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Author Topic: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!  (Read 3108 times)

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Offline asdf2231

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Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« on: March 24, 2009, 10:34:37 AM »
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Connonym  (1000+ posts)      Tue Mar-24-09 12:26 AM
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Visa gift card, what a ****ing rip off
 So I got a $50 Visa gift card. Yay! right? Once you use it, no so much with the yay. I spent 20 on groceries and went to use the remainder to fill my gas tank only to discover "purchase cannot exceed value of card" You CAN'T spend more than the money on the card and pay for the rest with other funds. If you try that it will decline your purchase (and make you look like a tool). Guess who looked like a tool at the gas station? Yeah so it's pretty impossible to spend EXACTLY $50 so odds are you'll use most of it and then there will be a couple bucks left that you'll have to just leave there. Oh, and the other thing? Once you use the card you have to pay nearly $4 a month in fees for "card maintenance" (who knew little plastic cards needed maintaining?).

Of course nobody wants to look a gift horse in the mouth but I wonder if the giver knew that the $50 they spent on the card would really only result in about $40-45 being actually spent if they'd feel they got a good deal. I HATE credit card companies and all the little and big ways they like to say "**** you" to the customer. 
I'm sure you need no help with that.


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Offline Splashdown

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #1 on: March 24, 2009, 10:43:38 AM »
Wow. Their rage and angst gets ever more wide ranging. It must suck to have to go so far out of your way to be pissed off about something.

Somebody should do one of those daily tear-off calendars featuring "Crap that pisses off the DUmmies." 
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Offline Toastedturningtidelegs

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #2 on: March 24, 2009, 10:43:58 AM »
Quote from: asdf2231 on March 24, 2009, 10:34:37 AM
I'm sure you need no help with that.



Guess it never occurred to the dummie to just buy what's left on the card finish the transaction and start another? Talk about the epitomy of laziness! :whatever:
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Offline jukin

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #3 on: March 24, 2009, 10:46:38 AM »
Guess who not only looks like a tool but IS a tool?
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Offline Toastedturningtidelegs

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #4 on: March 24, 2009, 10:54:17 AM »
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gmoney  (1000+ posts)        Tue Mar-24-09 01:53 AM
Response to Original message
5. that does suck
 Gift cards are kind of dumb anyway... "Here, I was too lazy to go to this store and select an appropriate gift, but I am pushy enough to tell YOU where to shop."

Didn't Seinfeld have a bit on that? "It's not a gift, it's an errand."
"If only I could stop using self-deprecating humor, I know that I could be a much better person."
What an ungrateful dick! :whatever: I love getting gift cards!
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Offline Wineslob

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #5 on: March 24, 2009, 10:54:53 AM »
Damn, teh stoopid burns.................................. :loser:
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Offline NHSparky

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #6 on: March 24, 2009, 10:58:40 AM »
While some may view it as a cop-out, and I would not get this outside being a "stocking stuffer" for immediate family, it IS a thoughtful gift for someone one doesn't know well, such as a co-worker, etc.

Too bad the DUmmies don't look at gifts as just that--GIFTS.  Even when they're given shit, they still find a reason to bitch.  Ingrates.
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Offline Texacon

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #7 on: March 24, 2009, 11:07:08 AM »
Gotta call bullshit on this one.  How did the gas pump know how much money it was going to spend? 

What probably happened is the computer put a hold on $75 to make sure the card had enough balance and when it came back as insufficient it wouldn't turn on.  It probably could have taken the card inside and explained to the cashier that it wanted to get more than $30 gas and the cashier could have turned the pump on to $30 and taken the rest in cash.

KC
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Offline Freeper

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #8 on: March 24, 2009, 11:11:05 AM »
Quote from: Texacon on March 24, 2009, 11:07:08 AM
Gotta call bullshit on this one.  How did the gas pump know how much money it was going to spend? 

What probably happened is the computer put a hold on $75 to make sure the card had enough balance and when it came back as insufficient it wouldn't turn on.  It probably could have taken the card inside and explained to the cashier that it wanted to get more than $30 gas and the cashier could have turned the pump on to $30 and taken the rest in cash.

KC

Most credit card machines at gas pumps look for a minimum balance and if you dont have that amount you have to go inside and prepay with what you have on the card. So I think you are right.
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Offline Chris_

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #9 on: March 24, 2009, 11:18:29 AM »
Typical DUmmie.  Receives a gift of "free" money and the gripes about it.

I've gotten many gift cards and have never had trouble spending every cent of them....and DUmmies want to lecture about economics?   :whatever:
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Offline Texacon

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #10 on: March 24, 2009, 11:23:07 AM »
Quote from: lug-nut on March 24, 2009, 11:18:29 AM
Typical DUmmie.  Receives a gift of "free" money and the gripes about it.

I've gotten many gift cards and have never had trouble spending every cent of them....and DUmmies want to lecture about economics?   :whatever:

Most rebates are done this way now.  I just bought 2 new cell phones in December and the $50 rebates came in the form of Visa cards.  No problem spending every single dime and there weren't any 'maintenance' fees.

This DUmmie is just trying to stir the pot and gain street cred by jumping on the anti CC band wagon.

KC
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Offline Chris_

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #11 on: March 24, 2009, 11:26:45 AM »
Quote from: Texacon on March 24, 2009, 11:23:07 AM
Most rebates are done this way now.  I just bought 2 new cell phones in December and the $50 rebates came in the form of Visa cards.  No problem spending every single dime and there weren't any 'maintenance' fees.

This DUmmie is just trying to stir the pot and gain street cred by jumping on the anti CC band wagon.

KC
Hmmmm, what are the odds that this DUmmie has been turned down for loans, credit cards and even a simple checking account.  Yes, DUmmies a cr*ppy credit rating will do that to you.  Us eeeevil, corporate loving, rethugs set it up that way just to keep you down.
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Offline miskie

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #12 on: March 24, 2009, 02:30:48 PM »
Quote from: Freeper on March 24, 2009, 11:11:05 AM
Most credit card machines at gas pumps look for a minimum balance and if you dont have that amount you have to go inside and prepay with what you have on the card. So I think you are right.


Thats exactly correct. the DUmpmonkey should have called the 800 number to do a balance inquiry, then used the card to prepay that amount on the gas pump. Instead, I suspect he swiped the card at the pump, which does automatically hold so many dollars since the amount to be purchased isn't determined yet.

But that would have required making that phone call then walking up to the cashier to prepay. Much too much effort....

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Offline Odin's Hand

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #13 on: March 24, 2009, 04:52:29 PM »
The DUmmy probably overcharged the gas pump purposefully, tried to abscond without paying for the overfill and got a nice big ticket for the crime.
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Offline rich_t

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #14 on: March 24, 2009, 04:58:07 PM »
Gift cards to not have a freakin maintenance fee.
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Offline Chris_

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #15 on: March 24, 2009, 05:04:15 PM »
Quote from: rich_t on March 24, 2009, 04:58:07 PM
Gift cards to not have a freakin maintenance fee.
The ones from Amex do, or at least they used to.
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Offline rich_t

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #16 on: March 24, 2009, 05:05:07 PM »
Quote from: lug-nut on March 24, 2009, 05:04:15 PM
The ones from Amex do, or at least they used to.


On a gift card?  I've never even seen an AMEX gift card.
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Offline Chris_

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #17 on: March 24, 2009, 05:07:19 PM »
Quote from: rich_t on March 24, 2009, 05:05:07 PM
On a gift card?  I've never even seen an AMEX gift card.
Yup. Got one from the MIL a few years ago for Christmas.  It dropped a few bucks off the balance available each month.  I didn't wait for that to happen.  :uhsure:
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Offline rich_t

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #18 on: March 24, 2009, 05:11:09 PM »
Quote from: lug-nut on March 24, 2009, 05:07:19 PM
Yup. Got one from the MIL a few years ago for Christmas.  It dropped a few bucks off the balance available each month.  I didn't wait for that to happen.  :uhsure:

Well I'll be.  First I've heard of it.  Thanks for correcting me.

 :cheersmate:
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Offline Kasha

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #19 on: March 24, 2009, 06:44:01 PM »
I've received two Visa gift cards and they both say in the Cardholder Agreement that they cannot be used at gas stations.  ::)
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Offline The Village Idiot

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #20 on: March 24, 2009, 07:06:10 PM »
Quote from: Splashdown on March 24, 2009, 10:43:38 AM
Wow. Their rage and angst gets ever more wide ranging. It must suck to have to go so far out of your way to be pissed off about something.

Somebody should do one of those daily tear-off calendars featuring "Crap that pisses off the DUmmies." 

how would we narrow the outrages down to 365 ?  The old ones just has "Bush's fault" on every page
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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #21 on: March 25, 2009, 04:03:40 AM »
Quote from: Odin's Hand on March 24, 2009, 04:52:29 PM
The DUmmy probably overcharged the gas pump purposefully, tried to abscond without paying for the overfill and got a nice big ticket for the crime.

I wouldn't bet against this being the case.
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Offline diesel driver

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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #22 on: March 25, 2009, 05:59:59 AM »
Quote from: rich_t on March 24, 2009, 04:58:07 PM
Gift cards to not have a freakin maintenance fee.

Some VISA and MasterCard do, but the only ones like that I've seen come from payday/car title loan offices.  Store gift cards do not, aka Walmart....
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Re: Mind Bending Stupidity: Visa gift card, what a ******* rip off!!
« Reply #23 on: March 25, 2009, 06:03:55 AM »
Quote from: FGL on March 24, 2009, 07:06:10 PM
how would we narrow the outrages down to 365 ?  The old ones just has "Bush's fault" on every page

The new ones could put 10 outrages/day and you would still have plenty left over for the next decade....

Pretty much anything/everything pisses them off, real or otherwise....
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Murphy's 3rd Law:  "You can't make anything 'idiot DUmmie proof'.  The world will just create a better idiot DUmmie."

Liberals are like Slinkys.  Basically useless, but they do bring a smile to your face when you push them down a flight of stairs...
 
Global warming supporters believe that a few hundred million tons of CO2 has more control over our climate than a million mile in diameter, unshielded thermo-nuclear fusion reactor at the middle of the solar system.

"A dead enemy is a peaceful enemy.  Blessed be the peacemakers". - U.S. Marine Corp

You can't fix stupid, but you can vote it out of office.

Offline Chris_

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Re: Mind Bending Stupidity: Visa gift card, what a ****ing rip off!!
« Reply #24 on: March 25, 2009, 06:37:47 AM »
What?! He couldn't spend more money than the card was worth? That's... That's...
Totally understandable, and how the real world works.
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