I have been officially retired from my job and the company will pay from their insurence a small benifit to me for 2 1/2 years for major disability.
Ok here is the strange part, for weeks now I have been recieving phone calls from some lawyers office that perports to be affiliated with the people that are paying me as part of my work perks.
They sent at my request an envelope about 8 inches thick with all the information as a phone call simply will not do. I need to see everything in writing, not just a strange voice on the phone.
All the gobblie gook that few understand until I found a paragraph that seems to say I would be hireing them to get me on social security. No fee was mentioned but I did take note that if Social Securiety did not pay them I would be responcible for the fee. Why would #SS pay them.?
I spoke with[ HR ] at my late job and they had no idea what was going on, had no idea how they got my SS# address or phone number.
Now the calls keep comming in from this lawyers office and today recieved not only another call but a letter that says the people who are paying my disabilty had refrured me to the lawyer. Do they the companys insurence Co. have the right to give out private information about their clients employees to just anyone ?
I screen all my calls and am afraid to speak to them as [ HR ] mentioned I should be very carefull what I say to them.
Is this business as usual or something new.?
Pros for the lawyers is they get paid from someone to do what I can do with a phone call, don't even have to leave the house to get a phone conference. What do I need them for.?
Pro for the Insurence Co. they are no longer obligated to pay me any disability.
Where is anything good for me in all this ? I do not need medicare as I am on Hubbys insurence, if I go SS# at my age will I loose money in the long run.? Should I wait out the 2 1/2 years then hope there is enough money in SS# left to at least feed my cat.?
All these questions that I never thought I would live long enough to face.
It is the scams out there that in this economy and at my age that I am trying to avoid. I do feel strange that when I was young and healthy it was all too easy to just run out and get a job, even work 2 if need be. Today I am back where I started out dependent on others and I don't like this feeling one bit.
So if anyone has had a scam on disability insurence or have any idea what I am talking about PLEASE give me some input.