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The Federal Trade Commission is getting hip and cool.Today the federal agency launched a series of silly videos to clear up confusion about which Web site offers truly free credit reports.The videos feature a young man jamming on his guitar while singing with friends about checking credit reports on Annualcreditreport.com. That site is the place where, under federal law, people are allowed to receive a free copy of their credit report once each year.The FTC’s videos are a spoof on FreeCreditReport.com, which has advertised its site for years with similar catchy videos of young men singing about their credit and repeating FreeCreditReport.com. Users of FreeCreditReport.com, however, are charged a fee if they do not cancel their membership within seven days of signing up.