Mike,
I have no authority to decide what is anyone's best interest but myself. However, the person I spoke with that was unemployed for a long time did exhaust his unemployment insurance, is going to food pantries and relying on his son to support him because otherwise they were going to face foreclosure. That was a tough burden for a 22 year old man to handle considering that he had his own expenses, rent, car and student loans to pay back. My friend also isn't in the greatest of health and will probably need a liver transplant within the next few years. Because of his father's pride, my friend has dealt with a lot of hardship in his life.