Author Topic: What if the Dems start a National Democratic Healthcare Co-Op that self-insures?  (Read 893 times)

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Offline ScubaGuy

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Yeah, that's what we can do.  We'll have a clubhouse and secret handshake.

DUmmies

This idea comes up at least once or twice a month and they still don't understand why it wouldn't work.

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Phoebe Loosinhouse  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Sun Sep-06-09 03:26 PM
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What if the Dems start a National Democratic Healthcare Co-Op that self-insures?
   
Wouldn't that be hysterical? No shoving insurance down the throats of ignorant tea-baggers or Republicans or even Blue Dogs since no one says you have to join. A gigantic co-op that could include 52% of the country with low premiums, negotiated drug prices, no prior conditions, no rescissions, etc. The pool would definitely be large enough to blow the competition out of the water and show the Repubs how it's done. Perhaps it could be structured as a charitable non-profit and any contributions outside of premiums could be tax deductible.

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REAL WORLD

My reading so far and from listening to some folks this morning tells me that a co-op as of now can only be state-wide in scope. This has to do with the regulatory powers of the states over insurers. BUT,the Feds oversee and regulate any company that self-insures as part of ERISA. They also monitor COBRA because it's part of HIPPA. Got that? Repubs on the talk shows this morning were asking for a national insurance market, which actually makes sense to me. There are large variances state to state in numbers of insurers available.

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asjr  Donating Member  (1000+ posts) Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Sun Sep-06-09 03:37 PM
Response to Reply #1
2. If we could pass a Democrats only health bill
   
There would be a mighty big rush for Republicans to switch parties.

Yeah, cause I would want my premium price to pay for all you losers?

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napi21  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Sun Sep-06-09 04:34 PM
Response to Original message
5. I thought about something similar the other day. Not the Dems,
   
because the Party just doesn't have enough money, but a collection of a handfull of private investors. Set up a "not for profit health insurance company". I feel reasonably sure there are a few very wealthy individuals who care enough about bringing the US even with the rest of the western world. It would take people like Gates, etc. to pool some big bucks, contract with an existing ins. co. to process the claims, and some good accountants to calculate what the best price for the policies would be. I love the idea, but unfortunately, I'm not even in the $200,000 wealth catagory and I don't know any billionairs.

The DUmmies don't realize that investors invest their money to make a profit. 

A "non-profit insurer"? We have one of those, it's name is Blue Cross/Blue Shield DUmmie.


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Offline Chris

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Phoebe Loosinhouse  Donating Member  (1000+ posts)
Sun Sep-06-09 03:26 PM
Original message

What if the Dems start a National Democratic Healthcare Co-Op that self-insures?
They're stupider than I thought.  They actually WANT a bunch of politicians to run their health care.  Who do they think created all those damn rules in the first place?
This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.

Offline JohnnyReb

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DUmmie co-op health insurance: DUmmie doctor to DUmmie patient, "I'm sorry but you only have stage 1 cancer and your insurance will only pay for 2 joints and 1 Lude." DUmmie patient to DUmmie doctor, "Could you up that to stage 4 so I can get a Morphine drip?"
“The American people will never knowingly adopt socialism. But, under the name of ‘liberalism’, they will adopt every fragment of the socialist program, until one day America will be a socialist nation, without knowing how it happened.” - Norman Thomas, U.S. Socialist Party presidential candidate 1940, 1944 and 1948

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Offline The Village Idiot

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Yeah, that's what we can do.  We'll have a clubhouse and secret handshake.

DUmmies
The DUmmies don't realize that investors invest their money to make a profit. 

There would have to be deductables and fee's to discourage people with hangnails from showing up at the ER with their DNHCOOP cards.

Offline AllosaursRus

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Hey DUmmies! Why don't yoiu just expand Medi Caid? Ain't that the same damn thing?
I'm the guy your mother warned you about!
 

Offline DumbAss Tanker

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I'm sure it would be just as fiscally sound as the Obama plan.

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That here, obedient to their law, we lie.

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Offline Splashdown

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I'm all for that idea. Go for it, Dems!

Instead of ambulances, unicorns can take you to the hospital.
Let nothing trouble you,
Let nothing frighten you. 
All things are passing;
God never changes.
Patience attains all that it strives for.
He who has God lacks nothing:
God alone suffices.
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Offline NHSparky

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I'm all for that idea. Go for it, Dems!

Instead of ambulances, unicorns can take you to the hospital.

And instead of medicine and treatment, you can have the Magic Negro wave his wand of fairy dust and eat some Skittles to make yourself all better.
“Any man who thinks he can be happy and prosperous by letting the government take care of him better take a closer look at the American Indian.”  -Henry Ford

Offline jukin

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Short answer: Failure, Misery, and death.
When you are the beneficiary of someone’s kindness and generosity, it produces a sense of gratitude and community.

When you are the beneficiary of a policy that steals from someone and gives it to you in return for your vote, it produces a sense of entitlement and dependency.

Offline AprilRazz

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And instead of medicine and treatment, you can have the Magic Negro wave his wand of fairy dust and eat some Skittles to make yourself all better.
What is the co pay on healing light?
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Offline GOBUCKS

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...Dems start a National Democratic Healthcare Co-Op...
But what if your problem isn't AIDS or psychiatric?

Offline The Village Idiot

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What is the co pay on healing light?

whatever you "feel" like "giving"

Offline Splashdown

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What is the co pay on healing light?

pictures of your hands....

 :rotf:
Let nothing trouble you,
Let nothing frighten you. 
All things are passing;
God never changes.
Patience attains all that it strives for.
He who has God lacks nothing:
God alone suffices.
--St. Theresa of Avila



"No crushed ice; no peas." -- Undies

Offline debk

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napi21  Donating Member  (1000+ posts)  Journal  Click to send private message to this author  Click to view this author's profile  Click to add this author to your buddy list  Click to add this author to your Ignore list      Sun Sep-06-09 04:34 PM
Response to Original message
5. I thought about something similar the other day. Not the Dems,
   
because the Party just doesn't have enough money, but a collection of a handfull of private investors. Set up a "not for profit health insurance company". I feel reasonably sure there are a few very wealthy individuals who care enough about bringing the US even with the rest of the western world. It would take people like Gates, etc. to pool some big bucks, contract with an existing ins. co. to process the claims, and some good accountants to calculate what the best price for the policies would be. I love the idea, but unfortunately, I'm not even in the $200,000 wealth catagory and I don't know any billionairs.


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Gates already does give big bucks to health care.....in 3rd world countries.

If Gates wanted to provide health care in the US ...he would have already done so.

Gee...maybe Gates thinks that people in this country HAVE the opportunity to go out and work and obtain their own health care insurer..... :thatsright:


Just hand over the chocolate...back away slowly...far away....and you won't get hurt....

Save the Earth... it's the only planet with chocolate.

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Offline USA4ME

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Quote from:
Phoebe Loosinhouse

What if the Dems start a National Democratic Healthcare Co-Op that self-insures?
  
Wouldn't that be hysterical?

Why, yes. Yes it would.

.
Because third world peasant labor is a good thing.