The Conservative Cave
Current Events => The DUmpster => Topic started by: franksolich on May 31, 2018, 09:34:01 AM
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https://jackpineradicals.com/groups/seniors/forum/topic/are-any-of-you-folks-enjoying-old-age-more-than-normal/
Oh my. Since these jackpiners in particular are enjoying retirement, it betrays that unlike most of the younger gimme crowd, they once worked for a living and paid into the system, rather than sitting around on their asses waiting for "other people" to finance their lives.
Jan Boehmermann (5146 posts) May 27, 2018 at 2:02 pm
Are any of you folks enjoying old age more than normal?
Serious question. I find being retired and able to do anything I want to do …… enjoyable!
Cleita (2964 posts) (Reply to original post) May 27, 2018 at 2:44 pm
2. No.
My diminishing spending power on my non-living retirement income prevents me from doing what I’d like to do.
^^^is pretty ancient, older than even California Peggy, and can remember what Los Angeles was like during the 1930s.
99thMonkey (4174 posts) (Reply to original post) May 27, 2018 at 4:03 pm
3. Yes & no
For reasons already stated above i.e. more limited income = fewer choices, but I do immensely enjoy my free time .. as I often say .. “I take my retirement very seriously”.
Disclosure here: franksolich is retired, despite not having reached the usual age of retirement.
My social security income is pretty much the same--five or ten bucks a month either way--as my earned income was when I was working--but I have more surplus income than ever; I'm not hurting in retirement, even though many would sneer at my income.
It's because in retirement, unlike when I was working, I'm no longer running around spending money. Being unspent, it just slowly accumulates.
Maybe the monkey jackpiner should try that, not throwing away money. Being old, her needs are lesser, and her wants should be lesser.
PADemD (1463 posts) (Reply to original post) May 27, 2018 at 5:04 pm
4. What I enjoy
Is not having to drive in ice and snow. Also being able to take a nap whenever I want.
LiberalElite (6663 posts) (Reply to original post) May 27, 2018 at 5:16 pm
5. I'm still working full time so, no. OTOH
If my employer decides I’m not needed anymore, I do have a 401K and A PENSION and SS to fall back on. So, I feel a lot less angst than back in my late ’50s- early ’60s when I was very anxious that I’d be laid off when I was too young to access any of that $$ not that it’s a whole hell of a lot. I could live like a queen, but I’d have to move to Bangladesh. I’m still there only because I have credit card debt to pay off, certainly not because I enjoy it. Still, I feel grateful to have a decent paying job at my age – and, I’m sitting down most of the time, not like the unfortunate Walmart greeters.
Silver Witch (6498 posts) (Reply to original post) May 27, 2018 at 6:26 pm
6. If I could retire it might be nice.
62 still working will have to work until I die. Such is life
NJCher (3102 posts) (Reply to original post) May 27, 2018 at 8:48 pm
7. oh hell yes
I love love love being able to get up when I want and not have to be cognizant until I feel like it. I like being able to hang around with my animals and be around my plants.
We’re both still working, but the difference is that we only take jobs we really want to do, so we enjoy work more. Because we don’t have to take the job, we can both hold out for top dollar. Plus when doing a fun job, it’s not really like working.
The fringes and bennies associated with both our jobs are nice, like free hotel rooms, airline trips, rental cars, etc. all from the massive amount of miles racked up on hotel and airline clubs. Also some free specialty foods and sometimes even wine. But if we didn’t have these things, it wouldn’t matter to me because the stuff I enjoy is mostly free, like reading, photography, etc.
It is a huge relief not to have to pay outrageous amounts for monthly healthcare. I have had some minor issues, but they were expensive and if I wasn’t insured, would have put a real dent in the budget. Our Medicare and supplemental is quite reasonable. The medical care I’ve received has been excellent.
For the first time in a long time, I’ve had time to keep my house in order and work to have the kind of landscape I always wanted but could never have. It hasn’t been easy getting here, as many things were neglected due to working so much.
It’s nice to get the property tax increase and know I don’t have to pay it. Senior exemption, yay.
^^^this threw me for a loop; I'd always thought of Ms. Vanderbilt-Astor, the leader and holder-together of the cooking and baking primitives, as being barely in the lower tiers of middle-age.
I forgot that she was childhood playmates with our esteemed colleague Skul out here in Nebraska, which would make her, well, somewhat older than early middle age.
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About age 40 I had reason to pause and reassess where I was going to end up. Figuring the permutations, I realized there was no single path that offered a retirement income remotely like my working income. I realized I needed to tap into as many different revenue streams as possible, and do all I could to enhance them in the meantime. And, more or less, so it came to pass, now I am retired, free of secured debt, and with a more than sufficient income fully comparable to my pre-retirement disposable income.
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About age 40 I had reason to pause and reassess where I was going to end up. Figuring the permutations, I realized there was no single path that offered a retirement income remotely like my working income. I realized I needed to tap into as many different revenue streams as possible, and do all I could to enhance them in the meantime. And, more or less, so it came to pass, now I am retired, free of secured debt, and with a more than sufficient income fully comparable to my pre-retirement disposable income.
Yay! Sage advice moment possible here! I would love to pick your brain a bit as I am rapidly approaching that particular age. So here's the stats.... 38 in a couple of days, recent career change. 2 rental properties and considering a 3rd. Trying to get a farm income stream off the ground as well. Higher than average stock investing for my age. Just in a moment of assessment and just hoping I've got this ship sailing in the right direction. Thoughts?
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About age 40 I had reason to pause and reassess where I was going to end up. Figuring the permutations, I realized there was no single path that offered a retirement income remotely like my working income. I realized I needed to tap into as many different revenue streams as possible, and do all I could to enhance them in the meantime. And, more or less, so it came to pass, now I am retired, free of secured debt, and with a more than sufficient income fully comparable to my pre-retirement disposable income.
If I could travel back in time do you know what I would do? Go back and see Jesus deliver the sermon on the mount? See the pyramids in Egypt and South America get built? Get a dinosaur egg??
NONE OF THOSE THINGS!!! I would travel to the 19-year old me starting his first full-time job and smack me so hard I could still feel it today and say "SAVE ALL YOU CAN FOR RETIREMENT YOU IDIOT!!!"
I didn't really start saving for retirement until 25 years ago when I got remarried. I am OK now and will be retiring at 62 (SS is a decision to be made later but is just fun money and not needed). I *COULD* have retired 10 years ago had I received that damn slap.
You conservative lurkers starting out: START SAVING NOW -- DO WITHOUT NOW SO YOUR FUTURE SELF CAN HAVE A GREAT LIFE!
DU Lurkers: keep toking your meager savings away like you do now.
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If I could travel back in time do you know what I would do? Go back and see Jesus deliver the sermon on the mount? See the pyramids in Egypt and South America get built? Get a dinosaur egg??
NONE OF THOSE THINGS!!! I would travel to the 19-year old me starting his first full-time job and smack me so hard I could still feel it today and say "SAVE ALL YOU CAN FOR RETIREMENT YOU IDIOT!!!"
I didn't really start saving for retirement until 25 years ago when I got remarried. I am OK now and will be retiring at 62 (SS is a decision to be made later but is just fun money and not needed). I *COULD* have retired 10 years ago had I received that damn slap.
You conservative lurkers starting out: START SAVING NOW -- DO WITHOUT NOW SO YOUR FUTURE SELF CAN HAVE A GREAT LIFE!
DU Lurkers: keep toking your meager savings away like you do now.
Hmmm, I would travel back to Noah's ark and kill the male tick. :mad:
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Hmmm, I would travel back to Noah's ark and kill the male tick. :mad:
Trying to stop liberalism before it starts, a la "Terminator," eh?
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Hmmm, I would travel back to Noah's ark and kill the male tick. :mad:
That would be the blue one. :whistling: The one with the name of democra.
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Retirement can be a shock, after 1 week I needed to take 2 weeks vacation! :thatsright:
I need to go back and try it again next week. :-)