Having seen what management at work has to deal with, no it's not. They have:
No work ethic.
Get "triggered"
Whine that supervisors are "mean" to them or feel they are singled out, IE: big meanie told me what to do!!!!!
#1 they can't seem to show up on time and don't see the "problem" with that.
They should not call it "Student Debt." They should call it "Stupid Debt." ANYONE can get a good college education at their local State University at about 1/10th the price of Prestige University. And for 99% of careers, the result is the same. They want to know THAT you have a sheepskin, not so much from WHERE (even Law and Med Schools no matter what you hear).
I worked in Higher Ed on the admin side at both baccalaureate and post-grad for many years and know of what I speak.
In MY day, it was made clear you were making a loan and a promise to repay and they made it clear the total costs. We must have been smarter back then since it made sense and we agreed and abided by that agreement.
So it is clear that the MLs are just astoundingly stupid and/or irresponsible as a cohort.