-up and grooming are in the offing.