Well thank God you came along to tell us all how much our health care sucks, without you we might still be burdened with low premiums, low or no deductible, and low copays. We are so much better paying twice as much for less than half the coverage. How can we every repay you for your help?
Received an e-mail today at work. I redacted the name of the company and other identifying info. Also highlighted the interesting parts in Red.
"Open enrollment for US benefits is scheduled for November 11th – 27th. Communications will start soon about dates for open enrollment meetings and webinars for employees and spouses to attend. This email contains important information about your benefit plans, please take a few moments to read this email in its entirety.
Action:
Plan on attending an open enrollment meeting or webinar to learn about your 2014 benefits.
You must login to "redacted" between November 11th and 27th if you want coverage for medical, dental & vision plans for 2014 based on the new tier structure below.
Background:
Big picture for US benefits.
Provisions of Healthcare Reform are beginning to take affect for many Americans, here’s what it means to "redacted" - •
~$3M - 2013 Medical Device Industry tax on revenue to due Healthcare Reform
o This number is expected to increase again for 2014 and future years and comes directly off of our profit margins
• 1.1M - "redacted" US Benefit renewal increase with no plan design changes (8.8%)
o Approximately $450K or 4.2%, is due to taxes and administrative fees from the Affordable Care Act (ACA) that the carriers are passing directly on to us
In total, "redacted"’s expenditures due to Healthcare Reform is ~$3.5M, so far….
Therefore, employees enrolled in the medical plans will see a significant increase in per pay period contributions based on personal benefit elections in 2014.[/b]
A change you will see as employees is how the per pay period premiums will be split. This change means each employee that wants benefits for 2014 must make elections through "redacted" in November.
Before After
Conclusion:
It is more important than ever that you as a participant and consumer of health and wellness plans, attend and be knowledgeable about your healthcare choices.
We look forward to seeing you in the coming weeks!"
I HATE ALL OF YOU STUPID OBAMA VOTING MOTHER F**KERS!