One more thing..............the grand total for my fractured arm after all is said and done (technically I'm not done because I will have to have an elbow replacement at some point in the future) is over $100,000.00. Yes, that's right. One hundred thousand dollars for a fractured arm. That includes emergency care, surgery, hospital care, supplies, and physical therapy.
We had to pay out of pocket approximately 10% of that but we do have great health insurance, but my husband's company and he pay for that coverage.
Insurance and medical care would be so much more reasonable if we went back to the concept of catastrophic insurance coverage only. This copay/free preventative care is what breaks the bank. My parents used to take us all to the doctor when we got sick, and we weren't rich, but it didn't seem to break their budget.
