I went to use my credit card yesterday, and it was declined. I’ve had this credit card for 30 years. Never been late on a payment. It usually has a zero balance, but right now it’s at about 1% of the card’s credit limit so I was concerned.
I called today to find out why it was declined. They said that last month in a single day the card had three authentication charges of $0, and their records do not show where the charges originated. Has anyone ever heard anything like that?
In my records, I can’t find any money or online activity on that day (or within a day or two of that day) that might have instigated something like that. Anyway, they’ve cancelled the existing card and are sending a new one. I don’t like it getting declined, but I’d much rather them lock it and have it declined than deal with a bunch of fraudulent charges.