Author Topic: Stolen Identity  (Read 933 times)

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Offline vesta111

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Stolen Identity
« on: February 12, 2010, 07:42:42 PM »
   You cannot get away from the Ads on radio or TV about company's that want to protect you in case someone steals your Identity.

Some of us gals were head banging this question with different scenarios.

What the heck rights do we have if this is done to us.?

Say you go to a bank to get pre-approved for a home owners loan and have them ask you about the other houses you own.   You don't own any other home, someone has used your Identity to get a mortgage on them. 

You ask for all information on these loans and they tell you they cannot give that information out even to you the so called home owner. 

Or they come up with the paper work you supposedly filled out to get the loan.

Every thing fits you and family SS# numbers, and history.

One woman  poster says get the addresses and stake the people living there out.

Another says to talk to the neighbors and find out what name they are using now.

My favorite is to bring a gang of bikers to the house and tell the residents that the owner has rented the house out to them.

Another woman says to keep family on the property as the people living there will trash the house, make off with the finance, hot water heater and every door knob in the house.

Weird laws come in here, suppose a decent family is renting the house from those people that stole your identity.   

Some one else has been paying the mirage, taxes, and collecting rent from them in your name.       So who in law own es the property, YOU or the Identity thieves.?



           


Offline Chris

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Re: Stolen Identity
« Reply #1 on: February 12, 2010, 07:57:08 PM »
Unless the mortgage has been paid in full, I would assume the bank holding the loan has ownership.
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Offline formerlurker

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Re: Stolen Identity
« Reply #2 on: February 12, 2010, 08:44:15 PM »
Get a realtor and put the house on the market.