Star Member Tobin S. (8,305 posts)
We've got a lottery pool together at work.
Eighteen people played chipping in $10 each. We have 90 lines for the Powerball. The guys were all sitting around before work started today dreaming what they'd do with a billion dollars. Someone asked me what I'd do. I kind of drew a blank. I have no idea what I'd do with that kind of money. I just said I'd buy my wife a new car and we'd get a new house. I'd also set up family pretty sweet. Other than that, I don't know.
Well now, I think Tubby Tobin would at least upgrade his wardrobe were he to cash in on his millions and billions.One would have expected that 'Minions' movie to make overalls more culturally acceptable and popular as daily clothing.
He'd start wearing a tie.
One would have expected that 'Minions' movie to make overalls more culturally acceptable and popular as daily clothing.He does have the body type down, so there's that
Sat Jul 25, 2015, 02:27 PM
Star Member Tobin S. (8,307 posts)
I'm going to file for bankruptcy on Tuesday.
It could have been worse for my creditors. I'm leaving about $16,000 on the table in unused credit on my credit cards. I'm current on everything and I'll be filing with a 753 credit score. They probably don't see that too often in bankruptcy court.
When my wife and I got together we both had a lot of debt. I was a long haul trucker and I owned my rig. I knew I couldn't have a good relationship with my wife unless I was home regularly. I took a local job that paid less thinking that I'd be able to sell my rig and my condo in a relatively short amount of time. It cost me $12,000 to get rid of the rig and I still own the condo. Between the two of them they account for about $28,000 in unsecured debt and I still owe about that much on the condo in which I am way underwater on. I've actually had that place up for sale for $20,000 and I couldn't find a buyer. Well, the bank is going to own it now. I also tried to absorb some of my wife's debt in a chivalrous but ill-fated move. My wife lost a decent paying job earlier this year through no fault of her own and is now working for $7.50 an hour. We need her income to help pay the bills, but she has been unable to find anything better.
I've tightened my belt and we've cut out things to try to make it work. I've leased my condo when I could. But even on our bare bones budget we're still coming up about $600 short a month. My savings are down to about $3000. If I manage to lease my condo again it will only give us about five more months before we are out of money. Might as well file now and put an end to the stress.
I qualify for chapter 7 bankruptcy. It will wipe out about $1300 a month in debt payments so we'll be back on the positive side again. I'll get to keep my car. Our house is in my wife's name and she is not filing. It will make my credit look shitty for a long time, but I don't foresee us needing credit any time soon. The next big thing will probably be a car for my wife and I think her current one will last another three or four years.
My wife was upset, but when I explained everything to her, she felt better about it. She made the comment that ever since we've been married we just can't seem to catch a break. I told her that this is a break. Imagine if we weren't able to do it.
http://www.democraticunderground.com/1018783982
Star Member Tobin S. (8,307 posts)
I'm going to file for bankruptcy on Tuesday.
I've tightened my belt and we've cut out things to try to make it work.
My wife was upset, but when I explained everything to her, she felt better about it. She made the comment that ever since we've been married we just can't seem to catch a break.
Translation: She regrets marrying you, Tubbin.
Sat Jul 25, 2015, 02:27 PM
Star Member Tobin S. (8,307 posts)
I'm going to file for bankruptcy on Tuesday.
A cammo Town Car limo. That's some West Virginia class right there.