Open enrollment is insane

[CC27]

Onthefly (1,687 posts)

Open enrollment is insane

Only in America.
Open enrollment is a smoke and mirrors struggle. The insurance companies do not present the details of your coverage and limitations in clear or understandable language. Multiple exclusions and exceptions make deciding on a plan that covers complex care daunting. It’s rigged in the insurance industry’s favor. It is ridiculous that we go through this torment every year. We get screwed and insurance companies get wealthy. Universal healthcare for all.

Soul_of_Wit (358 posts)
26. Simple answer
Because Republicans don't want it in place

AZ8theist (8,228 posts)
51. The Reich Wing has been fighting tooth and nail to end the social safety net for decades....
The HATED Social Security when it was formed during the Roosevelt Administration.
They HATED Medicare when it was started during the Johnson Administration.
They HATED the Affordable Care Act when passed during the Obama Administration

(anyone see a pattern here? What's the common denominator?)

So they have done everything in their power to make it difficult. Same with voting and individual rights.

It's all they have, since they don't have any policies other than violence and billionaire tax cuts.

https://democraticunderground.com/100221640246

Obama care ruined it all but you would never admit it. Free health care price tag about around 50 trillion a year? How much are you assholes chipping in?

[Ralph Wiggum]

 

[RonE]

Onthefly (1,687 posts)

Open enrollment is insane

Only in America.
Open enrollment is a smoke and mirrors struggle. The insurance companies do not present the details of your coverage and limitations in clear or understandable language. Multiple exclusions and exceptions make deciding on a plan that covers complex care daunting. It’s rigged in the insurance industry’s favor. It is ridiculous that we go through this torment every year. We get screwed and insurance companies get wealthy. Universal healthcare for all.

But you feel removing competition from insurasnce providers and depending on a single source will improve this? Are you completely insane?

Soul_of_Wit (358 posts)
26. Simple answer
Because Republicans don't want it in place

A serious answer to a complex situation that is intertwined with government agencies as well as private business will not have a simple answer. Sorry.

[enslaved1]

Soul_of_Wit (358 posts)
26. Simple answer
Because Republicans don't want it in place

A serious answer to a complex situation that is intertwined with government agencies as well as private business will not have a simple answer. Sorry.

One of the thoughts I've had for a long time, and I believe there used to be some arguments floating around to support it, is for Congress to step up and use their Constitutional power over interstate commerce to write and pass a law that says health insurance can be sold across state lines.  This eliminates have a dozen Blue Cross and Blue Shield companies, each with their own infrastructure and costs, as well as broadening the risk pools from the citizens of each state to all the states the insurance companies are operating in.  Both of these should lower costs by lowering overhead and spreading payouts over larger groups of customers.  Congress could also reform tort laws, so people can't sue for psychotic amounts of money over tiny issues, also lowering costs for insurance companies.

Yes, there are too many lawyers in Congress and they get too much money from the insurance industry (Ds and Rs) but is my logic and understanding incorrect?  No, these would not solve all the cost issues, but they should significantly lower the prices of insurance and medical care, while maintaining competition to provide the best service at the best price, right? 

Yes, Soul_of_Wit(less) there's a lot more to it all then "Republicans don't like it" or "let the government take care of it all".