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Author Topic: DUmmy Dilemma; The Repo Man  (Read 2359 times)

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Offline Dori

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DUmmy Dilemma; The Repo Man
« on: July 31, 2014, 02:48:51 PM »
http://metamorphosis.democraticunderground.com/1018645756

Quote
ashling (22,506 posts)

GRRRMPH SHIT!

We moved out here to the country partly in order to lower our expenses and get caught up.

Guess what happened - I just had my car repossessed about 15 - 20 minutes ago
.

Quote
cyberswede (17,009 posts)

1. Shit! Do you have another mode of transportation?
 
So sorry.

Quote
ashling (22,506 posts)

2. In a word
 
NO

We just made a small payment ($50- its what we had) and Melodie told them at the bank that we would have $400 Friday. We were going to be all caught up in a couple of months.

Haven't been able to pay for our Blue Cross health insurance at all

Our move out here was a nightmare because we both got sick and had to keep the truck for extra days.

Its just been one thing after another, but we are finally in a situation where we can hope to get caught up and then this.

Quote
ashling (22,506 posts)

5. I talked to the loan officer
 
and it doesn't look good.

At first she was saying that we would have to pay off the loan + repo charges w/in 14 days. That's over $9300.

Even if we could get that together by then, we are stuck out here in the country w/out transportation to work.

Shit, shit, shit!

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Offline Texacon

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Re: DUmmy Dilemma; The Repo Man
« Reply #1 on: July 31, 2014, 02:53:43 PM »
Wow!  How sick must you be to not be able to return a truck?!  Losers.  They are all, losers.

How long until we hear a sob story about how it isn't its fault?

KC
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Offline Carl

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Re: DUmmy Dilemma; The Repo Man
« Reply #2 on: July 31, 2014, 02:56:24 PM »
Yet pays for Internet.
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Offline landofconfusion80

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Re: DUmmy Dilemma; The Repo Man
« Reply #3 on: July 31, 2014, 03:00:06 PM »
This makes me very very happy.  If you don't have a pot to piss in, you surely don't move and keep a vehicle worth close to 10K, but that's how a responsible person would think.
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One Who Grows (244 posts)
20. absolute bullshit. the cave is unspeakably vile.

I don't know how any of you can live with yourselves.

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Offline Ralph Wiggum

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Re: DUmmy Dilemma; The Repo Man
« Reply #4 on: July 31, 2014, 03:15:01 PM »
Haven't been able to pay our health care insurance premiums...

Hmmm, how is that Affordable Care Act working for you?

:ownit:
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Offline GOBUCKS

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Re: DUmmy Dilemma; The Repo Man
« Reply #5 on: July 31, 2014, 03:19:27 PM »
Man I love to read about DUmp democrats enjoying the 0conomy!

Those votes for the muslim just continue paying dividends!

Let's hope they starve, but most likely Wishadoo! will come to the rescue.
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Offline Fourwinds

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Re: DUmmy Dilemma; The Repo Man
« Reply #6 on: July 31, 2014, 03:29:24 PM »
Should have returned it and looked elsewhere. Happened to me. I worked a deal for a Jetta for 500 down. Something got screwed up somewhere along the line and I called them asking where my bill was. After about a month of wrangling they said they could work the deal for 1000 down instead. I just gave them back the car and got something else from another dealer. It sucks but it beats having to deal with a repo.
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Offline JohnnyReb

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Re: DUmmy Dilemma; The Repo Man
« Reply #7 on: July 31, 2014, 04:23:27 PM »
Just spoke for a 1992 Dodge Dakota club cab for the son with less than a 100 thousand actual miles, never wrecked, one owner, with a right fresh paint job, 318 V8, automatic, good rubber and Excaliber camper shell.....$500.

Just about exactly like this one, color scheme and all.

https://sp.yimg.com/ib/th?id=HN.608003164163083504&pid=15.1&P=0

OK, so I have one good brother in law.  :-) ....married to the good sister of the north.  :-)
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Re: DUmmy Dilemma; The Repo Man
« Reply #8 on: July 31, 2014, 04:49:14 PM »
Quote from: JohnnyReb on July 31, 2014, 04:23:27 PM
Just spoke for a 1992 Dodge Dakota club cab for the son with less than a 100 thousand actual miles, never wrecked, one owner, with a right fresh paint job, 318 V8, automatic, good rubber and Excaliber camper shell.....$500.

Just about exactly like this one, color scheme and all.

https://sp.yimg.com/ib/th?id=HN.608003164163083504&pid=15.1&P=0

OK, so I have one good brother in law.  :-) ....married to the good sister of the north.  :-)

JR, damned good job.  H5.
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Offline thundley4

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Re: DUmmy Dilemma; The Repo Man
« Reply #9 on: July 31, 2014, 04:52:07 PM »
Quote
ashling (22,506 posts)

GRRRMPH SHIT!

We moved out here to the country partly in order to lower our expenses and get caught up.

Guess what happened - I just had my car repossessed about 15 - 20 minutes ago

So moving didn't fool the bank and you couldn't hide from the repo man.  :rofl:
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Re: DUmmy Dilemma; The Repo Man
« Reply #10 on: July 31, 2014, 04:54:08 PM »
Quote from: thundley4 on July 31, 2014, 04:52:07 PM
So moving didn't fool the bank and you couldn't hide from the repo man.  :rofl:

$5 says that the dealership had a GPS tracker installed before they let the DUmmy off the lot. :thatsright:
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Offline 67 Rover

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Re: DUmmy Dilemma; The Repo Man
« Reply #11 on: July 31, 2014, 05:08:32 PM »
I recommend the DUmmie get one of those Obama payday loans and pay off the $9500.  :-)
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Offline JohnnyReb

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Re: DUmmy Dilemma; The Repo Man
« Reply #12 on: July 31, 2014, 05:17:50 PM »
DUmmie was so sure his disability claim was finally going to come through for him....rejected again.
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Offline Ogre

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Re: DUmmy Dilemma; The Repo Man
« Reply #13 on: July 31, 2014, 06:00:15 PM »
Quote from: thundley4 on July 31, 2014, 04:52:07 PM
So moving didn't fool the bank and you couldn't hide from the repo man.  :rofl:

Exactly what I was thinking, I sure do love tales of DUmmy misery!
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Offline Texacon

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Re: DUmmy Dilemma; The Repo Man
« Reply #14 on: August 01, 2014, 12:56:27 PM »
Aaaaaand it just continues to show what a loser it is!

Quote
ashling (22,507 posts)

13. What pisses me off even more is that

we just had the car inspected and an oil change...at least we have not paid them the $400 we had planned to pay today. The loan officer talked with a VP and the CEO who determined that we would need to pay it off in order to get it back.

So today we are going to look for other vehicles.

The Good news is that we never got the windshield replaced after getting smashed by a golf ball in the spring.

This is a DUmmie so you KNOW they made an insurance claim and got some money.  They didn't use the money to buy a windshield or pay for the car ... nope, they spent it on booze and drugs.

KC
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Offline FiddyBeowulf

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Re: DUmmy Dilemma; The Repo Man
« Reply #15 on: August 01, 2014, 01:21:21 PM »
Quote from: Texacon on August 01, 2014, 12:56:27 PM
Aaaaaand it just continues to show what a loser it is!

This is a DUmmie so you KNOW they made an insurance claim and got some money.  They didn't use the money to buy a windshield or pay for the car ... nope, they spent it on booze and drugs.

KC
And told other DUmmies they bought poor people some food or fuel to boost their DUmp cred.
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Offline 67 Rover

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Re: DUmmy Dilemma; The Repo Man
« Reply #16 on: August 01, 2014, 02:05:19 PM »
Quote
ashling (22,507 posts)

13. What pisses me off even more is that

we just had the car inspected and an oil change...at least we have not paid them the $400 we had planned to pay today. The loan officer talked with a VP and the CEO who determined that we would need to pay it off in order to get it back.

So today we are going to look for other vehicles.

The Good news is that we never got the windshield replaced after getting smashed by a golf ball in the spring.


Bouncy.
« Last Edit: August 01, 2014, 02:08:31 PM by 67 Rover »
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Online DefiantSix

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Re: DUmmy Dilemma; The Repo Man
« Reply #17 on: August 01, 2014, 02:06:43 PM »
Quote from: 67 Rover on August 01, 2014, 02:05:19 PM

Bouncy.

Maybe not.  The Dumbass didn't say anything about the car PASSING the inspection... :popcorn:
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Offline jtyangel

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Re: DUmmy Dilemma; The Repo Man
« Reply #18 on: August 01, 2014, 02:19:45 PM »
Quote
The loan officer talked with a VP and the CEO who determined that we would need to pay it off in order to get it back.

 :rofl: :rofl: The CEO seriously? If the CEO was involved in ANY way with determining they would not be returning the car, then this was a buy here pay here place that as someone else said had a GPS on the damn thing and probably have already replace the windshield, detailed the nasty thing to make it presentable and have it back out on the lot for sale. If it was a legitimate larger dealer it's highly doubtful the CEO of the company would concern himself with the defaulted loan of a repossessed vehicle. That is what his collections staff and their management are there for and have the authority to address and make the final decision about--they don't need the top of the company's seal of approval to do it since they are tasked with the job and authority to make those decisions. But I'm sure the 'VP' was pulling out all the stops to make you go away.
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Offline delilahmused

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Re: DUmmy Dilemma; The Repo Man
« Reply #19 on: August 01, 2014, 02:47:04 PM »
Wow, I don't even know who the CEO of my bank is. It's a sure bet his headquarters aren't in Cottage Grove. But this DUmmie gets that kind of attention?

Cindie
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Offline USA4ME

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Re: DUmmy Dilemma; The Repo Man
« Reply #20 on: August 01, 2014, 02:47:19 PM »
Quote from:
ashling

So today we are going to look for other vehicles.

Good luck getting financing with that repo on your credit report.

Maybe Melodie has something she can offer as a means of income, though at 25 cents per encounter, it may take a while.

.
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Offline jtyangel

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Re: DUmmy Dilemma; The Repo Man
« Reply #21 on: August 01, 2014, 04:35:43 PM »
Quote
She is supposed to talk to the CEO and call me back. One of the colleges that Melodie adjuncts for takes out their own retirement contribution and uses Met Life. Since Melodie is leaving that employment, she is going to withdraw that, which could have us caught up, but it won't be for a few weeks.

Apparently it's SO doesn't adjunct as a professor for any sort of finance or economic's related courses. My money is on women's studies or humanities or social 'sciences' of some kind.  :thatsright:

Unless of course she's one of those carrying around a dead weight she should have dropped years ago...
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Offline catsmtrods

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Re: DUmmy Dilemma; The Repo Man
« Reply #22 on: August 01, 2014, 05:00:05 PM »
I only buy what I can afford? I'm funny that way. Of course I can fix most anything so I never had a new car, ever! I do have a truck, a conversion van, a car, a motorcycle and a 4 wheeler all in prime working order and paid for. Oh and a company vehicle so I never have to worry about getting where I need or want to go. 
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Offline fatboy

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Re: DUmmy Dilemma; The Repo Man
« Reply #23 on: August 01, 2014, 06:52:45 PM »
Quote
ashling

So today we are going to look for other vehicles.

I will give you a visual DUmmy ashling, your credit rating now looks like DUmmy NJChers yummy stew.
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Offline fatboy

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Re: DUmmy Dilemma; The Repo Man
« Reply #24 on: August 01, 2014, 07:20:49 PM »
Quote from: Texacon on July 31, 2014, 02:53:43 PM
Wow!  How sick must you be to not be able to return a truck?!  Losers.  They are all, losers.

How long until we hear a sob story about how it isn't its fault?

KC

I just returned from a visit to the OP and noticed a few things:

1. DUmmy ashling has an ACA avatar but no health insurance

2. Keeping the truck a couple of extra days is simply BS

3. They have no transportation to get to work. Also, they have no work apparently because nothing is being said about getting fired for not showing up.

4. Assuming that the lovely and graceous Melodie has a retirement plan with MET-Life, assume it is a 501B or 401K type of arrangement that you get hit hard by Uncle Sam if your are not 59 yrs old. If you are 59+, you are stupid to use that money for a car.

5. What about getting into town for food and supplies?

6.:
Quote
Response to ashling (Original post)

Wed Jul 30, 2014, 09:45 PM

 BlancheSplanchnik (11,114 posts)

12. I feel for you, too.

Out in the boondocks with no car=not good.
Thank God for the wisedom of Crazy Blanche


7. Finally, the most disturbing issue in this thread is the absolute lack of DUmmy compassion in the form of sending out vibes.
« Last Edit: August 01, 2014, 07:40:22 PM by fatboy »
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