Author Topic: Manufactured homes  (Read 5165 times)

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Offline vesta111

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Manufactured homes
« on: March 01, 2011, 11:07:34 AM »
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What is the difference between a manufactured home and an on site built home.??

Plenty.  I bought my home for $80,000 bucks fully equipped, kitchen had dishwasher stove and refer agerater, and a pantry all brand new. size 24x54, way to big for 2 people.  15 years ago.

Bed room has a walk in closet.

2 baths full, the master has a tub, garden and a full separate shower.   2 sinks and stained glass windowes.

Living room has a big field stone fireplace, the family room is good and big.

As we chose to get a free flowing home, the dining room has glass sliders to the deck

Back of the house has 2 bedrooms, a full bath and a big laundry room.

We also got wool carpets that wear like iron  and the only reason I want to replace the linoleum in the kitchen is I am tired of it.

Windows are those drop down to clean and so far have held up well  the kind with 2 pains with some kind of gas inside to insulate them.

When we bought the home 15 years ago the cost for a standing structure or new built was 4 times the price.  This was for a used home that may have problems or just the home with nothing but the structure, one had to expend money for kitchens, baths etc.

Today to buy comparable for our home in a new built is over $300.000 thousand.

The home is almost paid off , yippie a mortgage burning party in the near future.

This is much cheaper then buying a condo, all park fees go to improving the area.  We got a lock down contract that allowed dogs an cats. We are able to have pets regardless of any rule changes--Grandfathered in.

All depends on where you want to move, a  manufactured home is taxed on a auto rate in this state, the land is not taxed because it is not yours. Out town taxes were not that we were a Donner town would be about $800.00 a year.

Yes I know no one wants to live in a trailer park until one finds one like I found, good size lots, I have 3/4 acre of land but then I got here first.

The best thing about these manufactured homes is the Law of 18 months.  Any and all problems with the home must be fixed within that time limit.  Doors don't shut properly, drafts coming in or believe it or not if the appliances that came with the home burn out, washer dryer, stove hot water heater of furnance--they have to fix or you can call in your own contracters and electricians and send them the bill.

Offline Evil_Conservative

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Re: Manufactured homes
« Reply #1 on: March 01, 2011, 12:18:03 PM »
I would never live in a trailer park.  If those MF homes catch fire, they go up in flames in a nano second.  No thank you. 

Vesta - you say you got your MF home for $80,000 right?  Would it surprise you that my husband & I can get a house in Las Vegas for $80,000?  A nice home, 1,400 sqft, three bed, two bathrooms, 7,500 sqft lot.  That's a big yard compared to the cookie cutter subdivisions in this area.

I'd rather take my $80,000 to a single family home.
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Offline thundley4

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Re: Manufactured homes
« Reply #2 on: March 01, 2011, 12:31:16 PM »
I would never live in a trailer park.  If those MF homes catch fire, they go up in flames in a nano second.  No thank you. 

Vesta - you say you got your MF home for $80,000 right?  Would it surprise you that my husband & I can get a house in Las Vegas for $80,000?  A nice home, 1,400 sqft, three bed, two bathrooms, 7,500 sqft lot.  That's a big yard compared to the cookie cutter subdivisions in this area.

I'd rather take my $80,000 to a single family home.

Is Vesta talking about trailers or modular homes?  There is a difference.

Offline Evil_Conservative

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Re: Manufactured homes
« Reply #3 on: March 01, 2011, 02:42:19 PM »
Is Vesta talking about trailers or modular homes?  There is a difference.

I don't know.  It sounded like she was talking about a manufactured home.. which is a trailer in my next of the woods.  :)
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Offline LC EFA

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Re: Manufactured homes
« Reply #4 on: March 01, 2011, 04:51:07 PM »
I've been toying with the idea of shipping container houses for remote area constructions.

Bunch up and arrange a few 40' containers and chop out sections where required and weld together where required.

The outside and in can be sheeted or veneered.

Offline IassaFTots

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Re: Manufactured homes
« Reply #5 on: March 01, 2011, 04:54:32 PM »
I've been toying with the idea of shipping container houses for remote area constructions.

Bunch up and arrange a few 40' containers and chop out sections where required and weld together where required.

The outside and in can be sheeted or veneered.


You can get em for pretty cheap, just have to pay the shipping costs, which are pretty high.  I have a buddy who has a few, and is insulating them this summer.  Those buggers get hot.
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Offline rich_t

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Re: Manufactured homes
« Reply #6 on: March 01, 2011, 05:08:29 PM »
I've been toying with the idea of shipping container houses for remote area constructions.

Bunch up and arrange a few 40' containers and chop out sections where required and weld together where required.

The outside and in can be sheeted or veneered.


That's been done before.  I saw a show on TV about it a few years ago.  It was somewhere out in CA IIRC
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Offline seahorse513

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Re: Manufactured homes
« Reply #7 on: March 01, 2011, 05:15:55 PM »
I don't know.  It sounded like she was talking about a manufactured home.. which is a trailer in my next of the woods.  :)
Yeah she is talking about a manufactured home. New ones are pretty nice these days. I wouldn't mind getting one myself, on my own land however...
I like my little apt though.....I have very quiet neighbors.
What gets me is that why live in a trailer park, pay a mortgage and parkfees?
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Offline rich_t

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Re: Manufactured homes
« Reply #8 on: March 01, 2011, 05:21:22 PM »
Yeah she is talking about a manufactured home. New ones are pretty nice these days. I wouldn't mind getting one myself, on my own land however...
I like my little apt though.....I have very quiet neighbors.
What gets me is that why live in a trailer park, pay a mortgage and parkfees?

You pay a mortgage and property taxes on a standard built home or a mortgage and HOA dues in a condo right?  Kinda the same thing.

I've seen some really nice trailer parks, but most of them are sadly rather dumpy looking.
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Offline TexasCop

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Re: Manufactured homes
« Reply #9 on: March 01, 2011, 05:37:59 PM »
They're making trailer houses pretty high quality these days.  Before my wife and I bought our home, we looked at a ton of trailer houses.  The highest quality we found were Palm Harbor.  They're built better than a lot of site built homes.  We were going to put more money into the land than the house, but decided ultimately to put more money into the house than the land and bought in a subdivision.

Offline LC EFA

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Re: Manufactured homes
« Reply #10 on: March 01, 2011, 05:48:07 PM »
That's been done before.  I saw a show on TV about it a few years ago.  It was somewhere out in CA IIRC

It's been done quite well before in several places around the world. I'm not thinking of doing this as a business - but to build my own place.

Offline Ballygrl

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Re: Manufactured homes
« Reply #11 on: March 01, 2011, 05:49:29 PM »
We have a trailer park around here and the homes are gorgeous, it's in the woods but you have tons of shopping a couple of miles away, mostly seniors but some young families, fees and maintenance under $500 a month, the only reason we're not living in 1 now is because the market is so bad we'd get very little for our house.
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Offline seahorse513

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Re: Manufactured homes
« Reply #12 on: March 01, 2011, 06:07:27 PM »
You pay a mortgage and property taxes on a standard built home or a mortgage and HOA dues in a condo right?  Kinda the same thing.

I've seen some really nice trailer parks, but most of them are sadly rather dumpy looking.
I am sure people are still responsible for mowing their plot of grass. and shoveling their own driveway. They would still have to pay for their own maintenance repairs. Here in my little apt, I don't have to worry about a thing, plowing, mowing or maintenance. The pros far outweigh the cons at this time..
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Offline JohnnyReb

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Re: Manufactured homes
« Reply #13 on: March 01, 2011, 06:13:52 PM »
One problem...and there are a lot of problems around here. In S.C. once a manufactured house (House Trailer, mobile home) is 20 years old you can't get a permit to move it. You have to tear it down in place. A fellow that worked for me bought some acreage with a trailer on it. He gave the trailer away and then he and the new would be owner found out it couldn't be moved. Well, the fellow decided since he was going to have to destroy the trailer, he would just pull it to the landfill because that was where the dismantled trailer was going to in the end anyway....still couldn't get a permit to pull it down the highway to the landfill.

He couldn't sell it, he couldn't move it, he couldn't give it away, he couldn't rent it(?) and there it sat until the next year when he got a property tax notice for a couple of hundred dollars...he was mad as hell. He pulled it back into the woods where you couldn't see it, knocked one end out of it, built a shed on the side and called it a hay barn. That reduced his property taxes on it to about $30 for farm structure.

Some of the modular homes I've seen are better built and stronger than on-site stick built homes. If you were to pick up an on-site stick built house with a crane and bounce it around like they bounce the modular built homes around...it would fall apart.
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Offline Evil_Conservative

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Re: Manufactured homes
« Reply #14 on: March 01, 2011, 06:18:47 PM »
Just so you guys know, I'm not knocking trailer parks.  Was just making a simple comparison that you can get a house for the price of a MF home, so why not just buy a house?  Most of our trailer parks in Las Vegas are ran down or for the 55+ community only.

There ARE some very nice trailers when you buy new.  But it still makes me nervous if a fire breaks out.
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Offline debk

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Re: Manufactured homes
« Reply #15 on: March 01, 2011, 06:27:44 PM »
Clayton Homes are built here. They are very well done, and Jim Clayton has made a fortune several times over making them, and sold the business a few years ago for a flippin' fortune.

The newer manufactured homes are considerably better built than some of the new site built homes. Some that are put onto permanent foundations, if it was not for the roof pitch - which is usually lower than a site built - it is often difficult to determine if it's a manufactured or a site built, due to interior finishing.

"Doublewides" are even harder to determine, particularly if the siding is done in such a way to not have a "seam" on each end.

Huge kitchens, fireplaces, walkin closets, nice windows, very nice bathrooms have all become almost standard in manufactured homes. By the time the homeowner adds decking, front porches, carports or garages....these homes can look really nice!

This one is on currently on the market here in the same county I live in, only on the "Smokies" side.....2 yrs old, 2300+ SF on a little over 14 acres. $329900.









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Offline Evil_Conservative

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Re: Manufactured homes
« Reply #16 on: March 01, 2011, 06:31:29 PM »
Clayton Homes are built here. They are very well done, and Jim Clayton has made a fortune several times over making them, and sold the business a few years ago for a flippin' fortune.

The newer manufactured homes are considerably better built than some of the new site built homes. Some that are put onto permanent foundations, if it was not for the roof pitch - which is usually lower than a site built - it is often difficult to determine if it's a manufactured or a site built, due to interior finishing.

"Doublewides" are even harder to determine, particularly if the siding is done in such a way to not have a "seam" on each end.

Huge kitchens, fireplaces, walkin closets, nice windows, very nice bathrooms have all become almost standard in manufactured homes. By the time the homeowner adds decking, front porches, carports or garages....these homes can look really nice!

This one is on currently on the market here in the same county I live in, only on the "Smokies" side.....2 yrs old, 2300+ SF on a little over 14 acres. $329900.











That looks so pretty.  14 acres?  Dang.  I'm jealous.  lol
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Offline rich_t

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Re: Manufactured homes
« Reply #17 on: March 01, 2011, 06:55:19 PM »
I am sure people are still responsible for mowing their plot of grass. and shoveling their own driveway. They would still have to pay for their own maintenance repairs. Here in my little apt, I don't have to worry about a thing, plowing, mowing or maintenance. The pros far outweigh the cons at this time..

That depends on the park.  Some have those things included with the lot fee.  People that own condos are also responsible for many of their maintenance costs.
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Offline Ballygrl

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Re: Manufactured homes
« Reply #18 on: March 01, 2011, 07:28:21 PM »
Just so you guys know, I'm not knocking trailer parks.  Was just making a simple comparison that you can get a house for the price of a MF home, so why not just buy a house?  Most of our trailer parks in Las Vegas are ran down or for the 55+ community only.

There ARE some very nice trailers when you buy new.  But it still makes me nervous if a fire breaks out.

For us it would be totally to get rid of the property tax burden and the maintenance on our home, we have enough equity in our home that if we sold we would have enough left over after paying the mortgage off to pay cash for the mobile home, but not much left over after that unless the market takes off, also the maintenance would be much less because each of the homes has a smaller yard attached to it and smaller driveways.
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Offline Ballygrl

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Re: Manufactured homes
« Reply #19 on: March 01, 2011, 07:31:10 PM »
That depends on the park.  Some have those things included with the lot fee.  People that own condos are also responsible for many of their maintenance costs.

Condos are ridiculous, we have an Aunt in a condo and her maintenance fees are $250 per month and property taxes are almost $5,000 for absolutely no yard, the taxes are just for 4 rooms, a garage and a small deck.
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Offline longview

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Re: Manufactured homes
« Reply #20 on: March 01, 2011, 09:50:46 PM »
I decided to buy a newer mobile home instead of buying a site-built house.  Houses where I'm working, to rent or buy, are ridiculous IMO.  I can get six inch walls with good insulation, a shingled roof, siding, a little upgrade to the breaker box and be good.

I'm looking at a few small acreages so I can bring a horse or two up from home to put some time on.  I've done wells, septic and electric before and have some preferences.  Especially with the well house and septic.

Offline Wineslob

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Re: Manufactured homes
« Reply #21 on: March 04, 2011, 02:35:41 PM »
As my Real Estate agent told me when asking about a "manufactured home", even if it's on a foundation, it's still NOT considered stick-built. The prices reflected that as homes normally in the 100K range (1995) were only 40K. You were, as she put it, "buying the lot".
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Offline debk

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Re: Manufactured homes
« Reply #22 on: March 04, 2011, 03:24:13 PM »
As my Real Estate agent told me when asking about a "manufactured home", even if it's on a foundation, it's still NOT considered stick-built. The prices reflected that as homes normally in the 100K range (1995) were only 40K. You were, as she put it, "buying the lot".


Manufactured or mobile are NEVER considered stick-built regardless of the foundation.

Modulars DO sneak by subsequent loan appraisers though, and may get classed as site or stick built. Let me tell you what a problem it becomes, when a real estate agent or an appraiser finds out that it's a modular instead of SB...AFTER...it has previously been sold as an SB home!!!!

I had to do an interior inspection report for lender of a house - a very nice house - that was foreclosed. The most recent agent was my "point of contact" for access. Agent tells me...."oh yeah, I just found out that house is a modular, not stick built, make sure to put it in your report, because it hasn't been specified under most recent property report in tax records, that it was a modular."

I go to house, and it's in the process of being "trashed out", and the guy doing it, happens to know it's a modular, because he knew the original owner...3 owners PRIOR to the one who was foreclosed!  I go back several listings in the mls, and find it was listed as a modular several years ago. So when I do my report, I put all this in the report, and only compare the house to other homes that are either modular OR manufactured/mobile, because a modular can't be compared with site built. Having to switch from a site built to modular, did a serious hack job on the value of the whole thing!! What a mess!! Heard through the "grapevine" that the lender was seriously pissed. Not my fault, unlike someone else...I was just doin' my job.  O-)
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Offline JohnnyReb

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Re: Manufactured homes
« Reply #23 on: March 04, 2011, 05:24:34 PM »
The few "modular" homes I saw were put in a project I graded for. They were, I think, better built than the site built homes. The company these came from wanted a 16" solid masonry foundation. But the real estate people that put these in used a 12" solid masonry foundation. The foundations had metal straps that ran down into and were anchored in the footings. These metal straps were about every 5 or 6 feet apart and were bolted to the sills of the house. They had a 1 1/2" metal strap that was nailed to every other floor joist stating about 2' or so in, wrapped and nailed around the outside sill and then nailed into the base plate of the wall and up 2' or so on the stud in the wall. Then again with the metal strap starting about 2' down on the same stud, it was nailed into the stud, the top double plate, up and over onto the ceiling joist and out for another 2 feet or so. Same way all the way around the modular sections.

The cranes were not gentle with them. They would put a sling around them and snatch them off the trailers and bouncy them around until they got them situated on the foundations. They had ceramic tile baths, solid granite counter tops in the kitchen, a couple had stone fireplaces and floors....never saw a single crack in any of the stuff I expected to be cracked. Looked for cracks in the sheetrock, paint and around moulding...never saw a crack...I couldn't believe it.

You throw a sling around a site built house and pick it up and it would fall apart.
 
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