So, for 10,000 humans worked until they died or their offspring sent them off to die.
Suddenly in the mid-20th century the idea of pensions for the average worker becomes law.
Less than a century later the idea is devoid of tangible, material support.
This idea of pensions entitlement assumes the previous 10,000 years humans were just too stupid to know better. Yet, those assuming entitlement have no idea how to make it work for themselves.