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I just checked the envelope. IT WAS DATED FEB 22 07!!!!!!!!My State Farm guy said to trash it.
My rates would go up if I put one of those in my car. I'm an aggressive driver.
A little bit late, aren't they???
We've had State Farm for about 30 years, and now they want to impose an extra charge for not using their "In Drive" device. In other words, they will require that I use a plugin device so they can monitor everything we do in, how often we use a vehicle, and the distance and speeds for trips.Anyone else have this damned thing? It seems that it violates any privacy issues, and it will be required for each vehicle we own. Bullcrap from State Farm
The In-Drive device is free the first year, then $72/year thereafter.The State Farm rate reduction is 5% the first year, then will vary depending upon the device's reports. According to SF's brochure, rate reductions can be as high as 40-50% for folks driving all of 500 miles/year and as little as 1% for folks driving 26,000 miles per year. Much more typical expected reductions are for folks driving around the average 8500 miles a year or 11,000 miles a year with discount percentages from 8-24% or 2-20% respectively. My guess is that for very many people, a rate reduction of 4-8% is needed to offset the annual cost of the device, so (privacy concerns aside) it's the low mileage folks who will most likely benefit financially from enrolling in the program and who decide to give it a try. In addition to potential rate reductions, the other benefits will include at least the following (which is why I posted this as a comparison with the Garmin ecoRoute HD device):
I have not seen anything like that from statefarm here.