My wife and I combined make about $40,000 a year. That would be considered poor by most people's standards. But we have a 1500 square foot home, 3 vehicles, we eat good, and pretty much do what we want. Now in Sycamore, GA you can live pretty comfortable, $270 house payment, 2 vehicles paid for, you can live pretty decent as long as you don't get in over your head. There is no excuse to be homeless in this country, except sorriness or mental illness.